In ₹ Crore except Per Share 12 Months Ending | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/06/2026 | |
|---|---|---|---|---|---|
| Revenue from Operations | 7,050.1 | 7,665.4 | 8,504.5 | 8,691.9 | |
| Other Income | 7.0 | 26.3 | 0.5 | -3.3 | |
| Total Income | 7,057.1 | 7,691.6 | 8,505.0 | 8,688.5 | |
| Expenses | |||||
| + Employee Benefit Expense | 337.3 | 421.5 | 486.7 | 503.4 | |
| + Finance Costs | 4,261.1 | 4,551.4 | 5,000.2 | 5,104.5 | |
| + Depreciation & Amortisation | 51.2 | 55.9 | 66.5 | 68.1 | |
| + Other Expenses | 270.1 | 321.8 | 355.9 | 359.4 | |
| Total Expenses | 5,103.2 | 5,205.9 | 5,534.4 | 5,687.4 | |
| EBITDA | 6,259.2 | 7,066.8 | 8,036.8 | 8,177.1 | |
| EBIT | 6,208.0 | 7,010.9 | 7,970.3 | 8,109.0 | |
| Profit | |||||
| PBT before Exceptional Items | 1,953.9 | 2,485.8 | 2,970.6 | 3,001.1 | |
| Pretax Income | 1,953.9 | 2,485.8 | 2,970.6 | 3,001.1 | |
| + Current Tax | 422.7 | 569.8 | 581.5 | 603.1 | |
| + Deferred Tax | 23.2 | -20.2 | 97.9 | 82.9 | |
| Tax Expense | 445.9 | 549.6 | 679.4 | 686.1 | |
| Net Income | 1,508.0 | 1,936.1 | 2,291.2 | 2,315.1 | |
| + Net Income — Continuing Ops | 1,508.0 | 1,936.1 | 2,291.2 | 2,315.1 | |
| + Other Comprehensive Income | -16.3 | -69.7 | 146.5 | 66.6 | |
| Total Comprehensive Income | 1,491.8 | 1,866.5 | 2,437.8 | 2,381.7 | |
| Net Income to Common | 1,508.0 | 1,936.1 | 2,291.2 | — | |
| Per Share | |||||
| Basic EPS | 58.37 | 74.52 | 88.01 | 88.87 | |
| Diluted EPS | 58.20 | 74.25 | 87.80 | 88.66 | |
| Revenue Detail — as filed | |||||
| + Fees & Commission Income | 272.9 | 364.3 | 394.5 | 434.6 | |
| + Net Gain on Fair Value Changes | 35.0 | 27.3 | 38.9 | 28.0 | |
| Expense Detail — as filed | |||||
| + Fees & Commission Expense | 12.3 | 13.8 | 11.3 | 11.1 | |
| + Impairment on Financial Instruments | 171.1 | -158.5 | -386.2 | -359.1 | |
| Other Comprehensive Income — detail | |||||
| + Other Comprehensive Income | -16.3 | -69.7 | 146.5 | 66.6 | |
| + Items NOT to be Reclassified to P&L | -0.5 | -0.3 | 0.8 | 1.3 | |
| + Tax on Items NOT to be Reclassified | — | 0.0 | 0.2 | 0.3 | |
| + Items to be Reclassified to P&L | -15.8 | -69.3 | 194.9 | 87.7 | |
| + Tax on Items to be Reclassified | — | 0.0 | 49.1 | 22.1 | |
| Per Share — as-filed variants | |||||
| Basic EPS — Continuing Operations | 58.37 | 74.52 | 88.01 | 88.87 | |
| Diluted EPS — Continuing Operations | 58.20 | 74.25 | 87.80 | 88.66 | |
| Derived — Gross Profit (Revenue − Materials − Purchases − Δ Inventories) | |||||
| Gross Profit | 7,050.1 | 7,665.4 | 8,504.5 | 8,691.9 | |
| Gross Margin % | 100.00 | 100.00 | 100.00 | 100.00 | |
| Adjusted (ex-Exceptional Items) — derived | |||||
| Pretax Income (Adjusted, as filed) | 1,953.9 | 2,485.8 | 2,970.6 | 3,001.1 | |
| Net Income Adj (tax-effected) | 1,508.0 | 1,936.1 | 2,291.2 | 2,315.1 | |
| EPS Adj | 58.37 | 74.52 | 88.01 | 88.87 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | |||||
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | |
| Filed Debt Equity | 0.04 | 0.04 | 0.04 | 0.04 | |
| Interest Earned | 6,742.2 | 7,273.7 | 8,071.2 | 8,229.3 | |
| Paid Up Equity Capital | 259.7 | 259.9 | 260.6 | 260.6 | |