In ₹ Crore except Per Share Latest Annual	PNBHOUSING FY26	LICHSGFIN FY26	CANFINHOME FY26	AAVAS FY26	Peer Average
Valuation — at last close
P/E	12.61×	◆ 5.05×	8.98×	13.44×	9.15× +38%
P/B	1.50×	◆ 0.68×	1.63×	1.74×	1.35× +11%
Market Cap	₹28,921 Cr	₹28,291 Cr	₹9,748 Cr	₹8,813 Cr	₹15,617 Cr +85%
Growth
Revenue CAGR 3Y	9.22%	8.28%	15.42%	◆ 18.61%	14.10% -35%
Revenue CAGR 5Y	2.26%	7.72%	15.87%	◆ 19.46%	14.35% -84%
Net Income CAGR 3Y	◆ 29.87%	24.68%	20.46%	15.05%	20.06% +49%
Revenue YoY (latest Q)	◆ 13.88%	-2.31%	7.75%	10.39%	5.28% +163%
Net Income YoY (latest Q)	6.01%	9.90%	9.22%	◆ 10.73%	9.95% -40%
Profitability
NIM (banks)	3.49%	2.65%	3.77%	◆ 5.95%	4.12% -15%
Net Income Margin	◆ 26.94%	19.43%	25.75%	24.40%	23.19% +16%
Return on Common Equity	12.70%	14.41%	◆ 19.66%	13.92%	16.00% -21%
Return on Assets	2.60%	1.75%	2.54%	◆ 3.29%	2.53% +3%
Credit & Quality
Total Debt/Equity	3.70×	6.69×	6.40×	◆ 3.09×	5.39× -31%
Cost/Income (banks)	25.94%	◆ 13.88%	18.22%	44.37%	25.49% +2%
Scale — latest FY
Revenue / Total Income	₹8,505 Cr	₹28,837 Cr	₹4,216 Cr	₹2,683 Cr	₹11,912 Cr -29%
Net Income	₹2,291 Cr	₹5,604 Cr	₹1,086 Cr	₹655 Cr	₹2,448 Cr -6%
Total Assets	₹93,512 Cr	₹3.25L Cr	₹44,381 Cr	₹21,213 Cr	₹1.30L Cr -28%
EPS	₹88.01	₹101.87	₹81.54	₹82.72	₹88.71 -1%
Book Value per Share	₹737.64	₹752.71	₹449.1	₹637.07	₹612.96 +20%

◆ best value in the comp set per metric · Δ = subject vs average of the other companies.

« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.