Jana Small Finance Bank profitability ratios

Profitability Growth Asset quality Capital Dividend yield

Per cent unless marked ×

Tap a line for its trend	Last 12Mto Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023

Returns
	7.6%	7.6%	13.0%	18.7%	—
	0.8%	0.8%	1.4%	2.1%	—
Margins & efficiency
	6.0%	6.0%	6.7%	6.5%	—
	67.8%	67.8%	61.3%	57.4%	56.2%
	2.8%	2.8%	3.0%	3.3%	—
	5.7%	5.7%	5.5%	4.9%	—
	16.0%	16.0%	14.1%	14.3%	—
	94.5%	94.5%	93.3%	102.4%	108.7%
Additional
	0.0%	0.0%	−5.9%	0.0%	—

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From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

alphave

JSFB₹394.20

Jana Small Finance Bank Ltd.

· Banking & Finance

₹ CrorePeersUJJIVANSFB EQUITASBNK AUBANK INDIASHLTR KTKBANK IIFLCAPS MAHSCOOTER FEDFINAMcap ₹4,152 Cr

Profitability Growth Asset Quality Capital Yield Analysis

Ratios — % unless marked × 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Returns
Return on Common Equity	—	18.72	13.03	7.60	7.60
Return on Assets	—	2.05	1.41	0.76	0.76
Margins & Efficiency
Net Interest Margin (on assets)	—	6.50	6.72	6.04	6.04
Cost to Income	56.22	57.35	61.30	67.76	67.76
Credit Cost (provisions / avg advances)	—	3.32	2.99	2.75	2.75
Operating Expenses / Avg Assets	—	4.91	5.46	5.70	5.70
Other Income Share of Total Income	—	14.33	14.14	16.03	16.03
Credit-Deposit Ratio	108.73	102.39	93.25	94.53	94.53
Additional
Effective Tax Rate	—	0.00	-5.86	0.00	0.00

No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.