| ₹ crore | Q2 FY27 | Q2 FY26 | Change |
|---|---|---|---|
| Total income | 3,251 | 2,755 | +18.0% |
| Net interest income | 1,055 | 956 | +10.3% |
| Net profit | 757 | 643 | +17.7% |
| EPS | ₹0.91 | ₹0.77 | +18.2% |
| Tap a line for its trend | Q2 FY27Sep 2026 | Q1 FY27Jun 2026 | Q4 FY26Mar 2026 | Q3 FY26Dec 2025 | Q2 FY26Sep 2025 | Q1 FY26Jun 2025 | Q4 FY25Mar 2025 | Q3 FY25Dec 2024 | Q2 FY25Sep 2024 |
|---|
Revenue from operations | |||||||||
|---|---|---|---|---|---|---|---|---|---|
| 3,052 | 2,856 | 2,707 | 2,697 | 2,614 | 2,493 | 2,374 | 2,322 | 2,227 | |
| 125 | 106 | 93.3 | 77.3 | 67.9 | 58.7 | 51.5 | 48.7 | 44.2 | |
| 24.2 | 22.6 | 7.2 | 13.1 | 28.1 | 38.0 | 27.1 | 41.2 | 45.3 | |
| 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 23.3 | 71.7 | |
| 7.8 | 6.7 | 3.9 | 0.1 | 10.2 | 6.5 | 0.2 | 0.0 | 9.6 | |
| 42.3 | 71.9 | 91.0 | — | — | — | 55.4 | — | — | |
| 3,251 | 3,063 | 2,903 | 2,886 | 2,755 | 2,616 | 2,508 | 2,449 | 2,410 | |
| 0.5 | 0.0 | 0.1 | 0.1 | 0.2 | 2.7 | 0.1 | 0.1 | 0.1 | |
| 3,251 | 3,063 | 2,903 | 2,886 | 2,755 | 2,618 | 2,508 | 2,449 | 2,410 | |
Expenses | |||||||||
| 1,997 | 1,888 | 1,762 | 1,734 | 1,658 | 1,606 | 1,551 | 1,516 | 1,514 | |
| 3.1 | 3.0 | 3.2 | 3.2 | 3.5 | 3.2 | 3.0 | 3.0 | 2.9 | |
| 34.8 | 16.1 | 55.5 | 56.4 | 49.7 | 41.1 | 29.6 | 35.5 | 5.0 | |
| 162 | 156 | 146 | 142 | 136 | 136 | 133 | 119 | 119 | |
| 13.4 | 12.9 | 12.5 | 12.0 | 11.7 | 11.1 | 11.1 | 10.1 | 10.0 | |
| 61.0 | 58.3 | 58.1 | 61.3 | 63.5 | 64.5 | 60.7 | 52.8 | 52.5 | |
| 2,271 | 2,134 | 2,037 | 2,008 | 1,922 | 1,862 | 1,788 | 1,736 | 1,703 | |
| 1,055 | 968 | 945 | 964 | 956 | 887 | 823 | 806 | 713 | |
| 1,015 | 945 | 921 | 934 | 882 | 798 | 749 | 748 | 713 | |
Profit | |||||||||
| 980 | 929 | 866 | 878 | 833 | 757 | 720 | 713 | 708 | |
| 0.0 | 0.0 | 0.0 | −13.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
| 980 | 929 | 866 | 865 | 833 | 757 | 720 | 713 | 708 | |
| 220 | 213 | 189 | 195 | 191 | 193 | 129 | 167 | 149 | |
| 2.7 | 0.7 | 7.9 | 4.3 | −1.1 | −19.3 | 4.1 | −2.3 | 12.8 | |
| 223 | 213 | 197 | 200 | 190 | 174 | 133 | 165 | 162 | |
| 757 | 715 | 669 | 665 | 643 | 583 | 587 | 548 | 546 | |
| 757 | 715 | 669 | 665 | 643 | 583 | 587 | 548 | 546 | |
| −3.7 | 10.4 | −6.4 | −1.8 | −15.6 | 4.6 | 7.4 | −2.1 | 5.2 | |
| 753 | 726 | 663 | 663 | 627 | 588 | 594 | 546 | 551 | |
Per share | |||||||||
| ₹0.91 | ₹0.86 | ₹0.80 | ₹0.80 | ₹0.77 | ₹0.70 | ₹0.70 | ₹0.66 | ₹0.69 | |
| ₹0.91 | ₹0.86 | ₹0.80 | ₹0.80 | ₹0.77 | ₹0.70 | ₹0.70 | ₹0.66 | ₹0.69 | |
Other comprehensive income — detail | |||||||||
| −3.7 | 10.4 | −6.4 | −1.8 | −15.6 | 4.6 | 7.4 | −2.1 | 5.2 | |
| 0.0 | 0.0 | −0.6 | 1.6 | −0.5 | −0.5 | −1.6 | 0.3 | −0.6 | |
| 0.0 | 0.0 | −0.1 | 0.4 | −0.1 | −0.1 | −0.4 | — | — | |
| — | — | — | — | — | — | — | 0.1 | −0.2 | |
| −5.0 | 13.9 | −8.0 | −3.9 | −20.3 | 6.6 | 11.4 | −3.1 | 7.6 | |
| −1.3 | 3.5 | −2.0 | −1.0 | −5.1 | 1.7 | 2.9 | — | — | |
