In ₹ Crore except Per Share 12 Months Ending | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/06/2026 | |
|---|---|---|---|---|---|
| Revenue from Operations | 19,139.6 | 25,846.0 | 31,073.1 | 32,662.6 | |
| Other Income | 280.3 | 306.8 | 465.6 | 479.7 | |
| Total Income | 19,419.9 | 26,152.8 | 31,538.7 | 33,142.3 | |
| Expenses | |||||
| + Employee Benefit Expense | 2,478.6 | 3,327.8 | 4,195.1 | 4,408.4 | |
| + Finance Costs | 9,230.8 | 12,494.5 | 14,384.1 | 14,923.4 | |
| + Depreciation & Amortisation | 198.1 | 244.8 | 283.9 | 291.5 | |
| + Other Expenses | 1,589.6 | 1,849.9 | 2,166.3 | 2,279.1 | |
| Total Expenses | 14,814.6 | 20,411.3 | 24,565.7 | 25,478.5 | |
| EBITDA | 13,753.9 | 18,174.0 | 21,175.4 | 22,399.1 | |
| EBIT | 13,555.8 | 17,929.2 | 20,891.5 | 22,107.6 | |
| Profit | |||||
| PBT before Exceptional Items | 4,605.3 | 5,741.5 | 6,973.0 | 7,663.8 | |
| Pretax Income | 4,605.3 | 5,741.5 | 6,973.0 | 7,663.8 | |
| + Current Tax | 1,221.5 | 1,726.6 | 2,013.8 | 2,225.5 | |
| + Deferred Tax | -26.9 | -245.2 | -269.7 | -308.2 | |
| Tax Expense | 1,194.6 | 1,481.5 | 1,744.2 | 1,917.3 | |
| + Share of Associates & JVs | 9.3 | 2.7 | 3.7 | 4.5 | |
| Net Income | 3,420.1 | 4,262.7 | 5,232.6 | 5,751.0 | |
| + Net Income — Continuing Ops | 3,410.7 | 4,260.0 | 5,228.9 | 5,746.5 | |
| + Other Comprehensive Income | -70.7 | -141.1 | 172.5 | 227.0 | |
| Total Comprehensive Income | 3,349.3 | 4,121.6 | 5,405.1 | 5,978.0 | |
| Net Income to Common | 3,420.1 | 4,262.7 | 5,232.6 | — | |
| Per Share | |||||
| Basic EPS | 41.17 | 50.72 | 61.98 | 67.83 | |
| Diluted EPS | 41.06 | 50.60 | 61.83 | 67.68 | |
| Revenue Detail — as filed | |||||
| + Sale of Services | 24.4 | 3.5 | 5.1 | 6.5 | |
| + Fees & Commission Income | 1,342.1 | 1,739.1 | 2,114.2 | 2,274.4 | |
| + Net Gain on Fair Value Changes | 146.0 | 196.6 | 111.4 | 132.5 | |
| + Net Gain on Derecognition — Amortised Cost | 0.0 | 159.0 | 439.1 | 453.9 | |
| Expense Detail — as filed | |||||
| + Impairment on Financial Instruments | 1,317.6 | 2,494.3 | 3,536.3 | 3,576.1 | |
| Other Comprehensive Income — detail | |||||
| + Other Comprehensive Income | -70.7 | -141.1 | 172.5 | 227.0 | |
| + Items NOT to be Reclassified to P&L | -19.1 | -13.6 | -3.8 | -2.6 | |
| + Tax on Items NOT to be Reclassified | — | -3.4 | -0.9 | -0.7 | |
| + Tax on Items NOT to be Reclassified — alt tag | -2.4 | — | — | — | |
| + Items to be Reclassified to P&L | -72.2 | -174.9 | 234.3 | 306.5 | |
| + Tax on Items to be Reclassified | — | -44.0 | 59.0 | 77.5 | |
| + Tax on Items to be Reclassified — alt tag | -18.2 | — | — | — | |
| Comprehensive Income — Owners of Parent | 3,349.3 | 4,121.6 | 5,405.1 | — | |
| Per Share — as-filed variants | |||||
| Basic EPS — Continuing Operations | 41.17 | 50.72 | 61.98 | 67.83 | |
| Diluted EPS — Continuing Operations | 41.06 | 50.60 | 61.83 | 67.68 | |
| Derived — Gross Profit (Revenue − Materials − Purchases − Δ Inventories) | |||||
| Gross Profit | 19,139.6 | 25,846.0 | 31,073.1 | 32,662.6 | |
| Gross Margin % | 100.00 | 100.00 | 100.00 | 100.00 | |
| Adjusted (ex-Exceptional Items) — derived | |||||
| Pretax Income (Adjusted, as filed) | 4,605.3 | 5,741.5 | 6,973.0 | 7,663.8 | |
| Net Income Adj (tax-effected) | 3,420.1 | 4,262.7 | 5,232.6 | 5,751.0 | |
| EPS Adj | 41.17 | 50.72 | 61.98 | 67.83 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | |||||
| Face Value | 2.00 | 2.00 | 2.00 | 2.00 | |
| Filed Debt Equity | 0.07 | 0.07 | 0.07 | 0.07 | |
| Interest Earned | 17,627.1 | 23,747.7 | 28,403.3 | 29,795.4 | |
| Paid Up Equity Capital | 168.1 | 168.3 | 170.5 | 170.6 | |