In ₹ Crore except Per Share 12 Months Ending | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/06/2026 | |
|---|---|---|---|---|---|
| Interest Income | |||||
| + Interest on Advances / Bills | 2,17,979.3 | 2,51,953.6 | 2,56,192.5 | 2,58,451.1 | |
| + Income on Investments | 57,524.8 | 73,912.1 | 82,656.9 | 82,592.9 | |
| + Interest on RBI / Interbank | 2,634.6 | 3,172.5 | 3,457.1 | 4,230.0 | |
| + Other Interest | 5,510.3 | 7,329.2 | 6,308.8 | 6,544.7 | |
| Interest Earned | 2,83,649.0 | 3,36,367.4 | 3,48,615.2 | 3,51,818.6 | |
| + Interest on Deposits | 99,401.5 | 1,25,216.6 | 1,38,300.1 | — | |
| + Interest on Borrowings / RBI | 54,737.1 | 58,677.6 | 47,191.1 | — | |
| Interest Expended | 1,54,138.6 | 1,83,894.2 | 1,85,491.2 | 1,85,408.4 | |
| Net Interest Income | 1,29,510.5 | 1,52,473.2 | 1,63,123.9 | 1,66,410.3 | |
| + Commission, Exchange & Brokerage | 30,621.4 | 35,029.9 | 38,627.5 | — | |
| + Profit on Sale of Investments | 20,095.8 | 14,325.4 | 20,074.1 | — | |
| + FX & Derivative Income | 3,870.3 | 5,026.3 | 6,068.6 | — | |
| + Insurance Premium Earned | 57,858.6 | 78,589.2 | 84,160.0 | — | |
| Other Income | 1,24,345.8 | 1,34,548.5 | 1,46,847.7 | 1,43,699.6 | |
| Total Income | 4,07,994.8 | 4,70,915.9 | 4,95,462.8 | 4,95,518.2 | |
| Operating | |||||
| + Employee Cost | 31,023.0 | 34,135.8 | 37,604.8 | 38,049.8 | |
| + Depreciation | 3,092.1 | 3,805.2 | 4,194.9 | — | |
| + Insurance Claims & Benefits Paid | 38,159.4 | 47,576.1 | 44,733.8 | — | |
| + Other Operating Expenses | 79,994.9 | 1,38,664.1 | 1,43,569.1 | 1,48,429.8 | |
| Operating Expenses | 1,52,269.3 | 1,76,605.1 | 1,81,173.9 | 1,86,479.6 | |
| Operating Profit (PPOP) | 1,01,586.9 | 1,10,416.7 | 1,28,797.7 | 1,23,630.2 | |
| Provisions & Contingencies | 25,018.3 | 14,174.6 | 26,656.2 | 15,145.4 | |
| Profit | |||||
| Pretax Income | 75,184.1 | 93,594.1 | 98,948.0 | 1,07,008.2 | |
| Tax Expense | 11,122.1 | 22,801.9 | 22,922.0 | 25,973.1 | |
| Net Income | 64,062.0 | 70,792.3 | 76,026.0 | 81,035.2 | |
| + Net Income before Minority Interest | 65,446.5 | 73,440.2 | 79,219.5 | — | |
| - Minority Interest | 1,384.5 | 2,647.9 | 3,193.5 | 2,022.4 | |
| Net Income to Common | 64,062.0 | 70,792.3 | 76,026.0 | 79,012.8 | |
| Per Share | |||||
| Basic EPS | 90.42 | 92.81 | 49.50 | 51.38 | |
| Diluted EPS | 90.01 | 92.39 | 49.28 | 51.18 | |
| Basic EPS, Adj (bonus/split) | 0.0 | 0.0 | 0.0 | 0.0 | |
| Book Value per Share | 0.0 | 0.0 | 0.0 | 0.0 | |
| BVPS, Adj (bonus/split) | 0.0 | 0.0 | 0.0 | 0.0 | |
| Profit Build-up — Alternate / Pre-Ind-AS Tags | |||||
| + Adjustments to Profit / (Loss) | 16,434.3 | 24,048.0 | 34,597.4 | — | |
| + Minority Interest | 1,384.5 | 2,647.9 | 3,193.5 | 2,022.4 | |
| Per Share — as-filed variants | |||||
| Basic EPS before Extraordinary Items | 90.42 | 92.81 | 49.50 | 51.38 | |
| Diluted EPS before Extraordinary Items | 90.01 | 92.39 | 49.28 | 51.18 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | |||||
| Casa Ratio | 0.38 | 0.35 | 0.34 | — | |
| Exceptional Items | -1,384.5 | 0.0 | 0.0 | -1,476.6 | |
| Expenditure Ex Provisions | 3,06,407.9 | 3,60,499.3 | 3,66,665.1 | 3,71,888.0 | |
| Face Value | 1.00 | 1.00 | 1.00 | 1.00 | |
| Lcr | — | — | 1.14 | — | |
| Nsfr | — | — | 1.18 | — | |
| Paid Up Equity Capital | 759.7 | 765.2 | 1,539.3 | 1,540.1 | |
| Pat Minority | 1,384.5 | — | — | — | |
| Pat Ordinary | 64,062.0 | 70,792.3 | 76,026.0 | 81,035.2 | |
| Pbt Before Exceptional | — | 93,594.1 | 98,948.0 | — | |
| Share Adjust Factor | 2.00 | 2.00 | 1.00 | — | |