Bajaj Housing Finance profit and loss

Latest FY26

Total income: ₹11,150cr+16.4% on FY25
Net interest income: ₹3,752cr+24.8% on FY25
Net profit: ₹2,560cr+18.4% on FY25
EPS: ₹3.07+15.0% on FY25

₹ crore except per share

Tap a line for its trend	Last 12Mto Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024

Revenue from operations
	11,312	10,512	8,986	—
	401	297	201	—
	67.0	86.3	164	—
	18.5	20.6	32.8	—
	—	232	191	—
	12,102	11,147	9,576	7,617
	0.8	3.1	0.4	0.4
	12,103	11,150	9,576	7,618
Expenses
	7,381	6,759	5,979	4,693
	12.5	13.1	11.9	—
	163	191	80.1	—
	606	559	484	466
	50.8	47.3	41.2	39.6
	239	247	210	186
	8,451	7,817	6,806	5,456
	3,932	3,752	3,007	—
	3,815	3,524	2,850	—
Profit
	3,652	3,333	2,770	—
	−13.1	−13.1	0.0	—
	3,639	3,320	2,770	2,161
	817	768	594	—
	15.6	−8.3	13.2	—
	833	760	607	430
	2,806	2,560	2,163	—
	2,806	2,560	2,163	—
	−1.5	−19.2	11.1	—
	2,805	2,541	2,174	1,730
Per share
	₹3.37	₹3.07	₹2.67	—
	₹3.37	₹3.07	₹2.67	—
Other comprehensive income — detail
	−1.5	−19.2	11.1	—
	1.0	0.0	−1.9	—
	0.3	0.0	−0.5	—
	−3.0	−25.7	16.8	—
	−0.7	−6.5	4.2	—
Per share — as-filed variants
	₹3.37	₹3.07	₹2.67	—
	₹3.37	₹3.07	₹2.67	—
Adjusted (ex-exceptional items) — derived
	3,652	3,333	2,770	—
	−13.1	−13.1	0.0	—
	2,816	2,570	2,163	—
	₹3.38	₹3.08	₹2.67	—

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From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

alphave

BAJAJHFL₹77.45

Bajaj Housing Finance Ltd.

· Banking & Finance

Annual Quarterly₹ CrorePeersLICHSGFIN PNBHOUSING CANFINHOME CRISIL AIIL GICRE HDBFS ICICIPRULIMcap ₹64,505 Cr

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In ₹ Crore except Per Share 12 Months Ending	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Revenue from Operations
+ Interest Income	—	8,986.2	10,511.6	11,312.4
+ Fees & Commission Income	—	201.2	297.1	401.0
+ Net Gain on Fair Value Changes	—	164.3	86.3	67.0
+ Sale of Services	—	32.8	20.6	18.5
+ Other Operating Revenue	—	191.2	231.6	—
Revenue from Operations	7,617.3	9,575.6	11,147.2	12,102.1
Other Income	0.4	0.4	3.1	0.8
Total Income	7,617.7	9,576.0	11,150.3	12,102.9
Expenses
+ Finance Costs	4,692.6	5,979.3	6,759.4	7,380.6
+ Fees & Commission Expense	—	11.9	13.1	12.5
+ Impairment on Financial Instruments	—	80.1	190.7	162.7
+ Employee Benefit Expense	465.6	483.6	559.2	605.5
+ Depreciation & Amortisation	39.6	41.2	47.3	50.8
+ Other Expenses	186.0	209.7	247.4	238.7
Total Expenses	5,456.4	6,805.7	7,817.1	8,450.9
Net Interest Income	—	3,006.9	3,752.2	3,931.8
Pre-provision Operating Profit (derived)	—	2,850.3	3,523.8	3,814.7
Profit
PBT before Exceptional Items	—	2,770.2	3,333.2	3,652.0
+ Exceptional Items	—	0.0	-13.1	-13.1
Pretax Income	2,161.3	2,770.2	3,320.0	3,638.9
+ Current Tax	—	594.2	768.0	817.0
+ Deferred Tax	—	13.2	-8.3	15.6
Tax Expense	430.1	607.3	759.7	832.6
Net Income	—	2,162.9	2,560.3	2,806.3
+ Net Income — Continuing Ops	—	2,162.9	2,560.3	2,806.3
+ Other Comprehensive Income	—	11.1	-19.2	-1.5
Total Comprehensive Income	1,730.3	2,174.0	2,541.1	2,804.9
Per Share
Basic EPS	—	2.67	3.07	3.37
Diluted EPS	—	2.67	3.07	3.37
Other Comprehensive Income — detail
+ Other Comprehensive Income	—	11.1	-19.2	-1.5
+ Items NOT to be Reclassified to P&L	—	-1.9	0.0	1.0
+ Tax on Items NOT to be Reclassified	—	-0.5	0.0	0.3
+ Items to be Reclassified to P&L	—	16.8	-25.7	-3.0
+ Tax on Items to be Reclassified	—	4.2	-6.5	-0.7
Per Share — as-filed variants
Basic EPS — Continuing Operations	—	2.67	3.07	3.37
Diluted EPS — Continuing Operations	—	2.67	3.07	3.37
Adjusted (ex-Exceptional Items) — derived
Pretax Income (Adjusted, as filed)	—	2,770.2	3,333.2	3,652.0
− Exceptional Items (reconciliation)	—	0.0	-13.1	-13.1
Net Income Adj (tax-effected)	—	2,162.9	2,570.5	2,816.5
EPS Adj	—	2.67	3.08	3.38
Other Filed Concepts — mapped but not yet placed in the schedule
Face Value	—	10.00	10.00	10.00
Filed Debt Equity	—	4.11	4.60	4.92
Paid Up Equity Capital	—	8,328.2	8,328.7	8,329.0

As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.