Cholamandalam Investment and Finance Company balance sheet

As of Sep 2026

Loans: ₹2,40,357cr+23.7% on Sep 2025
Total debt: ₹2,31,911cr+23.6% on Sep 2025
Total assets: ₹2,70,022cr+24.6% on Sep 2025
Shareholders' equity: ₹34,531cr+33.1% on Sep 2025

₹ crore except per share

Tap a line for its trend	H1 FY27Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023	FY22 and earlierAlpha Plus

Non-financial assets
Financial assets						FY22 and earlierEvery year the company has filed comes with Alpha Plus.
	7,862	8,315	5,280	846	912
	5,836	6,380	4,221	3,548	2,095
	1,966	1,701	203	248	273
	464	327	204	214	99.1
	357	202	116	199	103
	2,40,357	2,17,744	1,82,038	1,44,463	1,04,810
	8,377	6,646	6,367	4,073	3,584
	956	892	370	399	299
	2,66,173	2,42,207	1,98,799	1,53,989	1,12,175
	3.0	29.7	218	359	270
	1,286	1,160	949	656	611
	0.1	0.1	0.1	0.1	0.1
	2,168	1,839	1,754	1,539	375
	193	27.5	3.7	0.0	35.7
	26.0	29.1	25.7	23.8	27.9
	12.7	14.5	7.2	12.7	24.8
	161	141	130	106	107
	3,849	3,241	3,087	2,697	1,452
	2,70,022	2,45,448	2,01,887	1,56,686	1,13,627
Financial liabilities
	71.8	86.5	285	187	134
	43,092	40,824	30,223	24,813	19,682
	1,71,060	1,56,543	1,33,792	1,04,511	73,186
	0.0	13,703	0.0	0.0	0.0
	17,759	1,030	11,021	5,151	4,489
	1,259	—	754	519	363
	2,34,919	2,14,625	1,77,885	1,36,815	99,091
Non-financial liabilities
	164	0.0	0.0	—	0.0
	287	281	236	194	142
	121	83.6	97.2	84.6	47.6
	572	365	333	279	190
	2,35,491	2,14,990	1,78,218	—	—
Equity
	172	170	168	168	164
	34,360	30,288	23,500	19,425	14,182
	34,531	30,458	23,669	—	—
	34,531	30,458	23,669	19,593	14,346
	2,70,022	2,45,448	2,01,887	1,56,686	1,13,627
Trade payables — MSME split
	9.0	13.2	14.3	7.7	3.4
	82.2	199	223	288	168
	1,586	2,226	1,574	1,338	1,064

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From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

alphave

CHOLAFIN₹1,604.20

Cholamandalam Investment and Finance Company Ltd.

· Banking & Finance

₹ CrorePeersSHRIRAMFIN SUNDARMFIN UNIONBANK MUTHOOTFIN PFC PNB RECLTD BAJAJHLDNGMcap ₹1.37L Cr

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In ₹ Crore except Per Share As of	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Financial Assets
+ Cash & Cash Equivalents	911.9	845.6	5,279.7	8,314.9	7,861.7
+ Other Bank Balances	2,095.3	3,548.1	4,221.1	6,380.2	5,835.7
+ Derivative Financial Instruments	272.9	247.8	203.3	1,701.1	1,965.5
+ Trade Receivables	99.1	214.2	204.2	327.1	463.6
+ Other Receivables	103.2	199.0	116.3	202.0	357.3
+ Loans	1,04,809.7	1,44,462.7	1,82,037.6	2,17,743.7	2,40,356.9
+ Investments	3,584.4	4,072.8	6,367.4	6,645.8	8,376.8
+ Other Financial Assets	298.6	399.0	369.7	892.1	955.7
Financial Assets	1,12,175.0	1,53,989.2	1,98,799.4	2,42,206.8	2,66,173.3
Non-financial Assets
+ Current Tax Assets (net)	270.1	359.0	218.1	29.7	3.0
+ Deferred Tax Assets (net)	611.5	655.9	948.6	1,160.2	1,286.2
+ Investment Property	0.1	0.1	0.1	0.1	0.1
+ Property, Plant & Equipment	374.7	1,539.5	1,754.0	1,839.5	2,167.6
+ Capital Work-in-Progress	35.7	0.0	3.7	27.5	192.8
+ Other Intangibles	27.9	23.8	25.7	29.1	26.0
+ Intangibles under Development	24.8	12.7	7.2	14.5	12.7
+ Other Non-financial Assets	107.1	106.3	130.0	140.8	160.6
Non-financial Assets	1,451.9	2,697.2	3,087.4	3,241.4	3,849.0
Total Assets	1,13,626.9	1,56,686.4	2,01,886.8	2,45,448.2	2,70,022.2
Financial Liabilities
+ Derivative Financial Instruments	134.3	186.7	284.6	86.5	71.8
+ Debt Securities	19,682.4	24,812.8	30,222.7	40,824.1	43,092.2
+ Borrowings (other than Debt Securities)	73,186.2	1,04,511.1	1,33,792.0	1,56,542.8	1,71,059.9
+ Deposits	0.0	0.0	0.0	13,702.7	0.0
+ Subordinated Liabilities	4,488.9	5,151.0	11,021.3	1,030.3	17,758.6
+ Other Financial Liabilities	363.4	519.1	754.0	—	1,259.0
Financial Liabilities	99,091.0	1,36,814.6	1,77,885.4	2,14,624.9	2,34,919.3
Non-financial Liabilities
+ Current Tax Liabilities (net)	0.0	—	0.0	0.0	163.8
+ Provisions	142.2	194.0	235.6	281.4	286.5
+ Other Non-financial Liabilities	47.6	84.6	97.2	83.6	121.3
Non-financial Liabilities	189.8	278.6	332.7	365.0	571.5
Total Liabilities	—	—	1,78,218.1	2,14,989.8	2,35,490.8
Equity
+ Equity Share Capital	164.5	168.1	168.3	170.5	171.6
+ Other Equity	14,181.6	19,425.2	23,500.4	30,287.9	34,359.9
Equity — Owners of Parent	—	—	23,668.7	30,458.4	34,531.4
Total Equity	14,346.1	19,593.2	23,668.7	30,458.4	34,531.4
Total Equity & Liabilities	1,13,626.9	1,56,686.4	2,01,886.8	2,45,448.2	2,70,022.2
Trade Payables — MSME split
+ Dues to Micro & Small Enterprises	3.4	7.7	14.3	13.2	9.0
+ Dues to Other Creditors	168.2	288.0	222.6	198.9	82.2
+ Dues to Other Creditors — Other Payables	1,064.2	1,338.3	1,573.8	2,226.5	1,586.5

As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.