PNB Housing Finance profit and loss

Latest FY26

Total income: ₹8,505cr+10.6% on FY25
Net interest income: ₹3,071cr+12.8% on FY25
Net profit: ₹2,291cr+18.3% on FY25
EPS: ₹88.01+18.1% on FY25

₹ crore except per share

Tap a line for its trend	Last 12Mto Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023	FY22 and earlierAlpha Plus

Expenses
Revenue from operations						FY22 and earlierEvery year the company has filed comes with Alpha Plus.
	8,501	8,071	7,274	6,742	6,199
	469	395	364	273	283
	17.2	38.9	27.3	35.0	34.1
	8,987	8,505	7,665	7,050	6,527
	−5.3	0.5	26.3	7.0	2.3
	8,982	8,505	7,692	7,057	6,530
	5,252	5,000	4,551	4,261	3,899
	15.1	11.3	13.8	12.3	11.5
	−293	−386	−159	171	691
	533	487	421	337	266
	68.5	66.5	55.9	51.2	51.4
	368	356	322	270	250
	5,944	5,534	5,206	5,103	5,169
	3,249	3,071	2,722	2,481	2,301
	2,745	2,584	2,327	2,125	2,052
Profit
	3,038	2,971	2,486	1,954	1,361
	3,038	2,971	2,486	1,954	1,361
	633	581	570	423	87.8
	54.8	97.9	−20.2	23.2	227
	688	679	550	446	315
	2,350	2,291	1,936	1,508	1,046
	2,350	2,291	1,936	1,508	1,046
	94.9	147	−69.7	−16.3	77.1
	2,445	2,438	1,866	1,492	1,123
	—	2,291	1,936	1,508	1,046
Per share
	₹90.18	₹88.01	₹74.52	₹58.37	₹62.01
	₹89.96	₹87.80	₹74.25	₹58.20	₹61.95
Other comprehensive income — detail
	94.9	147	−69.7	−16.3	77.1
	3.5	0.8	−0.3	−0.5	−0.7
	0.9	0.2	0.0	—	—
	—	—	—	0.0	−0.2
	123	195	−69.3	−15.8	104
	31.0	49.1	0.0	—	—
	—	—	—	0.0	26.1
Per share — as-filed variants
	₹90.18	₹88.01	₹74.52	₹58.37	₹62.01
	₹89.96	₹87.80	₹74.25	₹58.20	₹61.95
Adjusted (ex-exceptional items) — derived
	3,038	2,971	2,486	1,954	1,361
	2,350	2,291	1,936	1,508	1,046
	₹90.18	₹88.01	₹74.52	₹58.37	₹62.01

Open the chart

From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

alphave

PNBHOUSING₹1,110.00

PNB Housing Finance Ltd.

· Banking & Finance

Annual Quarterly₹ CrorePeersLICHSGFIN CANFINHOME AAVAS PIRAMALFIN POONAWALLA RBLBANK MANAPPURAM APTUSMcap ₹28,921 Cr

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In ₹ Crore except Per Share 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Revenue from Operations
+ Interest Income	6,199.1	6,742.2	7,273.7	8,071.2	8,501.0
+ Fees & Commission Income	283.3	272.9	364.3	394.5	468.9
+ Net Gain on Fair Value Changes	34.1	35.0	27.3	38.9	17.2
Revenue from Operations	6,527.3	7,050.1	7,665.4	8,504.5	8,987.1
Other Income	2.3	7.0	26.3	0.5	-5.3
Total Income	6,529.7	7,057.1	7,691.6	8,505.0	8,981.9
Expenses
+ Finance Costs	3,898.5	4,261.1	4,551.4	5,000.2	5,252.2
+ Fees & Commission Expense	11.5	12.3	13.8	11.3	15.1
+ Impairment on Financial Instruments	691.3	171.1	-158.5	-386.2	-293.5
+ Employee Benefit Expense	266.0	337.3	421.5	486.7	533.1
+ Depreciation & Amortisation	51.4	51.2	55.9	66.5	68.5
+ Other Expenses	250.0	270.1	321.8	355.9	368.3
Total Expenses	5,168.8	5,103.2	5,205.9	5,534.4	5,943.8
Net Interest Income	2,300.6	2,481.1	2,722.3	3,070.9	3,248.8
Pre-provision Operating Profit (derived)	2,052.2	2,125.0	2,327.2	2,584.5	2,744.7
Profit
PBT before Exceptional Items	1,360.9	1,953.9	2,485.8	2,970.6	3,038.1
Pretax Income	1,360.9	1,953.9	2,485.8	2,970.6	3,038.1
+ Current Tax	87.8	422.7	569.8	581.5	633.3
+ Deferred Tax	227.1	23.2	-20.2	97.9	54.8
Tax Expense	314.9	445.9	549.6	679.4	688.1
Net Income	1,046.0	1,508.0	1,936.1	2,291.2	2,350.0
+ Net Income — Continuing Ops	1,046.0	1,508.0	1,936.1	2,291.2	2,350.0
+ Other Comprehensive Income	77.1	-16.3	-69.7	146.5	94.9
Total Comprehensive Income	1,123.1	1,491.8	1,866.5	2,437.8	2,444.9
Net Income to Common	1,046.0	1,508.0	1,936.1	2,291.2	—
Per Share
Basic EPS	62.01	58.37	74.52	88.01	90.18
Diluted EPS	61.95	58.20	74.25	87.80	89.96
Other Comprehensive Income — detail
+ Other Comprehensive Income	77.1	-16.3	-69.7	146.5	94.9
+ Items NOT to be Reclassified to P&L	-0.7	-0.5	-0.3	0.8	3.5
+ Tax on Items NOT to be Reclassified	—	—	0.0	0.2	0.9
+ Tax on Items NOT to be Reclassified — alt tag	-0.2	0.0	—	—	—
+ Items to be Reclassified to P&L	103.7	-15.8	-69.3	194.9	123.3
+ Tax on Items to be Reclassified	—	—	0.0	49.1	31.0
+ Tax on Items to be Reclassified — alt tag	26.1	0.0	—	—	—
Per Share — as-filed variants
Basic EPS — Continuing Operations	62.01	58.37	74.52	88.01	90.18
Diluted EPS — Continuing Operations	61.95	58.20	74.25	87.80	89.96
Adjusted (ex-Exceptional Items) — derived
Pretax Income (Adjusted, as filed)	1,360.9	1,953.9	2,485.8	2,970.6	3,038.1
Net Income Adj (tax-effected)	1,046.0	1,508.0	1,936.1	2,291.2	2,350.0
EPS Adj	62.01	58.37	74.52	88.01	90.18
Other Filed Concepts — mapped but not yet placed in the schedule
Face Value	10.00	10.00	10.00	10.00	10.00
Filed Debt Equity	—	4.00	3.70	3.70	3.93
Paid Up Equity Capital	168.9	259.7	259.9	260.6	260.8

As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.