| Tap a line for its trend | Last 12Mto Sep 2026 | FY26Mar 2026 | FY25Mar 2025 | FY24Mar 2024 | FY23Mar 2023 | FY22 and earlierAlpha Plus |
|---|
Interest income | FY22 and earlierEvery year the company has filed comes with Alpha Plus. | |||||
|---|---|---|---|---|---|---|
| 2,65,191 | 2,56,192 | 2,51,954 | 2,17,979 | 1,35,767 | ||
| 83,366 | 82,657 | 73,912 | 57,525 | 31,173 | ||
| 5,052 | 3,457 | 3,173 | 2,635 | 1,149 | ||
| 6,348 | 6,309 | 7,329 | 5,510 | 2,664 | ||
| 3,59,956 | 3,48,615 | 3,36,367 | 2,83,649 | 1,70,754 | ||
| — | 1,38,300 | 1,25,217 | 99,402 | 61,510 | ||
| — | 47,191 | 58,678 | 54,737 | 16,270 | ||
| 1,89,335 | 1,85,491 | 1,83,894 | 1,54,139 | 77,780 | ||
| 1,70,621 | 1,63,124 | 1,52,473 | 1,29,510 | 92,974 | ||
| — | 38,627 | 35,030 | 30,621 | 26,263 | ||
| — | 20,074 | 14,325 | 20,096 | −486 | ||
| — | 6,069 | 5,026 | 3,870 | 4,082 | ||
| — | 84,160 | 78,589 | 57,859 | — | ||
| 1,46,360 | 1,46,848 | 1,34,549 | 1,24,346 | 33,912 | ||
| 5,06,316 | 4,95,463 | 4,70,916 | 4,07,995 | 2,04,666 | ||
Operating | ||||||
| 38,506 | 37,605 | 34,136 | 31,023 | 20,017 | ||
| — | 4,195 | 3,805 | 3,092 | 2,345 | ||
| — | 44,734 | 47,576 | 38,159 | — | ||
| 1,52,914 | 1,43,569 | 1,38,664 | 79,995 | 29,171 | ||
| 1,91,420 | 1,81,174 | 1,76,605 | 1,52,269 | 51,534 | ||
| 1,25,561 | 1,28,798 | 1,10,417 | 1,01,587 | 75,352 | ||
| 15,073 | 26,656 | 14,175 | 25,018 | 13,854 | ||
Profit | ||||||
| 1,08,928 | 98,948 | 93,594 | 75,184 | 61,347 | ||
| 26,803 | 22,922 | 22,802 | 11,122 | 15,350 | ||
| 82,125 | 76,026 | 70,792 | 64,062 | 45,997 | ||
| — | 79,219 | 73,440 | 65,447 | 46,149 | ||
| 2,022 | 3,193 | 2,648 | 1,384 | 152 | ||
| 80,102 | 76,026 | 70,792 | 64,062 | 45,997 | ||
Per share | ||||||
| ₹52.03 | ₹49.50 | ₹92.81 | ₹90.42 | ₹82.64 | ||
| ₹51.88 | ₹49.28 | ₹92.39 | ₹90.01 | ₹82.27 | ||
| 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | ||
| 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | ||
| 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | ||
Profit build-up — alternate / pre-Ind-AS tags | ||||||
| — | 34,597 | 24,048 | 16,434 | 18,224 | ||
Per share — as-filed variants | ||||||
| ₹52.03 | ₹49.50 | ₹92.81 | ₹90.42 | ₹82.64 | ||
| ₹51.88 | ₹49.28 | ₹92.39 | ₹90.01 | ₹82.27 | ||
From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.
