LIC Housing Finance cash flow

·Banking & FinanceChart ›
Latest FY26
Cash from operations
−₹8,504cr−₹16,609 cr in FY25
Cash from investing
₹1,752cr−₹939 cr in FY25
Cash from financing
₹6,192cr−64.4% on FY25
Capital spending
₹52.0cr−29.1% on FY25
₹ crore except per share
Tap a line for its trendLast 12Mto Jun 2026FY26Mar 2026FY25Mar 2025FY24Mar 2024FY23Mar 2023FY22 and earlierAlpha Plus
Adjustments to reconcile profit — non-cash items
FY22 and earlierEvery year the company has filed comes with Alpha Plus.
—12297.869.269.0
—5542861,6441,396
—19,77119,52818,38516,135
—−28,234−27,689−27,067−22,222
—−0.50.00.0−0.4
—0.00.00.0−0.0
—0.0−2.90.00.0
—5.3−51.4181338
—0.0−0.60.0−0.2
—3.3−0.50.0−16.3
Changes in working capital
—−15.740.30.0−3.1
—−4860.0−18.90.0
—0.018.10.00.0
—−1940.00.0236
—0.0−6000.00.0
—112−94.82000.0
—0.0−96.0−4.66.7
Cash from operating activities
7,2957,1006,8766,0643,561
—−8,365−8,559−6,608−4,061
—−1,265−1,683−544−501
—28,27827,53627,25421,829
—20,33819,07218,02215,973
—−13,885−22,179−14,364−23,934
—1,2941,2111,4751,054
—−8,504−16,609−7,151−19,632
Cash from investing activities
—52.073.437.564.1
—0.00.10.823.6
—74.198288.4786
—1,87811671226.2
—0.50.50.00.4
—0.00.20.40.3
—1,752−939587−799
Cash from financing activities
—1,61,8031,72,7511,46,4201,82,151
—1,58,1251,53,1261,36,9531,54,565
—71.461.70.051.2
———53.40.0
—550495468462
—3,135−1,655−1,601−6,824
—6,19217,4137,34620,249
—−560−134781−183
—0.00.0−0.00.0
—−560−134781−183
——1,2891,423641
Reference items
—−8,556−16,683−7,188−19,697
—−1,7421,411530—
—−₹155.45−₹303.10−₹130.60−₹357.86
—−1.52×−3.05×−1.50×−6.79×
—1,2941,2111,4751,054
—20,33819,07218,02215,973
Open the chart

From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

LICHSGFIN₹489.15

LIC Housing Finance Ltd.

· Banking & Finance
₹ CrorePeersPNBHOUSINGCANFINHOMEBAJAJHFLMCXBANKINDIASBICARD360ONEABCAPITALMcap ₹26,923 Cr
View
In ₹ Crore except Per Share
12 Months Ending
FY23
31/03/2023
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Last 12M
30/06/2026
Adjustments to Reconcile Profit — Non-cash Items
+ Depreciation & Amortisation69.069.297.8121.7—
+ Impairment Loss / (Reversal)1,396.21,643.7285.8554.0—
+ Finance Costs16,134.818,385.119,528.419,770.6—
+ Interest Income-22,222.0-27,067.3-27,689.4-28,234.0—
+ Dividend Income-0.40.00.0-0.5—
+ Unrealised FX (Gain) / Loss-0.00.00.00.0—
+ Undistributed Profits of Associates0.00.0-2.90.0—
+ Other Non-cash Items338.2180.9-51.45.3—
+ Other — Cash Effects are Investing / Financing-0.20.0-0.60.0—
+ Other Reconciling Items-16.30.0-0.53.3—
Changes in Working Capital
+ Other Financial Assets — Current-3.10.040.3-15.7—
+ Other Financial Assets — Non-current0.0-18.90.0-486.5—
+ Other Non-current Assets0.00.018.10.0—
+ Other Financial Liabilities — Current235.80.00.0-194.5—
+ Other Current Liabilities0.00.0-599.90.0—
+ Other Non-current Liabilities0.0200.4-94.8111.5—
+ Provisions — Current6.7-4.6-96.00.0—
Cash from Operating Activities
Profit Before Tax (per I/S)3,560.86,064.46,875.97,100.27,294.9
+ Total Adjustments (incl. Working Capital)-4,061.4-6,608.1-8,559.3-8,364.7—
Cash from Operations (pre-tax)-500.6-543.7-1,683.4-1,264.6—
+ Interest Received — Operating21,828.927,254.327,536.228,278.1—
+ Interest Paid — Operating15,972.918,022.419,072.420,338.0—
+ Other Inflows / (Outflows) — Operating-23,934.0-14,364.1-22,178.9-13,885.2—
+ Income Taxes Paid1,053.81,475.11,210.71,294.1—
Cash from Operating Activities-19,632.4-7,151.0-16,609.2-8,503.8—
Cash from Investing Activities
+ Acq of Fixed Assets (Capex)64.137.573.452.0—
+ Disp of Fixed Assets23.60.80.10.0—
+ Acq of Investment Property785.688.4982.074.1—
+ Disp of Investment Property26.2711.6115.91,877.6—
+ Dividends Received — Investing0.40.00.50.5—
+ Other Inflows / (Outflows) — Investing0.30.40.20.0—
Cash from Investing Activities-799.2586.9-938.51,752.0—
Cash from Financing Activities
+ Proceeds from Borrowings1,82,150.61,46,420.21,72,751.31,61,803.2—
+ Repayment of Borrowings1,54,564.61,36,952.61,53,125.91,58,124.8—
+ Payment of Lease Liabilities51.20.061.771.4—
+ Payment of Finance Lease Liabilities0.053.4———
+ Dividends Paid462.2467.7495.2550.1—
+ Other Inflows / (Outflows) — Financing-6,824.0-1,600.9-1,655.13,134.8—
Cash from Financing Activities20,248.77,345.617,413.56,191.8—
Net Changes in Cash (pre-FX)-183.0781.5-134.2-560.0—
+ Effect of FX Rate Changes on Cash0.0-0.00.00.0—
Net Changes in Cash-183.0781.4-134.2-560.0—
Closing Cash641.41,422.81,288.6——
Reference Items
Free Cash Flow (CFO − Capex)-19,696.5-7,188.4-16,682.5-8,555.9—
Free Cash Flow to Equity—530.41,411.4-1,741.6—
Free Cash Flow per Basic Share-357.86-130.60-303.10-155.45—
Cash Flow to Net Income-6.79-1.50-3.05-1.52—
Cash Paid for Taxes1,053.81,475.11,210.71,294.1—
Cash Paid for Interest15,972.918,022.419,072.420,338.0—
As filed, sign as filed: a payment tagged as a positive magnitude in the filing stays positive here, so read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown — depth follows the filer, so a thin statement means a thin filing. Total Adjustments is the filer's own grand total of the reconciliation and spans BOTH the non-cash items and the working-capital block; Profit Before Tax plus it equals Cash from Operations (pre-tax). It can be reported when its components are not, so it is never a sum of the rows above it. No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.