Bajaj Housing Finance financials

·Banking & FinanceChart ›
Latest results Q2 FY27 · Jul–Sep 2026
Total income
₹3,251cr+18.0% on Q2 FY26
Net interest income
₹1,055cr+10.3% on Q2 FY26
Net profit
₹757cr+17.7% on Q2 FY26
EPS
₹0.91+18.2% on Q2 FY26

Quarterly results

Every quarter ›
₹ croreQ2 FY27Q2 FY26Change
Total income3,2512,755+18.0%
Net interest income1,055956+10.3%
Net profit757643+17.7%
EPS₹0.91₹0.77+18.2%

Over time

Q2 FY27 · Jul–Sep 2026latest
Total income₹3,251 crNet profit₹757 crNet interest margin3.0%

Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.

Key numbersby financial year

₹ crore except per share
Tap a line for its trendCurrentlast 12MFY26Mar 2026FY25Mar 2025FY24Mar 2024
64,897———
12,10311,1509,5767,618
—+16.4%+25.7%—
3,9323,7523,007—
—+24.8%——
3.3%3.3%2.9%—
19.5%19.5%20.4%—
0.2%0.2%0.1%—
2,8062,5602,163—
—+18.4%——
₹3.37₹3.07₹2.60—
—+18.4%——
12.1%12.1%13.4%—
2.2%2.2%2.1%—
Balance sheet
1,39,8621,23,74599,513—
—+24.4%——
1,03,7041,03,70482,072—
4.60×4.60×4.11×—
5.65×5.65×5.15×—
Open the chart

From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

BAJAJHFL₹77.92

Bajaj Housing Finance Ltd.

· Banking & Finance
₹ CrorePeersLICHSGFINPNBHOUSINGCANFINHOMECRISILAIILGICREHDBFSICICIPRULIMcap ₹64,897 Cr
HighlightsEnterprise ValueMultiplesPer ShareAnnuals · FY-end closes
In ₹ Crore except Per Share
12 Months Ending
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Current/LTM
TTM · last close
Market Capitalization———64,896.9
Total Income7,617.79,576.011,150.312,102.9
Growth %, YoY—+25.7+16.4—
Net Interest Income—3,006.93,752.23,931.8
Growth %, YoY——+24.8—
NIM %, on assets—2.923.263.26
Cost to Income %—20.4219.4519.45
Credit Cost %, on avg loans—0.080.170.17
Net Income—2,162.92,560.32,806.3
Growth %, YoY——+18.4—
EPS, Adj (current shares)—2.603.073.37
Growth %, YoY——+18.4—
ROE %—13.4412.0612.06
ROA %—2.102.232.23
Balance Sheet
Loans—99,512.91,23,745.11,39,861.9
Growth %, YoY——+24.4—
Total Borrowings—82,071.91,03,704.01,03,704.0
Debt/Equity ×—4.114.604.60
Leverage (Assets/Equity) ×—5.155.655.65
Market Cap/EV/multiples pair each (split/bonus-adjusted) FY-end close with the latest filed share count; Current column uses the last close. Market Capitalization is a market-level figure — identical across Consolidated/Standalone (the accounting rows below differ). No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · StandaloneFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

Bajaj Housing Finance financials and key ratios

Prices at the 30 October 2026 close · figures from the company's filings with NSE

Bajaj Housing Finance (NSE: BAJAJHFL) had a market capitalisation of ₹64,483 crore at the 30 October 2026 close (₹77.42 a share), a PE ratio of 23.0 on the last four quarters' profit and a price-to-book ratio of 2.68. In FY26 its consolidated net profit was ₹2,560 crore on revenue of ₹11,147 crore; in Q2 FY27 (July–September 2026) it was ₹757 crore, up 17.7% year on year. Promoters held 86.70% of the shares on 30 September 2026.

Share price used
₹77.42 · 30 October 2026 close
Latest balance sheet
30 September 2026
Shareholding pattern
30 September 2026

Bajaj Housing Finance at a glance · consolidated

Market cap
₹64,483 Crat ₹77.42 · 30 Oct close
PE ratio (last 4 quarters)
23.025.2 on FY26 profit
Price to book (PB)
2.68book value ₹28.84 a share
ROE (FY26)
12.1%−1.4 pts vs FY25
Debt to equity
4.92net debt ₹1,18,142 Cr
Promoter holding
86.70%unchanged vs 30 Jun 202630 September 2026

Questions

What is the Bajaj Housing Finance PE ratio today?

Bajaj Housing Finance's PE ratio is 23.0 at the 30 October 2026 close (₹77.42 a share): a market capitalisation of ₹64,483 crore divided by consolidated net profit of ₹2,806 crore over the last four quarters (Q3 FY26 to Q2 FY27). On FY26 net profit (₹2,560 crore) it is 25.2.

What is the Bajaj Housing Finance debt to equity ratio?

Bajaj Housing Finance's debt-to-equity ratio was 4.92 on 30 September 2026: borrowings, debt securities, deposits and subordinated debt of ₹1,18,259 crore against total equity of ₹24,023 crore. A year earlier, on 30 September 2025, it was 4.44.

