Jana Small Finance Bank quarterly results

·Banking & FinanceChart ›
Q2 FY27 · Jul–Sep 2026
₹ croreQ2 FY27Q2 FY26Change
Total income1,8161,552+17.0%
Net interest income819618+32.3%
Operating profit374279+33.9%
Net profit17075.0+127.1%
EPS₹16.12₹7.13+126.1%

Every quarter

₹ crore except per share
Tap a line for its trendQ2 FY27Sep 2026Q1 FY27Jun 2026Q4 FY26Mar 2026Q3 FY26Dec 2025Q2 FY26Sep 2025Q1 FY26Jun 2025Q4 FY25Mar 2025Q3 FY25Dec 2024Q2 FY25Sep 2024Q1 FY25Jun 2024Q4 FY24Mar 2024Q3 FY24Dec 2023
Interest income
1,4241,3791,3081,2321,1751,1191,0891,0731,0621,044992945
12512312913411611285.988.494.110910488.1
26.011.47.07.313.817.622.515.910.014.215.35.0
12.50.50.010.90.01.61.60.00.00.00.00.0
1,5871,5151,4451,3841,3051,2501,1991,1771,1661,1671,1111,038
768732709709686655602585572557520490
819782736675618595597593594610591—
229227266245247266234177176189180140
1,8161,7411,7101,6291,5521,5161,4331,3551,3421,3561,2911,178
Operating
408415384370356351327309296278259245
265261282263231212211181175165170148
674676666633587563538491471443429393
374333335287279298293279299356342295
203178195277204196173174210196175161
Profit
1701551409.775.010212010588.4160166135
0.00.00.00.00.00.0−3.6−5.3−8.3−10.40.00.0
1701551409.775.010212311196.7171322135
1701551409.775.010212311196.7171322135
Per share
₹16.12₹14.74₹13.28₹0.92₹7.13₹9.69₹11.76₹10.57₹9.25₹16.31₹34.55₹18.30
₹15.96₹14.69₹13.23₹0.92₹7.09₹9.65₹11.71₹10.49₹9.15₹16.14₹34.50₹14.84
0.00.00.00.00.00.00.00.00.00.00.0—
Profit build-up — alternate / pre-Ind-AS tags
0.00.00.00.00.00.00.00.00.00.01550.0
Per share — as-filed variants
₹16.12₹14.74₹13.28₹0.92₹7.13₹9.69₹11.76₹10.57₹9.25₹16.31₹34.55₹18.30
₹15.96₹14.69₹13.23₹0.92₹7.09₹9.65₹11.71₹10.49₹9.15₹16.14₹34.50₹14.84
Regulatory disclosures — filed alongside, not part of the P&L
8.9—6.5—7.4—8.1—————
Open the chart

From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

JSFB₹396.00

Jana Small Finance Bank Ltd.

