Bajaj Housing Finance cash flow

Latest FY26
Cash from operations
−₹19,895cr−₹17,075 cr in FY25
Cash from investing
−₹1,202cr−₹798 cr in FY25
Cash from financing
₹21,197cr+18.6% on FY25
Capital spending
₹47.9cr+16.9% on FY25
₹ crore except per share
Tap a line for its trendLast 12Mto Sep 2026FY26Mar 2026FY25Mar 2025FY24Mar 2024
Adjustments to reconcile profit — non-cash items
—47.341.2—
—19180.1—
—6,7595,9794,693
—−10,512−8,986—
—−86.3−164—
—32.117.0—
—0.92.7—
Changes in working capital
—−5.9−8.6−11.8
—1,046292—
—−24,218−20,088—
—−16.9−4.6—
—−3.70.0—
—49.618.9—
—−72.3267—
—31.07.4—
—23.09.518.1
Cash from operating activities
3,6393,3202,7702,161
—−26,735−22,536—
—−23,415−19,766—
—10,4348,757—
—6,2345,441—
—680624526
—−19,895−17,075—
Cash from investing activities
—31.325.1—
—16.715.9—
—4.75.3—
—47,34817,032—
—46,18916,270—
—−1,202−798—
Cash from financing activities
—2.85,510—
—39,00026,680—
—17,79114,306—
—15.913.9—
—21,19717,870—
—100−2.2−30.0
—100−2.2—
—16261.663.9
Reference items
———6,893
———90.5%
—−19,943−17,116—
—1,689——
—−₹23.94−₹20.55—
—−7.77×−7.89×—
—680624526
—6,2345,441—
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From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

BAJAJHFL₹77.92

Bajaj Housing Finance Ltd.

· Banking & Finance
₹ CrorePeersLICHSGFINPNBHOUSINGCANFINHOMECRISILAIILGICREHDBFSICICIPRULIMcap ₹64,897 Cr
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In ₹ Crore except Per Share
12 Months Ending
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Last 12M
30/09/2026
Adjustments to Reconcile Profit — Non-cash Items
+ Depreciation & Amortisation—41.247.3—
+ Impairment Loss / (Reversal)—80.1190.7—
+ Finance Costs4,692.65,979.36,759.4—
+ Interest Income—-8,986.2-10,511.6—
+ Fair Value (Gains) / Losses—-164.3-86.3—
+ Share-based Payments—17.032.1—
+ Other — Cash Effects are Investing / Financing—2.70.9—
Changes in Working Capital
+ Trade Receivables — Current-11.8-8.6-5.9—
+ Other Financial Assets — Current—292.01,045.6—
+ Other Financial Assets — Non-current—-20,087.7-24,217.7—
+ Other Current Assets—-4.6-16.9—
+ Other Bank Balances—0.0-3.7—
+ Trade Payables — Current—18.949.6—
+ Other Financial Liabilities — Current—266.9-72.3—
+ Other Current Liabilities—7.431.0—
+ Provisions — Current18.19.523.0—
Cash from Operating Activities
Profit Before Tax (per I/S)2,161.32,770.23,320.03,638.9
+ Total Adjustments (incl. Working Capital)—-22,536.4-26,734.8—
Cash from Operations (pre-tax)—-19,766.2-23,414.8—
+ Interest Received — Operating—8,756.810,433.8—
+ Interest Paid — Operating—5,441.26,234.0—
+ Income Taxes Paid526.4624.3679.8—
Cash from Operating Activities—-17,074.9-19,894.9—
Cash from Investing Activities
+ Acq of Fixed Assets (Capex)—25.131.3—
+ Acq of Intangible Assets—15.916.7—
+ Disp of Fixed Assets—5.34.7—
+ Purchase of Investments (Equity / Debt)—17,032.147,347.8—
+ Sale of Investments (Equity / Debt)—16,270.346,189.4—
Cash from Investing Activities—-797.6-1,201.7—
Cash from Financing Activities
+ Proceeds from Issue of Shares—5,509.72.8—
+ Proceeds from Borrowings—26,680.139,000.3—
+ Repayment of Borrowings—14,305.717,790.6—
+ Payment of Lease Liabilities—13.915.9—
Cash from Financing Activities—17,870.221,196.7—
Net Changes in Cash (pre-FX)-30.0-2.2100.2—
Net Changes in Cash—-2.2100.2—
Closing Cash63.961.6161.8—
Reference Items
EBITDA6,893.1———
EBITDA Margin %90.49———
Free Cash Flow (CFO − Capex)—-17,115.9-19,942.8—
Free Cash Flow to Equity——1,689.3—
Free Cash Flow per Basic Share—-20.55-23.94—
Cash Flow to Net Income—-7.89-7.77—
Cash Paid for Taxes526.4624.3679.8—
Cash Paid for Interest—5,441.26,234.0—
As filed, sign as filed: a payment tagged as a positive magnitude in the filing stays positive here, so read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown — depth follows the filer, so a thin statement means a thin filing. Total Adjustments is the filer's own grand total of the reconciliation and spans BOTH the non-cash items and the working-capital block; Profit Before Tax plus it equals Cash from Operations (pre-tax). It can be reported when its components are not, so it is never a sum of the rows above it. No consensus estimates → no Est columns. Click any row to chart it.
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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.