LIC Housing Finance profitability ratios

Profitability Growth Credit Liquidity Working capital Dividend yield DuPont CAGR

Per cent unless marked ×

Tap a line for its trend	Last 12Mto Jun 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023	FY22 and earlierAlpha Plus

Margins & efficiency
Returns						FY22 and earlierEvery year the company has filed comes with Alpha Plus.
	14.4%	14.4%	16.1%	16.2%	11.1%
	1.8%	1.8%	1.8%	1.7%	1.1%
	2.7%	2.7%	2.7%	3.1%	2.4%
	13.9%	13.9%	15.3%	11.8%	13.8%
	0.2%	0.2%	0.1%	0.6%	0.8%
	20.0%	19.4%	19.4%	17.5%	12.7%
Leverage
	7.85×	7.85×	8.64×	9.25×	10.25×
	6.69×	6.69×	7.44×	8.02×	9.00×
Additional
	21.4%	21.1%	20.9%	21.5%	18.8%
	—	9.8%	9.1%	9.8%	16.0%

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From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

alphave

LICHSGFIN₹514.00

LIC Housing Finance Ltd.

· Banking & Finance

₹ CrorePeersPNBHOUSING CANFINHOME BAJAJHFL MCX BANKINDIA SBICARD 360ONE ABCAPITALMcap ₹28,291 Cr

Profitability Growth Credit Liquidity Working Capital Yield Analysis DuPont

Ratios — % unless marked × 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/06/2026
Returns
Return on Common Equity	11.13	16.22	16.05	14.41	14.41
Return on Assets	1.08	1.67	1.80	1.75	1.75
Margins & Efficiency
Net Interest Margin (on avg assets)	2.40	3.05	2.70	2.65	2.65
Cost to Income	13.76	11.79	15.26	13.88	13.88
Credit Cost (impairment / avg loans)	0.76	0.60	0.10	0.18	0.18
Net Income Margin	12.73	17.46	19.36	19.43	20.01
Leverage
Leverage (Assets/Equity)	10.25	9.25	8.64	7.85	7.85
Total Debt/Equity	9.00	8.02	7.44	6.69	6.69
Additional
Effective Tax Rate	18.80	21.52	20.89	21.12	21.40
Dvd Payout Ratio	15.99	9.82	9.10	9.82	—

No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.