PNB Housing Finance quarterly results

Q2 FY27 · Jul–Sep 2026

₹ crore	Q2 FY27	Q2 FY26	Change
Total income	2,424	2,131	+13.8%
Net interest income	875	750	+16.5%
Net profit	617	582	+6.0%
EPS	₹23.65	₹22.34	+5.9%

Every quarter

₹ crore except per share

Tap a line for its trend	Q2 FY27Sep 2026	Q1 FY27Jun 2026	Q4 FY26Mar 2026	Q3 FY26Dec 2025	Q2 FY26Sep 2025	Q1 FY26Jun 2025	Q4 FY25Mar 2025	Q3 FY25Dec 2024	Q2 FY25Sep 2024	Q1 FY25Jun 2024	Q4 FY24Mar 2024	Q3 FY24Dec 2023	Earlier quartersAlpha Plus

Expenses
Revenue from operations													Earlier quartersEvery year the company has filed comes with Alpha Plus.
	2,289	2,138	2,054	2,019	2,017	1,980	1,906	1,848	1,780	1,739	1,693	1,680
	131	122	122	94.6	96.2	81.7	109	88.1	91.6	75.2	108	73.5
	3.4	3.2	5.5	5.1	14.2	14.1	6.5	5.2	6.8	8.8	9.0	1.7
	2,423	2,263	2,182	2,119	2,128	2,076	2,022	1,942	1,879	1,823	1,810	1,755
	0.8	1.9	−9.6	1.6	2.7	5.8	14.9	1.4	1.0	9.0	4.0	1.3
	2,424	2,265	2,172	2,121	2,131	2,082	2,037	1,943	1,880	1,832	1,814	1,756
	1,415	1,339	1,246	1,253	1,267	1,234	1,178	1,158	1,119	1,097	1,070	1,087
	4.4	3.3	4.1	3.4	0.4	3.4	4.5	3.1	3.2	3.0	2.0	4.4
	−47.6	−29.1	−176	−40.5	−113	−56.2	−64.8	−36.1	−45.6	−12.0	6.6	59.1
	139	135	126	134	109	118	105	98.3	109	109	90.6	80.6
	16.8	16.4	19.2	16.2	16.4	14.7	14.3	14.4	13.9	13.4	14.2	13.1
	100	83.1	98.6	86.5	91.2	79.7	88.4	89.9	76.1	67.4	71.1	72.0
	1,627	1,547	1,317	1,452	1,371	1,394	1,326	1,327	1,275	1,278	1,254	1,316
	875	800	808	767	750	746	728	691	662	642	623	593
	749	689	678	628	646	632	646	580	559	542	566	499
Profit
	797	718	855	668	760	688	711	616	605	554	560	440
	797	718	855	668	760	688	711	616	605	554	560	440
	179	154	157	144	148	132	168	131	125	146	134	114
	1.6	7.5	42.0	3.8	29.7	22.4	−7.6	1.3	10.3	−24.2	−13.6	−12.2
	180	161	199	148	178	154	161	132	135	121	121	102
	617	557	656	520	582	534	550	483	470	433	439	338
	617	557	656	520	582	534	550	483	470	433	439	338
	37.7	6.9	49.0	1.3	9.4	86.8	−41.9	−6.9	−3.9	−17.0	−2.5	−5.4
	654	564	705	522	591	620	509	476	466	416	437	333
	—	—	—	520	582	—	—	—	—	433	—	—
Per share
	₹23.65	₹21.39	₹25.17	₹19.97	₹22.34	₹20.52	₹21.18	₹18.60	₹18.08	₹16.66	₹16.91	₹13.04
	₹23.59	₹21.33	₹25.11	₹19.93	₹22.29	₹20.45	₹21.10	₹18.53	₹18.02	₹16.61	₹16.86	₹13.00
Other comprehensive income — detail
	37.7	6.9	49.0	1.3	9.4	86.8	−41.9	−6.9	−3.9	−17.0	−2.5	−5.4
	2.5	−0.9	1.8	0.2	0.2	−1.0	0.3	0.2	0.1	−1.2	−0.2	0.2
	0.6	−0.2	0.5	0.1	0.1	0.0	0.0	—	—	—	—	—
	—	—	—	—	—	—	—	0.1	0.0	−0.3	0.0	0.1
	47.9	10.1	63.7	1.5	12.3	87.8	−42.2	−9.5	−5.2	−21.6	−2.4	−7.4
	12.1	2.5	16.0	0.4	3.1	0.0	0.0	—	—	—	—	—
	—	—	—	—	—	—	—	−2.4	−1.3	−5.4	0.0	−1.9
	—	—	—	520	—	—	—	—	—	—	—	—
Per share — as-filed variants
	₹23.65	₹21.39	₹25.17	₹19.97	₹22.34	₹20.52	₹21.18	₹18.60	₹18.08	₹16.66	₹16.91	₹13.04
	₹23.59	₹21.33	₹25.11	₹19.93	₹22.29	₹20.45	₹21.10	₹18.53	₹18.02	₹16.61	₹16.86	₹13.00
Adjusted (ex-exceptional items) — derived
	797	718	855	668	760	688	711	616	605	554	560	440
	617	557	656	520	582	534	550	483	470	433	439	338
	₹23.65	₹21.39	₹25.17	₹19.97	₹22.34	₹20.52	₹21.18	₹18.60	₹18.08	₹16.66	₹16.91	₹13.04

