Shriram Finance profitability ratios

Profitability Growth Credit Liquidity Working capital Dividend yield DuPont CAGR

Per cent unless marked ×

Tap a line for its trend	Last 12Mto Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023	FY22 and earlierAlpha Plus

Margins & efficiency
Returns						FY22 and earlierEvery year the company has filed comes with Alpha Plus.
	16.4%	16.4%	18.0%	15.8%	17.2%
	3.3%	3.3%	3.5%	3.2%	3.4%
	8.2%	8.2%	8.1%	8.4%	9.2%
	27.9%	27.9%	28.1%	28.4%	27.8%
	2.0%	2.0%	2.3%	2.3%	2.8%
	24.5%	20.8%	22.9%	20.3%	19.8%
Leverage
	4.88×	4.88×	5.20×	5.00×	4.81×
	3.80×	3.80×	4.15×	3.94×	3.75×
Additional
	24.8%	24.8%	24.6%	25.8%	26.8%
	—	14.6%	19.4%	25.3%	9.3%

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From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

alphave

SHRIRAMFIN₹832.55

Shriram Finance Ltd.

· Banking & Finance

₹ CrorePeersCHOLAFIN M&MFIN SUNDARMFIN SBILIFE JIOFIN HDFCLIFE BANKBARODA CANBKMcap ₹1.57L Cr

Profitability Growth Credit Liquidity Working Capital Yield Analysis DuPont

Ratios — % unless marked × 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Returns
Return on Common Equity	17.20	15.76	18.00	16.38	16.38
Return on Assets	3.41	3.22	3.53	3.26	3.26
Margins & Efficiency
Net Interest Margin (on avg assets)	9.22	8.36	8.06	8.17	8.17
Cost to Income	27.77	28.42	28.08	27.88	27.88
Credit Cost (impairment / avg loans)	2.82	2.29	2.29	2.02	2.02
Net Income Margin	19.75	20.34	22.89	20.83	24.46
Leverage
Leverage (Assets/Equity)	4.81	5.00	5.20	4.88	4.88
Total Debt/Equity	3.75	3.94	4.15	3.80	3.80
Additional
Effective Tax Rate	26.81	25.79	24.63	24.78	24.80
Dvd Payout Ratio	9.35	25.34	19.42	14.62	—

No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 145%.