In ₹ Crore except Per Share Latest Annual	LICHSGFIN FY26	PNBHOUSING FY26	CANFINHOME FY26	BAJAJHFL FY26	Peer Average
Valuation — at last close
P/E	◆ 5.05×	12.61×	8.98×	25.38×	15.66× -68%
P/B	◆ 0.68×	1.50×	1.63×	2.88×	2.01× -66%
Market Cap	₹28,291 Cr	₹28,921 Cr	₹9,748 Cr	₹64,897 Cr	₹34,522 Cr -18%
Growth
Revenue CAGR 3Y	8.28%	9.22%	◆ 15.42%	—	12.32% -33%
Revenue CAGR 5Y	7.72%	2.26%	◆ 15.87%	—	9.06% -15%
Net Income CAGR 3Y	24.68%	◆ 29.87%	20.46%	—	25.16% -2%
Revenue YoY (latest Q)	-2.31%	13.88%	7.75%	◆ 17.99%	13.21% -117%
Net Income YoY (latest Q)	9.90%	6.01%	9.22%	◆ 17.73%	10.99% -10%
Profitability
NIM (banks)	2.65%	3.49%	◆ 3.77%	3.26%	3.51% -24%
Net Income Margin	19.43%	◆ 26.94%	25.75%	22.97%	25.22% -23%
Return on Common Equity	14.41%	12.70%	◆ 19.66%	12.06%	14.81% -3%
Return on Assets	1.75%	◆ 2.60%	2.54%	2.23%	2.46% -29%
Credit & Quality
Total Debt/Equity	6.69×	◆ 3.70×	6.40×	4.60×	4.90× +37%
Cost/Income (banks)	◆ 13.88%	25.94%	18.22%	19.45%	21.20% -35%
Scale — latest FY
Revenue / Total Income	₹28,837 Cr	₹8,505 Cr	₹4,216 Cr	₹11,147 Cr	₹7,956 Cr +262%
Net Income	₹5,604 Cr	₹2,291 Cr	₹1,086 Cr	₹2,560 Cr	₹1,979 Cr +183%
Total Assets	₹3.25L Cr	₹93,512 Cr	₹44,381 Cr	₹1.27L Cr	₹88,347 Cr +268%
EPS	₹101.87	₹88.01	₹81.54	₹3.07	₹57.54 +77%
Book Value per Share	₹752.71	₹737.64	₹449.1	₹27.04	₹404.59 +86%

◆ best value in the comp set per metric · Δ = subject vs average of the other companies.

« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.