Cholamandalam Investment and Finance Company profit and loss

Latest FY26

Total income: ₹31,539cr+20.6% on FY25
Net interest income: ₹14,019cr+24.6% on FY25
Net profit: ₹5,233cr+22.8% on FY25
EPS: ₹61.98+22.2% on FY25

₹ crore except per share

Tap a line for its trend	Last 12Mto Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023	FY22 and earlierAlpha Plus

Expenses
Revenue from operations						FY22 and earlierEvery year the company has filed comes with Alpha Plus.
	31,407	28,403	23,748	17,627	12,083
	2,467	2,114	1,739	1,342	651
	144	111	197	146	69.7
	413	439	159	0.0	0.0
	10.3	5.1	3.5	24.4	81.1
	34,566	31,073	25,846	19,140	12,884
	358	466	307	280	221
	34,923	31,539	26,153	19,420	13,106
	15,741	14,384	12,495	9,231	5,748
	3,553	3,536	2,494	1,318	850
	4,767	4,195	3,328	2,479	1,360
	304	284	245	198	121
	2,273	2,166	1,850	1,590	1,412
	26,637	24,566	20,411	14,815	9,491
	15,667	14,019	11,253	8,396	6,335
	11,839	10,509	8,236	5,923	4,464
Profit
	8,286	6,973	5,741	4,605	3,615
	8,286	6,973	5,741	4,605	3,615
	2,403	2,014	1,727	1,222	886
	−334	−270	−245	−26.9	52.2
	2,069	1,744	1,481	1,195	938
	4.6	3.7	2.7	9.3	−11.8
	6,222	5,233	4,263	3,420	2,665
	6,217	5,229	4,260	3,411	2,677
	313	173	−141	−70.7	23.9
	6,535	5,405	4,122	3,349	2,689
	6,355	5,233	4,263	3,420	—
Per share
	₹73.14	₹61.98	₹50.72	₹41.17	₹32.44
	₹72.99	₹61.83	₹50.60	₹41.06	₹32.38
Other comprehensive income — detail
	313	173	−141	−70.7	23.9
	5.7	−3.8	−13.6	−19.1	−11.5
	1.4	−0.9	−3.4	—	—
	—	—	—	−2.4	−1.2
	412	234	−175	−72.2	45.6
	103	59.0	−44.0	—	—
	—	—	—	−18.2	11.5
	—	5,405	4,122	3,349	2,689
Per share — as-filed variants
	₹73.14	₹61.98	₹50.72	₹41.17	₹32.44
	₹72.99	₹61.83	₹50.60	₹41.06	₹32.38
Adjusted (ex-exceptional items) — derived
	8,286	6,973	5,741	4,605	3,615
	6,222	5,233	4,263	3,420	2,665
	₹73.14	₹61.98	₹50.72	₹41.17	₹32.44

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From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

alphave

CHOLAFIN₹1,604.20

Cholamandalam Investment and Finance Company Ltd.

· Banking & Finance

Annual Quarterly₹ CrorePeersSHRIRAMFIN SUNDARMFIN UNIONBANK MUTHOOTFIN PFC PNB RECLTD BAJAJHLDNGMcap ₹1.37L Cr

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In ₹ Crore except Per Share 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Revenue from Operations
+ Interest Income	12,082.6	17,627.1	23,747.7	28,403.3	31,407.2
+ Fees & Commission Income	650.7	1,342.1	1,739.1	2,114.2	2,467.1
+ Net Gain on Fair Value Changes	69.7	146.0	196.6	111.4	144.2
+ Net Gain on Derecognition — Amortised Cost	0.0	0.0	159.0	439.1	413.3
+ Sale of Services	81.1	24.4	3.5	5.1	10.3
Revenue from Operations	12,884.1	19,139.6	25,846.0	31,073.1	34,565.7
Other Income	221.5	280.3	306.8	465.6	357.7
Total Income	13,105.6	19,419.9	26,152.8	31,538.7	34,923.4
Expenses
+ Finance Costs	5,748.0	9,230.8	12,494.5	14,384.1	15,740.6
+ Impairment on Financial Instruments	849.7	1,317.6	2,494.3	3,536.3	3,553.1
+ Employee Benefit Expense	1,360.4	2,478.6	3,327.8	4,195.1	4,766.7
+ Depreciation & Amortisation	121.1	198.1	244.8	283.9	303.7
+ Other Expenses	1,411.8	1,589.6	1,849.9	2,166.3	2,273.3
Total Expenses	9,491.0	14,814.6	20,411.3	24,565.7	26,637.2
Net Interest Income	6,334.6	8,396.4	11,253.2	14,019.1	15,666.6
Pre-provision Operating Profit (derived)	4,464.3	5,922.9	8,235.8	10,509.4	11,839.3
Profit
PBT before Exceptional Items	3,614.6	4,605.3	5,741.5	6,973.0	8,286.2
Pretax Income	3,614.6	4,605.3	5,741.5	6,973.0	8,286.2
+ Current Tax	885.8	1,221.5	1,726.6	2,013.8	2,403.1
+ Deferred Tax	52.2	-26.9	-245.2	-269.7	-334.0
Tax Expense	937.9	1,194.6	1,481.5	1,744.2	2,069.1
+ Share of Associates & JVs	-11.8	9.3	2.7	3.7	4.6
Net Income	2,664.9	3,420.1	4,262.7	5,232.6	6,221.7
+ Net Income — Continuing Ops	2,676.7	3,410.7	4,260.0	5,228.9	6,217.2
+ Other Comprehensive Income	23.9	-70.7	-141.1	172.5	313.1
Total Comprehensive Income	2,688.7	3,349.3	4,121.6	5,405.1	6,534.9
Net Income to Common	—	3,420.1	4,262.7	5,232.6	6,355.0
Per Share
Basic EPS	32.44	41.17	50.72	61.98	73.14
Diluted EPS	32.38	41.06	50.60	61.83	72.99
Other Comprehensive Income — detail
+ Other Comprehensive Income	23.9	-70.7	-141.1	172.5	313.1
+ Items NOT to be Reclassified to P&L	-11.5	-19.1	-13.6	-3.8	5.7
+ Tax on Items NOT to be Reclassified	—	—	-3.4	-0.9	1.4
+ Tax on Items NOT to be Reclassified — alt tag	-1.2	-2.4	—	—	—
+ Items to be Reclassified to P&L	45.6	-72.2	-174.9	234.3	412.3
+ Tax on Items to be Reclassified	—	—	-44.0	59.0	103.4
+ Tax on Items to be Reclassified — alt tag	11.5	-18.2	—	—	—
Comprehensive Income — Owners of Parent	2,688.7	3,349.3	4,121.6	5,405.1	—
Per Share — as-filed variants
Basic EPS — Continuing Operations	32.44	41.17	50.72	61.98	73.14
Diluted EPS — Continuing Operations	32.38	41.06	50.60	61.83	72.99
Adjusted (ex-Exceptional Items) — derived
Pretax Income (Adjusted, as filed)	3,614.6	4,605.3	5,741.5	6,973.0	8,286.2
Net Income Adj (tax-effected)	2,664.9	3,420.1	4,262.7	5,232.6	6,221.7
EPS Adj	32.44	41.17	50.72	61.98	73.14
Other Filed Concepts — mapped but not yet placed in the schedule
Face Value	2.00	2.00	2.00	2.00	2.00
Filed Debt Equity	7.00	7.00	7.40	6.93	6.72
Paid Up Equity Capital	164.5	168.1	168.3	170.5	171.6

As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.