CHOLAFIN1,859.90

Cholamandalam Investment and Finance Company Ltd.

· Banking & Finance
₹ CrorePeersSHRIRAMFINSUNDARMFINUNIONBANKMUTHOOTFINPFCPNBRECLTDBAJAJHLDNGMcap ₹1.59L Cr
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In ₹ Crore except Per Share
12 Months Ending
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Last 12M
30/06/2026
Adjustments to Reconcile Profit — Non-cash Items
+ Depreciation & Amortisation198.1244.8283.9
+ Impairment Loss / (Reversal)1,317.62,494.33,536.3
+ Finance Costs9,230.812,494.514,384.1
+ Interest Income-470.4-668.60.0
+ Dividend Income-0.3-0.10.0
+ Fair Value (Gains) / Losses-128.3-188.0-114.0
+ Share-based Payments55.474.584.1
+ Other Non-cash Items20.3-155.2-1,263.4
+ Other — Cash Effects are Investing / Financing-23.40.00.0
+ Other Reconciling Items-40,958.2-42,125.5-39,309.9
Changes in Working Capital
+ Trade Receivables — Current-210.892.0-207.9
+ Other Financial Assets — Current-100.4190.20.0
+ Other Financial Assets — Non-current0.00.0-84.7
+ Trade Payables — Current389.1159.2627.3
+ Other Financial Liabilities — Non-current-50.349.0218.8
+ Provisions — Non-current51.841.645.9
Cash from Operating Activities
Profit Before Tax (per I/S)4,605.35,741.56,973.07,663.8
+ Total Adjustments (incl. Working Capital)-30,679.3-27,297.3-21,799.5
Cash from Operations (pre-tax)-26,074.0-21,555.8-14,826.4
+ Interest Received — Operating443.7660.7814.3
+ Interest Paid — Operating8,744.811,976.914,228.0
+ Dividends Received — Operating0.30.10.1
+ Other Inflows / (Outflows) — Operating0.02,000.20.0
+ Income Taxes Paid1,308.11,541.41,780.8
Cash from Operating Activities-35,682.9-32,413.2-30,020.8
Cash from Investing Activities
+ Acq of Fixed Assets (Capex)1,076.2199.5265.1
+ Disp of Fixed Assets5.412.923.4
+ Other Inflows / (Outflows) — Investing-1,783.8-2,761.5-2,312.3
Cash from Investing Activities-2,854.6-2,948.1-2,554.0
Cash from Financing Activities
+ Proceeds from Issue of Shares2,009.247.51,468.1
+ Proceeds from Debentures / Notes / Bonds26,793.123,665.330,416.3
+ Proceeds from Borrowings1,17,663.81,37,086.21,31,409.0
+ Repayment of Borrowings1,07,738.51,20,702.11,27,360.6
+ Payment of Lease Liabilities89.5133.6153.3
+ Dividends Paid166.8168.1169.5
Cash from Financing Activities38,471.239,795.335,610.0
Net Changes in Cash (pre-FX)-66.24,434.03,035.2
Net Changes in Cash-66.24,434.03,035.2
Closing Cash845.6
Reference Items
EBITDA13,753.918,174.021,175.422,399.1
EBITDA Margin %71.8670.3268.1568.58
Free Cash Flow (CFO − Capex)-36,759.1-32,612.7-30,285.9-30,285.9
Free Cash Flow per Basic Share-431.24-382.60-355.30-355.30
Cash Flow to Net Income-10.43-7.60-5.74
Cash Paid for Taxes1,308.11,541.41,780.8
As filed, sign as filed: a payment tagged as a positive magnitude in the filing stays positive here, so read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown — depth follows the filer, so a thin statement means a thin filing. Total Adjustments is the filer's own grand total of the reconciliation and spans BOTH the non-cash items and the working-capital block; Profit Before Tax plus it equals Cash from Operations (pre-tax). It can be reported when its components are not, so it is never a sum of the rows above it. No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreementXBRL cross-verified ✓ 95%.