Jana Small Finance Bank cash flow

Latest FY26
Cash from operations
₹594cr−85.4% on FY25
Cash from investing
−₹4,133cr−₹321 cr in FY25
Cash from financing
₹1,641cr−₹1,331 cr in FY25
Capital spending
₹122cr+66.5% on FY25
₹ crore except per share
Tap a line for its trendLast 12Mto Sep 2026FY26Mar 2026FY25Mar 2025FY24Mar 2024FY23Mar 2023
Adjustments to reconcile profit — non-cash items
—75.460.662.5—
—8617570.0—
—14.824.20.0—
—0.00.0556—
—0.50.30.0—
Changes in working capital
—−7,557−4,697−5,944—
—−99.3906−706—
—6,6676,5636,231—
—3143.4167—
—−6752,775−253—
Cash from operating activities
475326474514—
—2763,617365—
—6024,091879—
—8.617.3173—
—5944,073707—
—5944,073707−1,137
Cash from investing activities
—12273.476.9—
—0.70.90.6—
—−4,011−249−704—
—−4,133−321−780—
—−4,133−321−780—
Cash from financing activities
—10.613.249.6—
—0.00.0−270—
—0.00.01,320—
—3,3891,497−1,066—
—1,7592,8420.0—
—1,641−1,33133.5—
—1,641−1,33133.5—
—−1,8982,421−39.7532
—−1,8982,421−39.7—
———2,027—
Reference items
4714714,000630−1,137
₹44.77₹44.77₹379.79₹59.82−₹107.97
8.81×————
—1.82×8.12×1.06×−4.44×
—8.617.3173—
Open the chart

From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

JSFB₹394.20

Jana Small Finance Bank Ltd.

· Banking & Finance
₹ CrorePeersUJJIVANSFBEQUITASBNKAUBANKINDIASHLTRKTKBANKIIFLCAPSMAHSCOOTERFEDFINAMcap ₹4,152 Cr
View
In ₹ Crore except Per Share
12 Months Ending
FY23
31/03/2023
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Last 12M
30/09/2026
Adjustments to Reconcile Profit — Non-cash Items
+ Depreciation & Amortisation—62.560.675.4—
+ Impairment Loss / (Reversal)—0.0756.7860.5—
+ Share-based Payments—0.024.214.8—
+ Other Non-cash Items—555.80.00.0—
+ Other — Cash Effects are Investing / Financing—0.00.30.5—
Changes in Working Capital
+ Trade Receivables—-5,944.3-4,697.3-7,557.4—
+ Other Current Assets—-706.2906.4-99.3—
+ Trade Payables—6,230.76,562.76,667.4—
+ Other Current Liabilities—166.53.4313.9—
Total Working Capital Changes—-253.22,775.1-675.4—
Cash from Operating Activities
Profit Before Tax (per I/S)—514.4473.7326.4475.1
+ Total Adjustments (incl. Working Capital)—365.13,616.8275.8—
Cash from Operations (pre-tax)—879.54,090.5602.3—
+ Income Taxes Paid—172.617.38.6—
Cash from Operating — before Extraordinary Items—706.94,073.3593.6—
Cash from Operating Activities-1,137.2706.94,073.3593.6—
Cash from Investing Activities
+ Acq of Fixed Assets (Capex)—76.973.4122.2—
+ Disp of Fixed Assets—0.60.90.7—
+ Other Inflows / (Outflows) — Investing—-703.8-248.6-4,011.2—
Cash from Investing — before Extraordinary Items—-780.1-321.0-4,132.7—
Cash from Investing Activities—-780.1-321.0-4,132.7—
Cash from Financing Activities
+ Proceeds from Issue of Shares (unclassified)—49.613.210.6—
+ Proceeds from Other Equity Instruments—-270.00.00.0—
+ Proceeds from Debentures / Notes / Bonds—1,319.90.00.0—
+ Proceeds from Borrowings—-1,066.01,497.03,389.0—
+ Repayment of Borrowings—0.02,841.61,759.1—
Cash from Financing — before Extraordinary Items—33.5-1,331.41,640.5—
Cash from Financing Activities—33.5-1,331.41,640.5—
Net Changes in Cash (pre-FX)532.0-39.72,420.8-1,898.5—
Net Changes in Cash—-39.72,420.8-1,898.5—
Closing Cash—2,027.2———
Reference Items
Free Cash Flow (CFO − Capex)-1,137.2630.03,999.9471.5471.5
Free Cash Flow per Basic Share-107.9759.82379.7944.7744.77
Price to Free Cash Flow————8.81
Cash Flow to Net Income-4.441.068.121.82—
Cash Paid for Taxes—172.617.38.6—
As filed, sign as filed: a payment tagged as a positive magnitude in the filing stays positive here, so read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown — depth follows the filer, so a thin statement means a thin filing. Total Adjustments is the filer's own grand total of the reconciliation and spans BOTH the non-cash items and the working-capital block; Profit Before Tax plus it equals Cash from Operations (pre-tax). It can be reported when its components are not, so it is never a sum of the rows above it. No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · StandaloneFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.