In ₹ Crore except Per Share 12 Months Ending | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/06/2026 | |
|---|---|---|---|---|---|
| Revenue from Operations | 27,277.0 | 28,110.1 | 28,837.1 | 28,682.7 | |
| Other Income | 0.8 | 0.6 | 6.4 | 9.0 | |
| Total Income | 27,277.8 | 28,110.7 | 28,843.5 | 28,691.6 | |
| Expenses | |||||
| + Employee Benefit Expense | 649.6 | 755.4 | 714.4 | 739.0 | |
| + Finance Costs | 18,385.1 | 19,528.4 | 19,770.6 | 19,667.7 | |
| + Depreciation & Amortisation | 69.2 | 97.8 | 121.7 | 127.0 | |
| + Other Expenses | 329.5 | 456.5 | 423.4 | 440.4 | |
| Total Expenses | 21,213.4 | 21,234.8 | 21,743.3 | 21,396.8 | |
| EBITDA | 24,517.9 | 26,501.4 | 26,986.0 | 27,080.6 | |
| EBIT | 24,448.6 | 26,403.7 | 26,864.3 | 26,953.6 | |
| Profit | |||||
| PBT before Exceptional Items | 6,064.4 | 6,875.9 | 7,100.2 | 7,294.9 | |
| Pretax Income | 6,064.4 | 6,875.9 | 7,100.2 | 7,294.9 | |
| + Current Tax | 1,046.2 | 1,073.3 | 1,268.4 | 1,315.9 | |
| + Deferred Tax | 258.7 | 362.9 | 230.9 | 244.9 | |
| Tax Expense | 1,304.8 | 1,436.2 | 1,499.2 | 1,560.8 | |
| + Share of Associates & JVs | 3.8 | 2.9 | 3.3 | 5.2 | |
| Net Income | 4,763.3 | 5,442.7 | 5,604.2 | 5,739.3 | |
| + Net Income — Continuing Ops | 4,759.6 | 5,439.8 | 5,600.9 | 5,734.1 | |
| + Other Comprehensive Income | -3.4 | -72.1 | 23.5 | 17.7 | |
| Total Comprehensive Income | 4,759.9 | 5,370.7 | 5,627.8 | 5,757.0 | |
| Net Income to Common | 4,759.2 | 5,442.2 | 5,603.7 | 5,738.7 | |
| Minority Interest | 0.4 | 0.5 | 0.6 | 0.6 | |
| Per Share | |||||
| Basic EPS | 86.53 | 98.95 | 101.87 | 104.33 | |
| Diluted EPS | 86.53 | 98.95 | 101.87 | 104.33 | |
| Revenue Detail — as filed | |||||
| + Fees & Commission Income | 66.6 | 64.0 | 112.4 | 112.5 | |
| + Net Gain on Fair Value Changes | 60.6 | 71.3 | 79.7 | 72.1 | |
| + Net Gain on Derecognition — Amortised Cost | 26.7 | 9.9 | 0.0 | 9.3 | |
| + Net Loss on Derecognition — Amortised Cost | 0.0 | 0.0 | 31.7 | 62.9 | |
| + Share of P&L — Partnership Firms / LLPs | 3.4 | 0.0 | 0.0 | — | |
| Expense Detail — as filed | |||||
| + Fees & Commission Expense | 136.3 | 110.9 | 127.7 | 128.2 | |
| + Impairment on Financial Instruments | 1,643.7 | 285.8 | 554.0 | 231.6 | |
| Other Comprehensive Income — detail | |||||
| + Other Comprehensive Income | -3.4 | -72.1 | 23.5 | 17.7 | |
| + Items NOT to be Reclassified to P&L | -4.6 | -96.2 | 31.2 | 23.5 | |
| + Tax on Items NOT to be Reclassified | — | -24.1 | 7.7 | 5.8 | |
| + Tax on Items NOT to be Reclassified — alt tag | -1.2 | — | — | — | |
| Comprehensive Income — Owners of Parent | 4,759.2 | 5,370.2 | 5,627.2 | 5,756.4 | |
| Comprehensive Income — Non-controlling Interests | 0.4 | 0.5 | 0.6 | 0.6 | |
| Per Share — as-filed variants | |||||
| Basic EPS — Continuing Operations | 86.53 | 98.95 | 101.87 | 104.33 | |
| Diluted EPS — Continuing Operations | 86.53 | 98.95 | 101.87 | 104.33 | |
| Derived — Gross Profit (Revenue − Materials − Purchases − Δ Inventories) | |||||
| Gross Profit | 27,277.0 | 28,110.1 | 28,837.1 | 28,682.7 | |
| Gross Margin % | 100.00 | 100.00 | 100.00 | 100.00 | |
| Adjusted (ex-Exceptional Items) — derived | |||||
| Pretax Income (Adjusted, as filed) | 6,064.4 | 6,875.9 | 7,100.2 | 7,294.9 | |
| Net Income Adj (tax-effected) | 4,763.3 | 5,442.7 | 5,604.2 | 5,739.3 | |
| EPS Adj | 86.53 | 98.95 | 101.87 | 104.33 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | |||||
| Face Value | 2.00 | 2.00 | 2.00 | 2.00 | |
| Filed Debt Equity | — | 0.08 | 0.07 | 0.07 | |
| Interest Earned | 27,067.3 | 27,689.4 | 28,234.0 | 28,145.9 | |
| Paid Up Equity Capital | 110.1 | 110.1 | 110.1 | 110.1 | |