| — | — | — | — | — | — | — | −0.8 | 1.9 | |
Per share — as-filed variants | |||||||||
| ₹0.91 | ₹0.86 | ₹0.80 | ₹0.80 | ₹0.77 | ₹0.70 | ₹0.70 | ₹0.66 | ₹0.69 | |
| ₹0.91 | ₹0.86 | ₹0.80 | ₹0.80 | ₹0.77 | ₹0.70 | ₹0.70 | ₹0.66 | ₹0.69 | |
Regulatory disclosures — filed alongside, not part of the P&L | |||||||||
| 2,871 | — | 4,341 | — | 218 | — | 3,419 | — | — | |
Adjusted (ex-exceptional items) — derived | |||||||||
| 980 | 929 | 866 | 878 | 833 | 757 | 720 | 713 | 708 | |
| 0.0 | 0.0 | 0.0 | −13.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
| 757 | 715 | 669 | 675 | 643 | 583 | 587 | 548 | 546 | |
| ₹0.91 | ₹0.86 | ₹0.80 | ₹0.81 | ₹0.77 | ₹0.70 | ₹0.70 | ₹0.66 | ₹0.69 | |
From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.
In ₹ Crore except Per Share 3 Months Ending | Q2 FY25 30/09/2024 | Q3 FY25 31/12/2024 | Q4 FY25 31/03/2025 | Q1 FY26 30/06/2025 | Q2 FY26 30/09/2025 | Q3 FY26 31/12/2025 | Q4 FY26 31/03/2026 | Q1 FY27 30/06/2026 | Q2 FY27 30/09/2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue from Operations | ||||||||||
| + Interest Income | 2,226.9 | 2,322.0 | 2,373.7 | 2,492.6 | 2,614.4 | 2,697.3 | 2,707.3 | 2,856.1 | 3,051.7 | |
| + Fees & Commission Income | 44.2 | 48.7 | 51.5 | 58.7 | 67.9 | 77.3 | 93.3 | 105.8 | 124.5 | |
| + Net Gain on Fair Value Changes | 45.3 | 41.2 | 27.1 | 38.0 | 28.1 | 13.1 | 7.2 | 22.6 | 24.2 | |
| + Net Gain on Derecognition — Amortised Cost | 71.7 | 23.3 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
| + Sale of Services | 9.6 | 0.0 | 0.2 | 6.5 | 10.2 | 0.1 | 3.9 | 6.7 | 7.8 | |
| + Other Operating Revenue | — | — | 55.4 | — | — | — | 91.0 | 71.9 | 42.3 | |
| Revenue from Operations | 2,410.2 | 2,448.9 | 2,508.0 | 2,615.7 | 2,754.9 | 2,885.9 | 2,902.6 | 3,063.0 | 3,250.6 | |
| Other Income | 0.1 | 0.1 | 0.1 | 2.7 | 0.2 | 0.1 | 0.1 | 0.0 | 0.5 | |
| Total Income | 2,410.2 | 2,449.0 | 2,508.0 | 2,618.5 | 2,755.0 | 2,886.0 | 2,902.7 | 3,063.1 | 3,251.1 | |
| Expenses | ||||||||||
| + Finance Costs | 1,513.7 | 1,515.9 | 1,550.9 | 1,606.0 | 1,658.0 | 1,733.5 | 1,762.0 | 1,888.5 | 1,996.7 | |
| + Fees & Commission Expense | 2.9 | 3.0 | 3.0 | 3.2 | 3.5 | 3.2 | 3.2 | 3.0 | 3.1 | |
| + Impairment on Financial Instruments | 5.0 | 35.5 | 29.6 | 41.1 | 49.7 | 56.4 | 55.5 | 16.1 | 34.8 | |
| + Employee Benefit Expense | 118.6 | 118.6 | 133.0 | 135.6 | 136.1 | 141.9 | 145.6 | 155.6 | 162.4 | |
| + Depreciation & Amortisation | 10.0 | 10.1 | 11.1 | 11.1 | 11.7 | 12.0 | 12.5 | 12.9 | 13.4 | |
| + Other Expenses | 52.5 | 52.8 | 60.7 | 64.5 | 63.5 | 61.3 | 58.1 | 58.3 | 61.0 | |
| Total Expenses | 1,702.7 | 1,736.0 | 1,788.3 | 1,861.5 | 1,922.3 | 2,008.4 | 2,036.8 | 2,134.3 | 2,271.4 | |
| Net Interest Income | 713.3 | 806.0 | 822.8 | 886.6 | 956.5 | 963.8 | 945.3 | 967.6 | 1,055.1 | |
| Pre-provision Operating Profit (derived) | 712.6 | 748.5 | 749.3 | 798.0 | 882.3 | 934.0 | 921.4 | 944.8 | 1,014.5 | |
