LIC Housing Finance financials

·Banking & FinanceChart ›
Latest results Q1 FY27 · Apr–Jun 2026
Total income
₹7,086cr−2.3% on Q1 FY26
Net interest income
₹2,087cr+0.6% on Q1 FY26
Net profit
₹1,499cr+9.9% on Q1 FY26
EPS
₹27.25+9.9% on Q1 FY26

Quarterly results

Every quarter ›
₹ croreQ1 FY27Q1 FY26Change
Total income7,0867,250−2.3%
Net interest income2,0872,076+0.6%
Net profit1,4991,364+9.9%
EPS₹27.25₹24.80+9.9%

Over time

Q1 FY27 · Apr–Jun 2026latest
Total income₹7,086 crNet profit₹1,499 crNet interest margin2.6%

Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.

Key numbersby financial year

₹ crore except per share
Tap a line for its trendCurrentlast 12MFY26Mar 2026FY25Mar 2025FY24Mar 2024FY23Mar 2023FY22 and earlierAlpha Plus
28,079————
FY22 and earlierEvery year the company has filed comes with Alpha Plus.
28,69228,84328,11127,27822,728
—+2.6%+3.1%+20.0%—
8,4788,4638,1618,6826,411
—+3.7%−6.0%+35.4%—
2.7%2.7%2.7%3.1%2.4%
13.9%13.9%15.3%11.8%13.8%
0.2%0.2%0.1%0.6%0.8%
5,7395,6045,4434,7632,891
—+3.0%+14.3%+64.7%—
₹104.26₹101.81₹98.88₹86.47₹52.52
—+3.0%+14.4%+64.6%—
14.4%14.4%16.1%16.2%11.1%
1.8%1.8%1.8%1.7%1.1%
Balance sheet
3,16,0663,16,0663,02,7782,80,5322,67,776
—+4.4%+7.9%+4.8%—
2,77,3562,77,3562,70,5422,52,4482,44,729
6.69×6.69×7.44×8.02×9.00×
7.85×7.85×8.64×9.25×10.25×
Open the chart

From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

LICHSGFIN₹510.15

LIC Housing Finance Ltd.

· Banking & Finance
₹ CrorePeersPNBHOUSINGCANFINHOMEBAJAJHFLMCXBANKINDIASBICARD360ONEABCAPITALMcap ₹28,079 Cr
HighlightsEnterprise ValueMultiplesPer ShareAnnuals · FY-end closes
In ₹ Crore except Per Share
12 Months Ending
FY23
31/03/2023
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Current/LTM
TTM · last close
Market Capitalization————28,078.7
Total Income22,728.227,277.828,110.728,843.528,691.6
Growth %, YoY—+20.0+3.1+2.6—
Net Interest Income6,411.38,682.28,161.08,463.58,478.2
Growth %, YoY—+35.4-6.0+3.7—
NIM %, on assets2.403.052.702.652.65
Cost to Income %13.7611.7915.2613.8813.88
Credit Cost %, on avg loans0.760.600.100.180.18
Net Income2,891.44,763.35,442.75,604.25,739.3
Growth %, YoY—+64.7+14.3+3.0—
EPS, Adj (current shares)52.5286.4798.88101.81104.26
Growth %, YoY—+64.6+14.4+3.0—
ROE %11.1316.2216.0514.4114.41
ROA %1.081.671.801.751.75
Balance Sheet
Loans2,67,775.92,80,532.13,02,778.33,16,065.83,16,065.8
Growth %, YoY—+4.8+7.9+4.4—
Total Borrowings2,44,728.82,52,447.72,70,541.62,77,355.82,77,355.8
Debt/Equity ×9.008.027.446.696.69
Leverage (Assets/Equity) ×10.259.258.647.857.85
Market Cap/EV/multiples pair each (split/bonus-adjusted) FY-end close with the latest filed share count; Current column uses the last close. Market Capitalization is a market-level figure — identical across Consolidated/Standalone (the accounting rows below differ). No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

LIC Housing Finance financials and key ratios

Prices at the previous close · figures from the company's filings with NSE

LIC Housing Finance (NSE: LICHSGFIN) had a market capitalisation of ₹28,079 crore at the previous close (₹510.15 a share), a PE ratio of 4.9 on the last four quarters' profit and a price-to-book ratio of 0.68. In FY26 its consolidated net profit was ₹5,604 crore on revenue of ₹28,837 crore; in Q1 FY27 (April–June 2026) it was ₹1,499 crore, up 9.9% year on year. Promoters held 45.24% of the shares on 30 September 2026.

Share price used
₹510.15 · previous close
Latest balance sheet
31 March 2026
Shareholding pattern
30 September 2026

LIC Housing Finance at a glance · consolidated

Market cap
₹28,079 Crat ₹510.15 · previous close
PE ratio (last 4 quarters)
4.95.0 on FY26 profit
Price to book (PB)
0.68book value ₹752.71 a share
ROE (FY26)
14.4%
Debt to equity
6.69net debt ₹2,76,007 Cr
Promoter holding
45.24%unchanged vs 30 Jun 202630 September 2026
Dividend yield
1.96%₹10 a share in 12 months
Net worth
₹41,429 Cr+14.0% vs 31 Mar 202531 March 2026
EPS (FY26)
₹101.87

Questions

What is the LIC Housing Finance PE ratio today?