Open the chart

From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

alphave

PNBHOUSING₹1,110.00

PNB Housing Finance Ltd.

· Banking & Finance

Annual Quarterly₹ CrorePeersLICHSGFIN CANFINHOME AAVAS PIRAMALFIN POONAWALLA RBLBANK MANAPPURAM APTUSMcap ₹28,921 Cr

View

In ₹ Crore except Per Share 3 Months Ending	Q3 FY24 31/12/2023	Q4 FY24 31/03/2024	Q1 FY25 30/06/2024	Q2 FY25 30/09/2024	Q3 FY25 31/12/2024	Q4 FY25 31/03/2025	Q1 FY26 30/06/2025	Q2 FY26 30/09/2025	Q3 FY26 31/12/2025	Q4 FY26 31/03/2026	Q1 FY27 30/06/2026	Q2 FY27 30/09/2026
Revenue from Operations
+ Interest Income	1,679.5	1,692.9	1,739.1	1,780.3	1,848.4	1,905.9	1,980.4	2,017.5	2,019.4	2,054.0	2,138.4	2,289.2
+ Fees & Commission Income	73.5	108.1	75.2	91.6	88.1	109.5	81.7	96.2	94.6	122.0	121.8	130.5
+ Net Gain on Fair Value Changes	1.7	9.0	8.8	6.8	5.2	6.5	14.1	14.2	5.1	5.5	3.2	3.4
Revenue from Operations	1,754.8	1,810.0	1,823.1	1,878.7	1,941.8	2,021.9	2,076.1	2,127.9	2,119.0	2,181.5	2,263.4	2,423.2
Other Income	1.3	4.0	9.0	1.0	1.4	14.9	5.8	2.7	1.6	-9.6	1.9	0.8
Total Income	1,756.0	1,814.0	1,832.1	1,879.7	1,943.1	2,036.8	2,081.9	2,130.6	2,120.7	2,171.9	2,265.4	2,424.0
Expenses
+ Finance Costs	1,086.6	1,069.7	1,096.9	1,118.5	1,157.9	1,178.1	1,234.4	1,267.0	1,252.8	1,246.1	1,338.6	1,414.7
+ Fees & Commission Expense	4.4	2.0	3.0	3.2	3.1	4.5	3.4	0.4	3.4	4.1	3.3	4.4
+ Impairment on Financial Instruments	59.1	6.6	-12.0	-45.6	-36.1	-64.8	-56.2	-113.2	-40.5	-176.2	-29.1	-47.6
+ Employee Benefit Expense	80.6	90.6	109.2	108.8	98.3	105.1	118.0	109.2	133.9	125.6	134.7	139.0
+ Depreciation & Amortisation	13.1	14.2	13.4	13.9	14.4	14.3	14.7	16.4	16.2	19.2	16.4	16.8
+ Other Expenses	72.0	71.1	67.4	76.1	89.9	88.4	79.7	91.2	86.5	98.6	83.1	100.1
Total Expenses	1,315.7	1,254.2	1,277.9	1,274.9	1,327.5	1,325.6	1,394.0	1,371.0	1,452.2	1,317.3	1,546.9	1,627.3
Net Interest Income	592.9	623.2	642.1	661.8	690.5	727.9	746.0	750.5	766.6	807.9	799.8	874.5
Pre-provision Operating Profit (derived)	499.4	566.5	542.2	559.1	579.5	646.4	631.7	646.5	627.9	678.4	689.3	749.1
Profit
PBT before Exceptional Items	440.3	559.8	554.2	604.7	615.7	711.2	687.9	759.6	668.4	854.6	718.4	796.6
Pretax Income	440.3	559.8	554.2	604.7	615.7	711.2	687.9	759.6	668.4	854.6	718.4	796.6
+ Current Tax	114.0	134.2	145.6	124.8	131.1	168.4	132.0	148.4	144.3	156.8	153.6	178.5
+ Deferred Tax	-12.2	-13.6	-24.2	10.3	1.3	-7.6	22.4	29.7	3.8	42.0	7.5	1.6