| Profit | ||||||||||
| PBT before Exceptional Items | 707.6 | 713.0 | 719.8 | 756.9 | 832.7 | 877.7 | 865.9 | 928.7 | 979.7 | |
| + Exceptional Items | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | -13.1 | 0.0 | 0.0 | 0.0 | |
| Pretax Income | 707.6 | 713.0 | 719.8 | 756.9 | 832.7 | 864.5 | 865.9 | 928.7 | 979.7 | |
| + Current Tax | 149.2 | 167.3 | 129.0 | 193.0 | 190.8 | 195.4 | 188.8 | 212.8 | 220.1 | |
| + Deferred Tax | 12.8 | -2.3 | 4.1 | -19.3 | -1.1 | 4.3 | 7.9 | 0.7 | 2.7 | |
| Tax Expense | 162.0 | 165.0 | 133.1 | 173.6 | 189.7 | 199.7 | 196.7 | 213.5 | 222.8 | |
| Net Income | 545.6 | 548.0 | 586.7 | 583.3 | 643.0 | 664.9 | 669.2 | 715.3 | 757.0 | |
| + Net Income — Continuing Ops | 545.6 | 548.0 | 586.7 | 583.3 | 643.0 | 664.9 | 669.2 | 715.3 | 757.0 | |
| + Other Comprehensive Income | 5.2 | -2.1 | 7.4 | 4.6 | -15.6 | -1.8 | -6.4 | 10.4 | -3.7 | |
| Total Comprehensive Income | 550.8 | 545.9 | 594.0 | 587.9 | 627.4 | 663.1 | 662.8 | 725.7 | 753.3 | |
| Per Share | ||||||||||
| Basic EPS | 0.69 | 0.66 | 0.70 | 0.70 | 0.77 | 0.80 | 0.80 | 0.86 | 0.91 | |
| Diluted EPS | 0.69 | 0.66 | 0.70 | 0.70 | 0.77 | 0.80 | 0.80 | 0.86 | 0.91 | |
| Other Comprehensive Income — detail | ||||||||||
| + Other Comprehensive Income | 5.2 | -2.1 | 7.4 | 4.6 | -15.6 | -1.8 | -6.4 | 10.4 | -3.7 | |
| + Items NOT to be Reclassified to P&L | -0.6 | 0.3 | -1.6 | -0.5 | -0.5 | 1.6 | -0.6 | 0.0 | 0.0 | |
| + Tax on Items NOT to be Reclassified | — | — | -0.4 | -0.1 | -0.1 | 0.4 | -0.1 | 0.0 | 0.0 | |
| + Tax on Items NOT to be Reclassified — alt tag | -0.2 | 0.1 | — | — | — | — | — | — | — | |
| + Items to be Reclassified to P&L | 7.6 | -3.1 | 11.4 | 6.6 | -20.3 | -3.9 | -8.0 | 13.9 | -5.0 | |
| + Tax on Items to be Reclassified | — | — | 2.9 | 1.7 | -5.1 | -1.0 | -2.0 | 3.5 | -1.3 | |
| + Tax on Items to be Reclassified — alt tag | 1.9 | -0.8 | — | — | — | — | — | — | — | |
| Per Share — as-filed variants | ||||||||||
| Basic EPS — Continuing Operations | 0.69 | 0.66 | 0.70 | 0.70 | 0.77 | 0.80 | 0.80 | 0.86 | 0.91 | |
| Diluted EPS — Continuing Operations | 0.69 | 0.66 | 0.70 | 0.70 | 0.77 | 0.80 | 0.80 | 0.86 | 0.91 | |
| Regulatory Disclosures — filed alongside, not part of the P&L | ||||||||||
| Related-party Transactions — During the Period | — | — | 3,419.3 | — | 217.7 | — | 4,340.5 | — | 2,871.0 | |
| Adjusted (ex-Exceptional Items) — derived | ||||||||||
| Pretax Income (Adjusted, as filed) | 707.6 | 713.0 | 719.8 | 756.9 | 832.7 | 877.7 | 865.9 | 928.7 | 979.7 | |
| − Exceptional Items (reconciliation) | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | -13.1 | 0.0 | 0.0 | 0.0 | |
| Net Income Adj (tax-effected) | 545.6 | 548.0 | 586.7 | 583.3 | 643.0 | 675.0 | 669.2 | 715.3 | 757.0 | |
| EPS Adj | 0.69 | 0.66 | 0.70 | 0.70 | 0.77 | 0.81 | 0.80 | 0.86 | 0.91 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | ||||||||||