In ₹ Crore except Per Share 12 Months Ending | FY23 31/03/2023 | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/09/2026 | |
|---|---|---|---|---|---|---|
| Interest Income | ||||||
| + Interest on Advances / Bills | 1,35,767.3 | 2,17,979.3 | 2,51,953.6 | 2,56,192.5 | 2,65,190.9 | |
| + Income on Investments | 31,173.3 | 57,524.8 | 73,912.1 | 82,656.9 | 83,365.9 | |
| + Interest on RBI / Interbank | 1,149.3 | 2,634.6 | 3,172.5 | 3,457.1 | 5,051.6 | |
| + Other Interest | 2,664.2 | 5,510.3 | 7,329.2 | 6,308.8 | 6,348.0 | |
| Interest Earned | 1,70,754.1 | 2,83,649.0 | 3,36,367.4 | 3,48,615.2 | 3,59,956.4 | |
| + Interest on Deposits | 61,509.6 | 99,401.5 | 1,25,216.6 | 1,38,300.1 | — | |
| + Interest on Borrowings / RBI | 16,270.4 | 54,737.1 | 58,677.6 | 47,191.1 | — | |
| Interest Expended | 77,779.9 | 1,54,138.6 | 1,83,894.2 | 1,85,491.2 | 1,89,334.9 | |
| Net Interest Income | 92,974.1 | 1,29,510.5 | 1,52,473.2 | 1,63,123.9 | 1,70,621.5 | |
| + Commission, Exchange & Brokerage | 26,263.2 | 30,621.4 | 35,029.9 | 38,627.5 | — | |
| + Profit on Sale of Investments | -485.6 | 20,095.8 | 14,325.4 | 20,074.1 | — | |
| + FX & Derivative Income | 4,081.9 | 3,870.3 | 5,026.3 | 6,068.6 | — | |
| + Insurance Premium Earned | — | 57,858.6 | 78,589.2 | 84,160.0 | — | |
| Other Income | 33,912.1 | 1,24,345.8 | 1,34,548.5 | 1,46,847.7 | 1,46,359.9 | |
| Total Income | 2,04,666.1 | 4,07,994.8 | 4,70,915.9 | 4,95,462.8 | 5,06,316.3 | |
| Operating | ||||||
| + Employee Cost | 20,016.9 | 31,023.0 | 34,135.8 | 37,604.8 | 38,506.5 | |
| + Depreciation | 2,345.5 | 3,092.1 | 3,805.2 | 4,194.9 | — | |
| + Insurance Claims & Benefits Paid | — | 38,159.4 | 47,576.1 | 44,733.8 | — | |
| + Other Operating Expenses | 29,171.4 | 79,994.9 | 1,38,664.1 | 1,43,569.1 | 1,52,913.8 | |
| Operating Expenses | 51,533.7 | 1,52,269.3 | 1,76,605.1 | 1,81,173.9 | 1,91,420.3 | |
| Operating Profit (PPOP) | 75,352.5 | 1,01,586.9 | 1,10,416.7 | 1,28,797.7 | 1,25,561.0 | |
| Provisions & Contingencies | 13,854.1 | 25,018.3 | 14,174.6 | 26,656.2 | 15,072.6 | |
| Profit | ||||||
| Pretax Income | 61,346.8 | 75,184.1 | 93,594.1 | 98,948.0 | 1,08,927.9 | |
| Tax Expense | 15,349.7 | 11,122.1 | 22,801.9 | 22,922.0 | 26,803.4 | |
| Net Income | 45,997.1 | 64,062.0 | 70,792.3 | 76,026.0 | 82,124.5 | |
| + Net Income before Minority Interest | 46,148.7 | 65,446.5 | 73,440.2 | 79,219.5 | — | |
| - Minority Interest | 151.6 | 1,384.5 | 2,647.9 | 3,193.5 | 2,022.4 | |
| Net Income to Common | 45,997.1 | 64,062.0 | 70,792.3 | 76,026.0 | 80,102.1 | |
| Per Share | ||||||
| Basic EPS | 82.64 | 90.42 | 92.81 | 49.50 | 52.03 | |
| Diluted EPS | 82.27 | 90.01 | 92.39 | 49.28 | 51.88 | |
| Basic EPS, Adj (bonus/split) | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
| Book Value per Share | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
| BVPS, Adj (bonus/split) | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
| Profit Build-up — Alternate / Pre-Ind-AS Tags | ||||||
| + Adjustments to Profit / (Loss) | 18,224.0 | 16,434.3 | 24,048.0 | 34,597.4 | — | |
| Per Share — as-filed variants | ||||||
| Basic EPS before Extraordinary Items | 82.64 | 90.42 | 92.81 | 49.50 | 52.03 | |
| Diluted EPS before Extraordinary Items | 82.27 | 90.01 | 92.39 | 49.28 | 51.88 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | ||||||
| Casa Ratio | 0.44 | 0.38 | 0.35 | 0.34 | — | |
| Exceptional Items | 0.0 | -1,384.5 | 0.0 | 0.0 | -1,560.5 | |
| Expenditure Ex Provisions | 1,29,313.6 | 3,06,407.9 | 3,60,499.3 | 3,66,665.1 | 3,80,755.2 | |
| Face Value | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | |
| Lcr | — | — | — | 1.14 | — | |
| Nsfr | — | — | — | 1.18 | — | |
| Paid Up Equity Capital | 558.0 | 759.7 | 765.2 | 1,539.3 | 1,541.9 | |
| Pat Minority | 151.6 | 1,384.5 | — | — | — | |
| Pat Ordinary | 46,148.7 | 64,062.0 | 70,792.3 | 76,026.0 | 82,124.5 | |
| Pbt Before Exceptional | — | — | 93,594.1 | 98,948.0 | — | |
| Revenue | 1,70,754.1 | — | — | — | — | |
| Share Adjust Factor | 2.00 | 2.00 | 2.00 | 1.00 | — | |