Tax Expense	101.9	120.6	121.4	135.1	132.4	160.8	154.4	178.1	148.1	198.8	161.1	180.1
Net Income	338.4	439.3	432.8	469.7	483.3	550.4	533.5	581.6	520.4	655.8	557.3	616.6
+ Net Income — Continuing Ops	338.4	439.3	432.8	469.7	483.3	550.4	533.5	581.6	520.4	655.8	557.3	616.6
+ Other Comprehensive Income	-5.4	-2.5	-17.0	-3.9	-6.9	-41.9	86.8	9.4	1.3	49.0	6.9	37.7
Total Comprehensive Income	333.1	436.7	415.8	465.8	476.3	508.5	620.3	591.0	521.7	704.8	564.2	654.3
Net Income to Common	—	—	432.8	—	—	—	—	581.6	520.4	—	—	—
Per Share
Basic EPS	13.04	16.91	16.66	18.08	18.60	21.18	20.52	22.34	19.97	25.17	21.39	23.65
Diluted EPS	13.00	16.86	16.61	18.02	18.53	21.10	20.45	22.29	19.93	25.11	21.33	23.59
Other Comprehensive Income — detail
+ Other Comprehensive Income	-5.4	-2.5	-17.0	-3.9	-6.9	-41.9	86.8	9.4	1.3	49.0	6.9	37.7
+ Items NOT to be Reclassified to P&L	0.2	-0.2	-1.2	0.1	0.2	0.3	-1.0	0.2	0.2	1.8	-0.9	2.5
+ Tax on Items NOT to be Reclassified	—	—	—	—	—	0.0	0.0	0.1	0.1	0.5	-0.2	0.6
+ Tax on Items NOT to be Reclassified — alt tag	0.1	0.0	-0.3	0.0	0.1	—	—	—	—	—	—	—
+ Items to be Reclassified to P&L	-7.4	-2.4	-21.6	-5.2	-9.5	-42.2	87.8	12.3	1.5	63.7	10.1	47.9
+ Tax on Items to be Reclassified	—	—	—	—	—	0.0	0.0	3.1	0.4	16.0	2.5	12.1
+ Tax on Items to be Reclassified — alt tag	-1.9	0.0	-5.4	-1.3	-2.4	—	—	—	—	—	—	—
Comprehensive Income — Owners of Parent	—	—	—	—	—	—	—	—	520.4	—	—	—
Per Share — as-filed variants
Basic EPS — Continuing Operations	13.04	16.91	16.66	18.08	18.60	21.18	20.52	22.34	19.97	25.17	21.39	23.65
Diluted EPS — Continuing Operations	13.00	16.86	16.61	18.02	18.53	21.10	20.45	22.29	19.93	25.11	21.33	23.59
Adjusted (ex-Exceptional Items) — derived
Pretax Income (Adjusted, as filed)	440.3	559.8	554.2	604.7	615.7	711.2	687.9	759.6	668.4	854.6	718.4	796.6
Net Income Adj (tax-effected)	338.4	439.3	432.8	469.7	483.3	550.4	533.5	581.6	520.4	655.8	557.3	616.6
EPS Adj	13.04	16.91	16.66	18.08	18.60	21.18	20.52	22.34	19.97	25.17	21.39	23.65
Other Filed Concepts — mapped but not yet placed in the schedule
Face Value	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00
Filed Debt Equity	0.00	4.00	0.00	0.00	4.00	3.70	3.71	3.63	3.63	3.70	3.72	3.93
Paid Up Equity Capital	259.7	259.7	259.7	259.8	259.9	259.9	260.1	260.5	260.5	260.6	260.6	260.8

As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.