· Banking & Finance
AnnualQuarterly₹ CrorePeersUJJIVANSFBEQUITASBNKAUBANKINDIASHLTRKTKBANKIIFLCAPSMAHSCOOTERFEDFINAMcap ₹4,171 Cr
View
In ₹ Crore except Per Share
3 Months Ending
Q3 FY24
31/12/2023
Q4 FY24
31/03/2024
Q1 FY25
30/06/2024
Q2 FY25
30/09/2024
Q3 FY25
31/12/2024
Q4 FY25
31/03/2025
Q1 FY26
30/06/2025
Q2 FY26
30/09/2025
Q3 FY26
31/12/2025
Q4 FY26
31/03/2026
Q1 FY27
30/06/2026
Q2 FY27
30/09/2026
Interest Income
+ Interest on Advances / Bills944.9991.81,043.91,062.01,073.21,089.41,118.81,175.11,232.31,308.51,379.31,423.8
+ Income on Investments88.1103.9108.994.188.485.9112.2115.9133.6129.1123.3124.5
+ Interest on RBI / Interbank5.015.314.210.015.922.517.613.87.37.011.426.0
+ Other Interest0.00.00.00.00.01.61.60.010.90.00.512.5
Interest Earned1,038.01,111.11,167.11,166.01,177.41,199.31,250.21,304.81,384.11,444.61,514.51,586.8
Interest Expended489.5520.1557.3572.1584.8602.4655.1686.3709.4709.0732.1768.3
Net Interest Income—591.0609.7593.9592.6596.9595.1618.5674.8735.6782.5818.5
Other Income139.5179.9189.0175.6177.4233.9266.0247.5244.7265.6226.9228.9
Total Income1,177.51,290.91,356.11,341.61,354.81,433.21,516.21,552.31,628.91,710.21,741.51,815.7
Operating
+ Employee Cost244.5259.1277.7296.1309.4327.2351.0355.5369.7384.0414.9408.5
+ Other Operating Expenses148.2169.9165.3174.7181.5210.7212.0231.4263.3282.4261.4265.3
Operating Expenses392.7428.9443.0470.8490.9537.9563.0587.0633.0666.5676.2673.7
Operating Profit (PPOP)295.3341.9355.8298.7279.1292.9298.1279.0286.5334.7333.2373.6
Provisions & Contingencies160.6175.4195.7210.3173.8173.0196.2204.0276.8194.9177.9203.3
Profit
Pretax Income134.6166.5160.188.4105.3119.8101.975.09.7139.8155.2170.4
Tax Expense0.00.0-10.4-8.3-5.3-3.60.00.00.00.00.00.0
Net Income134.6321.7170.696.7110.7123.5101.975.09.7139.8155.2170.4
Net Income to Common134.6321.7170.696.7110.7123.5101.975.09.7139.8155.2170.4
Per Share
Basic EPS18.3034.5516.319.2510.5711.769.697.130.9213.2814.7416.12
Diluted EPS14.8434.5016.149.1510.4911.719.657.090.9213.2314.6915.96
Book Value per Share—0.00.00.00.00.00.00.00.00.00.00.0
Profit Build-up — Alternate / Pre-Ind-AS Tags
+ Extraordinary Items0.0155.20.00.00.00.00.00.00.00.00.00.0
Per Share — as-filed variants
Basic EPS before Extraordinary Items18.3034.5516.319.2510.5711.769.697.130.9213.2814.7416.12
Diluted EPS before Extraordinary Items14.8434.5016.149.1510.4911.719.657.090.9213.2314.6915.96
Regulatory Disclosures — filed alongside, not part of the P&L
Related-party Transactions — During the Period—————8.1—7.4—6.5—8.9
Other Filed Concepts — mapped but not yet placed in the schedule
At1 Ratio0.000.000.000.000.000.000.010.010.000.000.000.00
Cet1 Ratio0.000.000.000.000.000.000.190.190.170.180.180.18
Expenditure Ex Provisions882.3949.01,000.31,043.01,075.71,140.31,218.01,273.31,342.31,375.51,408.31,442.0
Face Value10.0010.0010.0010.0010.0010.0010.0010.0010.0010.0010.0010.00
Filed Roa0.000.000.000.000.000.000.010.010.000.010.010.01
Gnpa Pct0.000.000.000.000.000.000.030.030.030.020.020.02
Gross Npa487.2494.3645.9754.6757.8749.6824.9871.3829.2847.0841.1839.2
Net Npa156.4130.0240.8247.3250.5254.2262.7280.8294.9312.5314.3414.4
Nnpa Pct0.000.000.000.000.000.000.010.010.010.010.010.01
Paid Up Equity Capital73.6104.6104.6104.6104.7105.1105.2105.2105.3105.3105.3105.8
Pat Ordinary134.6166.5170.696.7110.7123.5101.975.09.7139.8155.2170.4
As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: Q2 FY27 · StandaloneFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

Jana Small Finance Bank Q2 FY27 results (July–September 2026)

Filed with NSE on Friday, 23 October 2026 at 3:08 pm IST

Jana Small Finance Bank (NSE: JSFB) reported its Q2 FY27 results (July–September 2026) on Friday, 23 October 2026 at 3:08 pm IST. Standalone net profit was ₹170 crore, up 127.1% from ₹75 crore in Q2 FY26 and up 9.7% from ₹155 crore in Q1 FY27. Net interest income (interest earned less interest paid) was ₹819 crore, up 32.3% on the year.