What is the Bajaj Housing Finance net worth?

Bajaj Housing Finance's net worth — shareholders' equity in its consolidated balance sheet — was ₹24,023 crore on 30 September 2026, up 13.4% from ₹21,180 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹64,483 crore at the 30 October 2026 close.

What is the Bajaj Housing Finance PB ratio (price to book value)?

Bajaj Housing Finance's price-to-book (PB) ratio is 2.68 at the 30 October 2026 close: a market capitalisation of ₹64,483 crore divided by shareholders' equity (book value) of ₹24,023 crore on 30 September 2026. That is a book value of ₹28.84 per share against a share price of ₹77.42.

What is the Bajaj Housing Finance book value per share?

Bajaj Housing Finance's book value per share was ₹28.84 on 30 September 2026: shareholders' equity of ₹24,023 crore divided by the 832.9 crore shares in issue, up 13.4% from ₹25.43 a year earlier. The share price at the 30 October 2026 close was ₹77.42.

What is the Bajaj Housing Finance shareholding pattern?

On 30 September 2026, Bajaj Housing Finance's shares were held by promoters 86.70%, foreign portfolio investors (FII/FPI) 0.90%, domestic institutions (DII) 1.09% (including mutual funds at 0.40%) and retail and other non-institutional investors 11.27%. Over the year, FII holding was unchanged and DII holding was up 0.55 percentage points from 0.54%.

What is the Bajaj Housing Finance market cap?

Bajaj Housing Finance's market capitalisation was ₹64,483 crore at the 30 October 2026 close: 832.9 crore shares at ₹77.42 each.

What is the Bajaj Housing Finance ROE?

In FY26, Bajaj Housing Finance's return on equity (ROE) was 12.1%. ROE is net profit divided by average shareholders' equity (the start and end of the year). In FY25, ROE was 13.4%.

What is the Bajaj Housing Finance EPS?

Bajaj Housing Finance's basic earnings per share (EPS) were ₹3.07 in FY26, against ₹2.67 in FY25. Over the last four quarters (Q3 FY26 to Q2 FY27) they add up to ₹3.37.

What is the Bajaj Housing Finance promoter holding?

Promoters held 86.70% of Bajaj Housing Finance on 30 September 2026, unchanged from the previous quarter and down 2.00 percentage points from 88.70% a year earlier, according to the shareholding pattern filed with NSE.

What are the Bajaj Housing Finance latest quarterly results?

Bajaj Housing Finance's latest results are for Q2 FY27 (July–September 2026), filed on 16 October 2026: consolidated net profit ₹757 crore, up 17.7% from ₹643 crore in Q2 FY26; revenue from operations ₹3,251 crore, up 18.0% year on year.

What is the Bajaj Housing Finance revenue and profit in FY26?

In FY26 (April 2025–March 2026), Bajaj Housing Finance's consolidated net profit was ₹2,560 crore, up 18.4% from ₹2,163 crore in FY25, on revenue from operations of ₹11,147 crore (up 16.4%).

When are the Bajaj Housing Finance next results?

Bajaj Housing Finance has reported Q2 FY27. Its next results, for Q3 FY27 (October–December 2026), are due by 14 February 2027 under SEBI's 45-day rule; the company notifies the board-meeting date at least two working days before.

How does Bajaj Housing Finance compare with its peers?

On FY26 consolidated figures, against LIC Housing Finance, PNB Housing Finance and Can Fin Homes: Bajaj Housing Finance's return on equity of 12.1% is the lowest of the four (LIC Housing Finance 14.4%, PNB Housing Finance 12.7%, Can Fin Homes 19.7%; peer average 15.6%).

How does the Bajaj Housing Finance PE ratio compare with its peers?

At the 30 October 2026 closing prices, on FY26 net profit, Bajaj Housing Finance's PE ratio is 25.2, the highest of the four: LIC Housing Finance 4.8, PNB Housing Finance 12.1 and Can Fin Homes 8.8, a peer average of 8.6. Each is the company's market capitalisation at that price divided by its FY26 net profit.

Bajaj Housing Finance vs LIC Housing Finance: how do they compare?

In FY26, Bajaj Housing Finance earned net profit of ₹2,560 crore on revenue of ₹11,147 crore, against ₹5,604 crore on ₹28,837 crore for LIC Housing Finance. At the 30 October 2026 close, Bajaj Housing Finance's market capitalisation was ₹64,483 crore against ₹27,173 crore for LIC Housing Finance, and its PE ratio on FY26 profit 25.2 against 4.8.

Where do these Bajaj Housing Finance figures come from?

From Bajaj Housing Finance's own consolidated results, balance sheets and shareholding patterns filed with NSE, and NSE prices (the latest used here: the 30 October 2026 close). Ratios are calculated by Alphave from those filings as each answer describes.

Consolidated figures from the company's filings with NSE; prices are NSE closing prices.