| Tap a line for its trend | Last 12Mto Jun 2026 | FY26Mar 2026 | FY25Mar 2025 |
|---|
Returns | |||
|---|---|---|---|
| 11.1% | 11.1% | 8.9% | |
| 2.7% | 2.7% | 2.2% | |
Margins & efficiency | |||
| 10.1% | 10.1% | 9.9% | |
| 29.7% | 29.7% | 29.2% | |
| 3.6% | 3.6% | 3.8% | |
| 15.3% | 15.0% | 12.9% | |
Leverage | |||
| 4.29× | 4.29× | 3.97× | |
| 3.14× | 3.14× | 2.87× | |
Additional | |||
| 24.4% | 24.3% | 21.8% | |
From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.
Ratios — % unless marked × 12 Months Ending | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/06/2026 | |
|---|---|---|---|---|
| Returns | ||||
| Return on Common Equity | 8.87 | 11.08 | 11.08 | |
| Return on Assets | 2.21 | 2.66 | 2.66 | |
| Margins & Efficiency | ||||
| Net Interest Margin (on avg assets) | 9.88 | 10.12 | 10.12 | |
| Cost to Income | 29.19 | 29.68 | 29.68 | |
| Credit Cost (impairment / avg loans) | 3.83 | 3.57 | 3.57 | |
| Net Income Margin | 12.87 | 15.00 | 15.31 | |
| Leverage | ||||
| Leverage (Assets/Equity) | 3.97 | 4.29 | 4.29 | |
| Total Debt/Equity | 2.87 | 3.14 | 3.14 | |
| Additional | ||||
| Effective Tax Rate | 21.84 | 24.26 | 24.44 | |