PNB Housing Finance balance sheet

As of Sep 2026

Loans: ₹94,124cr+19.4% on Sep 2025
Total debt: ₹79,597cr+22.1% on Sep 2025
Total assets: ₹1,01,638cr+18.5% on Sep 2025
Shareholders' equity: ₹20,249cr+12.7% on Sep 2025

₹ crore except per share

Tap a line for its trend	H1 FY27Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023	FY22 and earlierAlpha Plus

Non-financial assets
Financial assets						FY22 and earlierEvery year the company has filed comes with Alpha Plus.
	2,004	2,483	2,160	2,142	3,678
	317	856	1,440	465	118
	317	270	0.0	135	660
	58.8	46.9	49.6	51.5	12.9
	0.0	0.1	0.4	0.1	0.0
	94,124	86,433	74,645	64,108	57,840
	3,708	2,779	3,381	4,346	3,196
	765	289	347	570	755
	1,01,295	93,158	82,023	71,818	66,260
	13.9	0.0	7.5	185	264
	0.0	24.0	171	128	146
	0.5	0.5	0.5	0.5	0.5
	239	241	81.8	66.6	132
	3.8	1.4	4.7	5.4	0.1
	30.9	32.2	24.2	16.6	14.0
	5.8	4.7	11.5	9.8	3.1
	49.8	50.4	196	176	54.7
	343	355	497	587	614
	1,01,638	93,512	82,520	72,405	66,874
Financial liabilities
	15.1	4.1	50.1	—	—
	13,457	9,270	8,573	7,852	3,994
	48,396	43,543	35,555	28,667	31,175
	17,704	18,055	17,642	17,758	17,214
	39.7	330	540	739	1,238
	1,624	2,867	3,024	2,180	1,963
	81,265	74,084	65,401	57,216	55,615
Non-financial liabilities
	0.0	7.7	—	—	0.0
	37.1	35.6	22.0	0.0	17.7
	86.9	166	234	214	227
	124	209	256	214	245
	81,389	74,293	65,657	—	—
Equity
	261	261	260	260	169
	19,988	18,959	16,603	14,715	10,845
	20,249	19,219	16,863	—	—
	20,249	19,219	16,863	14,974	11,014
	1,01,638	93,512	82,520	72,405	66,874
Trade payables — MSME split
	2.7	1.9	1.3	2.1	1.7
	26.1	12.7	16.3	17.6	28.5

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From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

alphave

PNBHOUSING₹1,110.00

PNB Housing Finance Ltd.

· Banking & Finance

₹ CrorePeersLICHSGFIN CANFINHOME AAVAS PIRAMALFIN POONAWALLA RBLBANK MANAPPURAM APTUSMcap ₹28,921 Cr

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In ₹ Crore except Per Share As of	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Financial Assets
+ Cash & Cash Equivalents	3,677.8	2,142.2	2,160.4	2,483.1	2,004.2
+ Other Bank Balances	118.4	464.7	1,439.8	856.2	317.3
+ Derivative Financial Instruments	660.0	135.0	0.0	270.4	316.7
+ Trade Receivables	12.9	51.5	49.6	46.9	58.8
+ Other Receivables	0.0	0.1	0.4	0.1	0.0
+ Loans	57,839.8	64,108.2	74,645.3	86,433.4	94,124.5
+ Investments	3,196.3	4,346.0	3,380.9	2,778.8	3,708.1
+ Other Financial Assets	754.6	569.8	346.6	288.7	765.0
Financial Assets	66,259.8	71,817.5	82,022.9	93,157.6	1,01,294.6
Non-financial Assets
+ Current Tax Assets (net)	264.0	185.2	7.5	0.0	13.9
+ Deferred Tax Assets (net)	145.7	127.7	171.2	24.0	0.0
+ Investment Property	0.5	0.5	0.5	0.5	0.5
+ Property, Plant & Equipment	131.8	66.6	81.8	241.3	238.8
+ Capital Work-in-Progress	0.1	5.4	4.7	1.4	3.8
+ Other Intangibles	14.0	16.6	24.2	32.2	30.9
+ Intangibles under Development	3.1	9.8	11.5	4.7	5.8
+ Other Non-financial Assets	54.7	175.6	196.1	50.4	49.8
Non-financial Assets	613.9	587.3	497.5	354.5	343.5
Total Assets	66,873.7	72,404.9	82,520.4	93,512.1	1,01,638.1
Financial Liabilities
+ Derivative Financial Instruments	—	—	50.1	4.1	15.1
+ Debt Securities	3,994.1	7,851.9	8,573.5	9,270.4	13,456.8
+ Borrowings (other than Debt Securities)	31,174.7	28,667.0	35,555.0	43,543.2	48,396.3
+ Deposits	17,214.2	17,758.2	17,641.6	18,055.4	17,704.0
+ Subordinated Liabilities	1,238.4	739.5	539.6	329.7	39.7
+ Other Financial Liabilities	1,963.2	2,179.9	3,024.2	2,866.6	1,624.2
Financial Liabilities	55,614.8	57,216.2	65,401.5	74,083.8	81,264.9
Non-financial Liabilities
+ Current Tax Liabilities (net)	0.0	—	—	7.7	0.0
+ Provisions	17.7	0.0	22.0	35.6	37.1
+ Other Non-financial Liabilities	227.3	214.2	233.8	165.8	86.9
Non-financial Liabilities	245.1	214.2	255.8	209.1	124.0
Total Liabilities	—	—	65,657.2	74,292.9	81,388.9
Equity
+ Equity Share Capital	168.9	259.7	259.9	260.6	260.8
+ Other Equity	10,845.0	14,714.7	16,603.2	18,958.6	19,988.4
Equity — Owners of Parent	—	—	16,863.1	19,219.1	20,249.2
Total Equity	11,013.9	14,974.4	16,863.1	19,219.1	20,249.2
Total Equity & Liabilities	66,873.7	72,404.9	82,520.4	93,512.1	1,01,638.1
Trade Payables — MSME split
+ Dues to Micro & Small Enterprises	1.7	2.1	1.3	1.9	2.7
+ Dues to Other Creditors	28.5	17.6	16.3	12.7	26.1

As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.