« ‹ › »Latest: Q2 FY27 · ConsolidatedFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

PNB Housing Finance Q2 FY27 results (July–September 2026)

Filed with NSE on Wednesday, 28 October 2026 at 4:52 pm IST

PNB Housing Finance (NSE: PNBHOUSING) reported its Q2 FY27 results (July–September 2026) on Wednesday, 28 October 2026 at 4:52 pm IST. Consolidated net profit was ₹617 crore, up 6.0% from ₹582 crore in Q2 FY26 and up 10.6% from ₹557 crore in Q1 FY27. Revenue from operations was ₹2,423 crore, up 13.9% year on year and up 7.1% from the previous quarter.

Q2 FY26 results (a year earlier): 27 October 2025
Q3 FY27 results due by: 14 February 2027

Q2 FY27 at a glance · consolidated

Net profit: ₹617 Cr+6.0% vs Q2 FY26+10.6% vs Q1 FY27
Revenue from operations: ₹2,423 Cr+13.9% vs Q2 FY26+7.1% vs Q1 FY27
Earnings per share (basic): ₹23.65+5.9% vs Q2 FY26+10.6% vs Q1 FY27
Net profit margin: 25.4%−1.9 pts vs Q2 FY26+0.8 pts vs Q1 FY27

Questions

What was PNB Housing Finance's net profit in Q2 FY27?

Consolidated net profit was ₹617 crore, up 6.0% from ₹582 crore in Q2 FY26 and up 10.6% from ₹557 crore in Q1 FY27.

What was PNB Housing Finance's revenue in Q2 FY27?

Revenue from operations was ₹2,423 crore, up 13.9% year on year and up 7.1% from the previous quarter.

How were PNB Housing Finance's Q2 FY27 results?

Both grew from a year earlier: net profit was up 6.0% at ₹617 crore and revenue was up 13.9% at ₹2,423 crore. Against Q1 FY27, net profit was up 10.6% and revenue up 7.1%.

What was PNB Housing Finance's EPS in Q2 FY27?

Basic earnings per share were ₹23.65, against ₹22.34 in Q2 FY26.

What was PNB Housing Finance's net profit in the first half of FY27?

Consolidated net profit for the first half of FY27 (April–September 2026) was ₹1,174 crore, up 5.3% from ₹1,115 crore in the same months a year earlier. Revenue from operations was ₹4,687 crore, up 11.5%.

When did PNB Housing Finance announce its Q2 FY27 results?

On Wednesday, 28 October 2026 at 4:52 pm IST, in its results filing to the stock exchanges. A year earlier it reported Q2 FY26 on 27 October 2025.

What is PNB Housing Finance's net profit margin?

PNB Housing Finance's net profit margin was 25.4% in Q2 FY27 (net profit as a share of revenue from operations), against 27.3% in Q2 FY26 (down 1.9 percentage points). For FY26 as a whole it was 26.9%.

What was PNB Housing Finance's net profit in FY26?

Consolidated net profit was ₹2,291 crore in FY26 (April 2025–March 2026), up 18.3% from ₹1,936 crore in FY25. It was ₹1,508 crore in FY24 and ₹1,046 crore in FY23: up 119.0% over three years, 29.9% a year on average.

What was PNB Housing Finance's revenue in FY26?

Revenue from operations was ₹8,505 crore in FY26 (April 2025–March 2026), up 10.9% from ₹7,665 crore in FY25. It was ₹7,050 crore in FY24 and ₹6,527 crore in FY23: up 30.3% over three years, 9.2% a year on average.

How has PNB Housing Finance's profit changed over the last four quarters?

Net profit by quarter: ₹520 crore in Q3 FY26, ₹656 crore in Q4 FY26, ₹557 crore in Q1 FY27 and ₹617 crore in Q2 FY27. That is ₹2,350 crore over the four quarters, up 9.4% from ₹2,149 crore in the four quarters before. Revenue from operations: ₹2,119 crore, ₹2,182 crore, ₹2,263 crore and ₹2,423 crore.

When will PNB Housing Finance announce its Q3 FY27 results?

Q3 FY27 covers October–December 2026. Listed companies must publish quarterly results within 45 days of the quarter's end (SEBI listing rules, Regulation 33), so the results are due by 14 February 2027. The company tells the exchanges the date of the board meeting at least two working days before it.

Where do these PNB Housing Finance figures come from?

From PNB Housing Finance's own consolidated results filings to NSE, in ₹ crore as filed (Q2 FY27 on 28 October 2026). Growth compares the same consolidated figures a year and a quarter earlier.

Consolidated figures from the company's filings to NSE. Every company's results dates this season are in the Q2 FY27 results calendar, part of Alpha Plus.