CHOLAFIN₹1,859.90

Cholamandalam Investment and Finance Company Ltd.

· Banking & Finance
₹ CrorePeersSHRIRAMFINSUNDARMFINUNIONBANKMUTHOOTFINPFCPNBRECLTDBAJAJHLDNGMcap ₹1.59L Cr
ProfitabilityGrowthCreditLiquidityWorking CapitalYield AnalysisDuPont
Ratios — % unless marked ×
12 Months Ending
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Last 12M
30/06/2026
Returns
Return on Common Equity17.4618.0117.1817.18
Return on Assets2.182.112.132.13
Margins
EBITDA Margin71.8670.3268.1568.58
Operating Margin70.8369.3767.2367.23
Incremental Operating Margin—65.2156.67—
Pretax Margin24.0622.2122.4423.46
Net Income Margin17.8716.4916.8417.61
Net Income to Common Margin17.8716.4916.84—
FCF Margin-192.06-126.18-97.47-97.47
Additional
Effective Tax Rate25.9425.8025.0125.02
Dvd Payout Ratio4.883.943.24—
Sustainable Growth Rate16.6117.3016.6217.18
Incremental Operating Margin %65.2156.6776.50—
No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.