LICHSGFIN551.55

LIC Housing Finance Ltd.

· Banking & Finance
₹ CrorePeersPNBHOUSINGCANFINHOMEBAJAJHFLMCXBANKINDIASBICARD360ONEABCAPITALMcap ₹30,357 Cr
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In ₹ Crore except Per Share
12 Months Ending
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Last 12M
30/06/2026
Adjustments to Reconcile Profit — Non-cash Items
+ Depreciation & Amortisation69.297.8121.7
+ Impairment Loss / (Reversal)1,643.7285.8554.0
+ Finance Costs18,385.119,528.419,770.6
+ Interest Income-27,067.3-27,689.4-28,234.0
+ Dividend Income0.00.0-0.5
+ Unrealised FX (Gain) / Loss0.00.00.0
+ Undistributed Profits of Associates0.0-2.90.0
+ Other Non-cash Items180.9-51.45.3
+ Other — Cash Effects are Investing / Financing0.0-0.60.0
+ Other Reconciling Items0.0-0.53.3
Changes in Working Capital
+ Other Financial Assets — Current0.040.3-15.7
+ Other Financial Assets — Non-current-18.90.0-486.5
+ Other Non-current Assets0.018.10.0
+ Other Financial Liabilities — Current0.00.0-194.5
+ Other Current Liabilities0.0-599.90.0
+ Other Non-current Liabilities200.4-94.8111.5
+ Provisions — Current-4.6-96.00.0
Cash from Operating Activities
Profit Before Tax (per I/S)6,064.46,875.97,100.27,294.9
+ Total Adjustments (incl. Working Capital)-6,608.1-8,559.3-8,364.7
Cash from Operations (pre-tax)-543.7-1,683.4-1,264.6
+ Interest Received — Operating27,254.327,536.228,278.1
+ Interest Paid — Operating18,022.419,072.420,338.0
+ Other Inflows / (Outflows) — Operating-14,364.1-22,178.9-13,885.2
+ Income Taxes Paid1,475.11,210.71,294.1
Cash from Operating Activities-7,151.0-16,609.2-8,503.8
Cash from Investing Activities
+ Acq of Fixed Assets (Capex)37.573.452.0
+ Disp of Fixed Assets0.80.10.0
+ Acq of Investment Property88.4982.074.1
+ Disp of Investment Property711.6115.91,877.6
+ Dividends Received — Investing0.00.50.5
+ Other Inflows / (Outflows) — Investing0.40.20.0
Cash from Investing Activities586.9-938.51,752.0
Cash from Financing Activities
+ Proceeds from Borrowings1,46,420.21,72,751.31,61,803.2
+ Repayment of Borrowings1,36,952.61,53,125.91,58,124.8
+ Payment of Lease Liabilities0.061.771.4
+ Payment of Finance Lease Liabilities53.4
+ Dividends Paid467.7495.2550.1
+ Other Inflows / (Outflows) — Financing-1,600.9-1,655.13,134.8
Cash from Financing Activities7,345.617,413.56,191.8
Net Changes in Cash (pre-FX)781.5-134.2-560.0
+ Effect of FX Rate Changes on Cash-0.00.00.0
Net Changes in Cash781.4-134.2-560.0
Closing Cash1,422.81,288.6
Reference Items
EBITDA24,517.926,501.426,986.027,080.6
EBITDA Margin %89.8894.2893.5894.41
Free Cash Flow (CFO − Capex)-7,188.4-16,682.5-8,555.9-8,555.9
Free Cash Flow per Basic Share-130.60-303.10-155.45-155.45
Cash Flow to Net Income-1.50-3.05-1.52
Cash Paid for Taxes1,475.11,210.71,294.1
As filed, sign as filed: a payment tagged as a positive magnitude in the filing stays positive here, so read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown — depth follows the filer, so a thin statement means a thin filing. Total Adjustments is the filer's own grand total of the reconciliation and spans BOTH the non-cash items and the working-capital block; Profit Before Tax plus it equals Cash from Operations (pre-tax). It can be reported when its components are not, so it is never a sum of the rows above it. No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreementXBRL cross-verified ✓ 95%.