Q2 FY26 results (a year earlier)
23 October 2025
Q3 FY27 results due by
14 February 2027

Q2 FY27 at a glance · standalone

Net profit
₹170 Cr+127.1% vs Q2 FY26+9.7% vs Q1 FY27
Net interest income
₹819 Cr+32.3% vs Q2 FY26+4.6% vs Q1 FY27
Operating profit (before provisions)
₹374 Cr+33.9% vs Q2 FY26+12.2% vs Q1 FY27
Gross NPA
2.34%2.87% in Q2 FY262.39% in Q1 FY27₹839 Cr · net NPA 1.17%
Deposits
₹38,221 Cr+17.5% vs Q2 FY26
Advances (loans)
₹35,445 Cr+19.2% vs Q2 FY26

Questions

What was Jana Small Finance Bank's net profit in Q2 FY27?

Standalone net profit was ₹170 crore, up 127.1% from ₹75 crore in Q2 FY26 and up 9.7% from ₹155 crore in Q1 FY27.

What was Jana Small Finance Bank's net interest income in Q2 FY27?

Net interest income (interest earned less interest paid) was ₹819 crore, up 32.3% on the year. Operating profit before provisions was ₹374 crore, and provisions were ₹203 crore.

What were Jana Small Finance Bank's NPAs in Q2 FY27?

Gross non-performing assets (NPAs) were ₹839 crore, 2.34% of gross advances, against 2.87% a year earlier and 2.39% in Q1 FY27. Net NPAs were 1.17% of net advances (0.94% a year earlier).

How were Jana Small Finance Bank's Q2 FY27 results?

Both grew from a year earlier: net profit was up 127.1% at ₹170 crore and net interest income was up 32.3% at ₹819 crore. Gross NPAs were 2.34% of advances, against 2.87% a year earlier. Against Q1 FY27, net profit was up 9.7% and net interest income up 4.6%.

How much did Jana Small Finance Bank's deposits and loans grow in Q2 FY27?

On 30 September 2026, deposits were ₹38,221 crore, up 17.5% from ₹32,532 crore a year earlier, and advances (loans) were ₹35,445 crore, up 19.2% from ₹29,743 crore a year earlier.

What was Jana Small Finance Bank's net profit in the first half of FY27?

Standalone net profit for the first half of FY27 (April–September 2026) was ₹326 crore, up 84.0% from ₹177 crore in the same months a year earlier. Net interest income was ₹1,601 crore, up 31.9%.

What was Jana Small Finance Bank's EPS in Q2 FY27?

Basic earnings per share were ₹16.12, against ₹7.13 in Q2 FY26.

What was Jana Small Finance Bank's net profit in FY26?

Standalone net profit was ₹326 crore in FY26 (April 2025–March 2026), down 34.9% from ₹501 crore in FY25. It was ₹670 crore in FY24 and ₹256 crore in FY23: up 27.5% over three years, 8.4% a year on average.

When did Jana Small Finance Bank announce its Q2 FY27 results?

On Friday, 23 October 2026 at 3:08 pm IST, in its results filing to the stock exchanges. A year earlier it reported Q2 FY26 on 23 October 2025.

How has Jana Small Finance Bank's profit changed over the last four quarters?

Net profit by quarter: ₹9.7 crore in Q3 FY26, ₹140 crore in Q4 FY26, ₹155 crore in Q1 FY27 and ₹170 crore in Q2 FY27. That is ₹475 crore over the four quarters, up 15.6% from ₹411 crore in the four quarters before. Net interest income: ₹675 crore, ₹736 crore, ₹782 crore and ₹819 crore.

What was Jana Small Finance Bank's net interest income in FY26?

Net interest income was ₹2,593 crore in FY26 (April 2025–March 2026), up 8.4% from ₹2,393 crore in FY25. It was ₹2,127 crore in FY24 and ₹1,660 crore in FY23: up 56.2% over three years, 16.0% a year on average.

When will Jana Small Finance Bank announce its Q3 FY27 results?

Q3 FY27 covers October–December 2026. Listed companies must publish quarterly results within 45 days of the quarter's end (SEBI listing rules, Regulation 33), so the results are due by 14 February 2027. The company tells the exchanges the date of the board meeting at least two working days before it.

Where do these Jana Small Finance Bank figures come from?

From Jana Small Finance Bank's own standalone results filings to NSE, in ₹ crore as filed (Q2 FY27 on 23 October 2026). Growth compares the same standalone figures a year and a quarter earlier.

Standalone figures from the company's filings to NSE. Every company's results dates this season are in the Q2 FY27 results calendar, part of Alpha Plus.