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | |
| Filed Debt Equity | 4.00 | 4.00 | 4.11 | 4.31 | 4.44 | 4.49 | 4.60 | 4.75 | 4.92 | |
| Paid Up Equity Capital | 8,328.2 | 8,328.2 | 8,328.2 | 8,328.4 | 8,328.6 | 8,328.7 | 8,328.7 | 8,328.8 | 8,329.0 | |
Filed with NSE on Friday, 16 October 2026 at 3:53 pm IST
Bajaj Housing Finance (NSE: BAJAJHFL) reported its Q2 FY27 results (July–September 2026) on Friday, 16 October 2026 at 3:53 pm IST. Consolidated net profit was ₹757 crore, up 17.7% from ₹643 crore in Q2 FY26 and up 5.8% from ₹715 crore in Q1 FY27. Revenue from operations was ₹3,251 crore, up 18.0% year on year and up 6.1% from the previous quarter.
Consolidated net profit was ₹757 crore, up 17.7% from ₹643 crore in Q2 FY26 and up 5.8% from ₹715 crore in Q1 FY27.
Revenue from operations was ₹3,251 crore, up 18.0% year on year and up 6.1% from the previous quarter.
Revenue from operations was ₹11,147 crore in FY26 (April 2025–March 2026), up 16.4% from ₹9,576 crore in FY25. It was ₹7,617 crore in FY24.
Both grew from a year earlier: net profit was up 17.7% at ₹757 crore and revenue was up 18.0% at ₹3,251 crore. Against Q1 FY27, net profit was up 5.8% and revenue up 6.1%.
Consolidated net profit for the first half of FY27 (April–September 2026) was ₹1,472 crore, up 20.1% from ₹1,226 crore in the same months a year earlier. Revenue from operations was ₹6,314 crore, up 17.6%.
Bajaj Housing Finance's net profit margin was 23.3% in Q2 FY27 (net profit as a share of revenue from operations), against 23.3% in Q2 FY26 (down 0.1 percentage points). For FY26 as a whole it was 23.0%.
Basic earnings per share were ₹0.91, against ₹0.77 in Q2 FY26.
Consolidated net profit was ₹2,560 crore in FY26 (April 2025–March 2026), up 18.4% from ₹2,163 crore in FY25.
On Friday, 16 October 2026 at 3:53 pm IST, in its results filing to the stock exchanges. A year earlier it reported Q2 FY26 on 6 November 2025.
Net profit by quarter: ₹665 crore in Q3 FY26, ₹669 crore in Q4 FY26, ₹715 crore in Q1 FY27 and ₹757 crore in Q2 FY27. That is ₹2,806 crore over the four quarters, up 18.9% from ₹2,361 crore in the four quarters before. Revenue from operations: ₹2,886 crore, ₹2,903 crore, ₹3,063 crore and ₹3,251 crore.
Q3 FY27 covers October–December 2026. Listed companies must publish quarterly results within 45 days of the quarter's end (SEBI listing rules, Regulation 33), so the results are due by 14 February 2027. The company tells the exchanges the date of the board meeting at least two working days before it.
From Bajaj Housing Finance's own consolidated results filings to NSE, in ₹ crore as filed (Q2 FY27 on 16 October 2026). Growth compares the same consolidated figures a year and a quarter earlier.
Consolidated figures from the company's filings to NSE. Every company's results dates this season are in the Q2 FY27 results calendar, part of Alpha Plus.