LIC Housing Finance's PE ratio is 4.9 at the previous close (₹510.15 a share): a market capitalisation of ₹28,079 crore divided by consolidated net profit of ₹5,739 crore over the last four quarters (Q2 FY26 to Q1 FY27). On FY26 net profit (₹5,604 crore) it is 5.0.

What is the LIC Housing Finance PB ratio (price to book value)?

LIC Housing Finance's price-to-book (PB) ratio is 0.68 at the previous close: a market capitalisation of ₹28,079 crore divided by shareholders' equity (book value) of ₹41,429 crore on 31 March 2026. That is a book value of ₹752.71 per share against a share price of ₹510.15.

What is the LIC Housing Finance debt to equity ratio?

LIC Housing Finance's debt-to-equity ratio was 6.69 on 31 March 2026: borrowings, debt securities, deposits and subordinated debt of ₹2,77,356 crore against total equity of ₹41,433 crore. A year earlier, on 31 March 2025, it was 7.44.

What is the LIC Housing Finance market cap?

LIC Housing Finance's market capitalisation was ₹28,079 crore at the previous close: 55.04 crore shares at ₹510.15 each.

What is the LIC Housing Finance ROE?

In FY26, LIC Housing Finance's return on equity (ROE) was 14.4%. ROE is net profit divided by average shareholders' equity (the start and end of the year).

What is the LIC Housing Finance dividend in 2026 and its record date?

In 2026, LIC Housing Finance has declared one dividend: ₹10 with record date 21 August 2026.

What is the LIC Housing Finance net worth?

LIC Housing Finance's net worth — shareholders' equity in its consolidated balance sheet — was ₹41,429 crore on 31 March 2026, up 14.0% from ₹36,352 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹28,079 crore at the previous close.

What is the LIC Housing Finance book value per share?

LIC Housing Finance's book value per share was ₹752.71 on 31 March 2026: shareholders' equity of ₹41,429 crore divided by the 55.04 crore shares in issue, up 14.0% from ₹660.46 a year earlier. The share price at the previous close was ₹510.15.

What is the LIC Housing Finance promoter holding?

Promoters held 45.24% of LIC Housing Finance on 30 September 2026, unchanged from both the previous quarter and a year earlier, according to the shareholding pattern filed with NSE.

What is the LIC Housing Finance EPS?

LIC Housing Finance's basic earnings per share (EPS) were ₹101.87 in FY26, against ₹98.95 in FY25. Over the last four quarters (Q2 FY26 to Q1 FY27) they add up to ₹104.33.

When are the LIC Housing Finance next results?

LIC Housing Finance will announce its Q2 FY27 results (July–September 2026) on Friday, 30 October 2026, the date of the board meeting it has notified to the exchanges.

LIC Housing Finance vs PNB Housing Finance: how do they compare?

In FY26, LIC Housing Finance earned net profit of ₹5,604 crore on revenue of ₹28,837 crore, against ₹2,291 crore on ₹8,505 crore for PNB Housing Finance.

What is the LIC Housing Finance dividend yield?

LIC Housing Finance's dividend yield is 1.96% at the previous close: dividends of ₹10 a share that went ex-dividend in the 12 months before that day, divided by the share price of ₹510.15. They were ₹10 on 21 August 2026.

What are the LIC Housing Finance latest quarterly results?

LIC Housing Finance's latest results are for Q1 FY27 (April–June 2026), filed on 30 July 2026: consolidated net profit ₹1,499 crore, up 9.9% from ₹1,364 crore in Q1 FY26; revenue from operations ₹7,083 crore, down 2.3% year on year.

What is the LIC Housing Finance revenue and profit in FY26?

In FY26 (April 2025–March 2026), LIC Housing Finance's consolidated net profit was ₹5,604 crore, up 3.0% from ₹5,442 crore in FY25, on revenue from operations of ₹28,837 crore (up 2.6%). Over three years, from FY23, net profit was up 93.8%.

What is the LIC Housing Finance shareholding pattern?

On 30 September 2026, LIC Housing Finance's shares were held by promoters 45.24%, foreign portfolio investors (FII/FPI) 18.93%, domestic institutions (DII) 21.64% (including mutual funds at 18.18%) and retail and other non-institutional investors 14.19%. Over the year, FII holding was down 1.24 percentage points from 20.17% and DII holding was down 0.50 percentage points from 22.14%.

How does LIC Housing Finance compare with its peers?

On FY26 consolidated figures, against PNB Housing Finance, Can Fin Homes and Bajaj Housing Finance: LIC Housing Finance's return on equity of 14.4% is the second highest of the four (PNB Housing Finance 12.7%, Can Fin Homes 19.7%, Bajaj Housing Finance 12.1%; peer average 14.8%).

Where do these LIC Housing Finance figures come from?

From LIC Housing Finance's own consolidated results, balance sheets and shareholding patterns filed with NSE. Ratios are calculated by Alphave from those filings as each answer describes.

Consolidated figures from the company's filings with NSE; prices are NSE closing prices.