In ₹ Crore except Per Share Latest Annual | CHOLAFIN FY26 | SHRIRAMFIN FY26 | SUNDARMFIN FY26 | UNIONBANK FY26 | Peer Median | |
|---|---|---|---|---|---|---|
| Valuation — at last close | ||||||
| P/E | 30.01× | 19.39× | 25.13× | ◆ 7.02× | 19.39× +55% | |
| P/B | 5.20× | 2.95× | 3.47× | ◆ 1.02× | 2.95× +76% | |
| Market Cap | ₹1.59L Cr | ₹1.94L Cr | ₹51,731 Cr | ₹1.36L Cr | ₹1.36L Cr +16% | |
| Growth | ||||||
| Revenue CAGR 3Y | ◆ 34.10% | 16.45% | — | 9.77% | 13.11% +160% | |
| Revenue CAGR 5Y | ◆ 26.53% | 22.54% | 19.93% | 9.06% | 19.93% +33% | |
| Net Income CAGR 3Y | 25.22% | 18.53% | — | ◆ 30.60% | 24.57% +3% | |
| Revenue YoY (latest Q) | ◆ 21.87% | 16.16% | 12.57% | 0.98% | 12.57% +74% | |
| Net Income YoY (latest Q) | 45.56% | ◆ 59.90% | 33.88% | 29.77% | 33.88% +34% | |
| Profitability | ||||||
| EBITDA Margin | 68.15% | 73.67% | ◆ 78.33% | — | 76.00% -10% | |
| NIM (banks) | — | — | — | 2.35% | 2.35% | |
| Net Income Margin | 16.84% | 20.83% | ◆ 20.99% | 14.63% | 20.83% -19% | |
| Return on Common Equity | ◆ 17.18% | 15.21% | 13.82% | 14.55% | 14.55% +18% | |
| Return on Assets | 2.13% | ◆ 3.12% | 2.40% | 1.18% | 2.40% -11% | |
| Credit & Quality | ||||||
| Interest Coverage | 1.45× | ◆ 1.62× | 1.57× | — | 1.60× -9% | |
| Gross NPA (banks) | — | — | — | 2.82% | 2.82% | |
| Cost/Income (banks) | — | — | — | 51.26% | 51.26% | |
| Scale — latest FY | ||||||
| Revenue / Total Income | ₹31,073 Cr | ₹48,133 Cr | ₹9,809 Cr | ₹1.28L Cr | ₹48,133 Cr -35% | |
| Net Income | ₹5,233 Cr | ₹10,024 Cr | ₹2,059 Cr | ₹18,781 Cr | ₹10,024 Cr -48% | |
| Total Assets | ₹2.45L Cr | ₹3.21L Cr | ₹85,795 Cr | ₹15.88L Cr | ₹3.21L Cr -24% | |
| EPS | ₹61.98 | ₹53.29 | ₹186.81 | ₹25.45 | ₹53.29 +16% | |
| Book Value per Share | ₹357.33 | ₹350.34 | ₹1,351.39 | ₹174.95 | ₹350.34 +2% | |