Bajaj Housing Finance profitability ratios

Profitability Growth Credit Liquidity Working capital Dividend yield DuPont CAGR

Per cent unless marked ×

Tap a line for its trend	Last 12Mto Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024

Returns
	12.1%	12.1%	13.4%	—
	2.2%	2.2%	2.1%	—
Margins & efficiency
	3.3%	3.3%	2.9%	—
	19.5%	19.5%	20.4%	—
	0.2%	0.2%	0.1%	—
	23.2%	23.0%	22.6%	—
Leverage
	5.65×	5.65×	5.15×	—
	4.60×	4.60×	4.11×	—
Additional
	22.9%	22.9%	21.9%	19.9%

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From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

alphave

BAJAJHFL₹77.92

Bajaj Housing Finance Ltd.

· Banking & Finance

₹ CrorePeersLICHSGFIN PNBHOUSING CANFINHOME CRISIL AIIL GICRE HDBFS ICICIPRULIMcap ₹64,897 Cr

Profitability Growth Credit Liquidity Working Capital Yield Analysis DuPont

Ratios — % unless marked × 12 Months Ending	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Returns
Return on Common Equity	—	13.44	12.06	12.06
Return on Assets	—	2.10	2.23	2.23
Margins & Efficiency
Net Interest Margin (on avg assets)	—	2.92	3.26	3.26
Cost to Income	—	20.42	19.45	19.45
Credit Cost (impairment / avg loans)	—	0.08	0.17	0.17
Net Income Margin	—	22.59	22.97	23.19
Leverage
Leverage (Assets/Equity)	—	5.15	5.65	5.65
Total Debt/Equity	—	4.11	4.60	4.60
Additional
Effective Tax Rate	19.90	21.92	22.88	22.88

No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.