In ₹ Crore except Per Share Latest Annual	JSFB FY26	UJJIVANSFB FY26	EQUITASBNK FY26	AUBANK FY26	Peer Average
Valuation — at last close
P/E	◆ 12.71×	15.72×	63.52×	24.88×	34.71× -63%
P/B	◆ 0.93×	1.60×	1.07×	3.30×	1.99× -53%
Market Cap	₹4,152 Cr	₹10,904 Cr	₹6,523 Cr	₹65,900 Cr	₹27,776 Cr -85%
Growth
Revenue CAGR 3Y	27.51%	◆ 43.90%	23.65%	32.75%	33.43% -18%
Revenue CAGR 5Y	—	20.86%	16.84%	◆ 27.55%	21.75%
Net Income CAGR 3Y	8.44%	-14.29%	-43.57%	◆ 22.75%	-11.70% +172%
Revenue YoY (latest Q)	16.97%	26.32%	◆ 27.69%	22.17%	25.39% -33%
Net Income YoY (latest Q)	127.15%	199.91%	◆ 803.41%	52.92%	352.08% -64%
Profitability
NIM (banks)	6.04%	◆ 7.36%	5.98%	5.21%	6.18% -2%
Net Income Margin	5.12%	8.62%	1.31%	◆ 12.22%	7.38% -31%
Return on Common Equity	7.60%	10.74%	1.69%	◆ 14.22%	8.88% -14%
Return on Assets	0.76%	1.32%	0.18%	◆ 1.51%	1.00% -24%
Credit & Quality
Gross NPA (banks)	2.46%	2.26%	2.60%	◆ 2.03%	2.30% +7%
Cost/Income (banks)	67.76%	65.65%	71.67%	◆ 57.91%	65.08% +4%
Scale — latest FY
Revenue / Total Income	₹6,375 Cr	₹8,039 Cr	₹7,868 Cr	₹21,614 Cr	₹12,507 Cr -49%
Net Income	₹326 Cr	₹693 Cr	₹103 Cr	₹2,641 Cr	₹1,146 Cr -72%
Total Assets	₹47,448 Cr	₹57,541 Cr	₹60,610 Cr	₹1.92L Cr	₹1.03L Cr -54%
EPS	₹31.02	₹3.57	₹0.9	₹35.4	₹13.29 +133%
Book Value per Share	₹424.44	₹35.08	₹53.68	₹266.93	₹118.56 +258%

◆ best value in the comp set per metric · Δ = subject vs average of the other companies.

« ‹ › »Latest: FY26 · StandaloneFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.