Jana Small Finance Bank profit and loss

Latest FY26

Total income: ₹6,375cr+16.2% on FY25
Net interest income: ₹2,593cr+8.4% on FY25
Net profit: ₹326cr−34.9% on FY25
EPS: ₹31.02−35.2% on FY25

₹ crore except per share

Tap a line for its trend	Last 12Mto Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023

Interest income
	5,344	4,804	4,268	3,607	—
	510	491	377	358	—
	51.8	45.8	62.6	47.9	—
	23.9	12.5	1.6	0.0	—
	5,930	5,353	4,710	4,013	3,075
	2,919	2,760	2,317	1,886	1,415
	3,011	2,593	2,393	2,127	1,660
	966	1,022	776	671	625
	6,896	6,375	5,486	4,684	—
Operating
	1,577	1,460	1,210	975	—
	1,072	989	732	630	—
	2,649	2,449	1,943	1,605	1,285
	1,328	1,166	1,226	1,193	—
	853	839	753	679	—
Profit
	475	326	474	514	—
	0.0	0.0	−27.7	0.0	—
	475	326	501	670	256
	475	326	501	670	—
Per share
	₹45.06	₹31.02	₹47.89	₹90.85	—
	₹44.80	₹30.92	₹47.67	₹90.72	—
	0.0	0.0	0.0	0.0	—
Profit build-up — alternate / pre-Ind-AS tags
	0.0	0.0	0.0	155	—
	—	951	842	618	—
Per share — as-filed variants
	₹45.06	₹31.02	₹47.89	₹90.85	—
	₹44.80	₹30.92	₹47.67	₹90.72	—

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From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

alphave

JSFB₹394.20

Jana Small Finance Bank Ltd.

· Banking & Finance

Annual Quarterly₹ CrorePeersUJJIVANSFB EQUITASBNK AUBANK INDIASHLTR KTKBANK IIFLCAPS MAHSCOOTER FEDFINAMcap ₹4,152 Cr

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In ₹ Crore except Per Share 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Interest Income
+ Interest on Advances / Bills	—	3,606.7	4,268.4	4,803.9	5,343.8
+ Income on Investments	—	358.4	377.3	490.6	510.5
+ Interest on RBI / Interbank	—	47.9	62.6	45.8	51.8
+ Other Interest	—	0.0	1.6	12.5	23.9
Interest Earned	3,075.0	4,013.0	4,709.8	5,352.9	5,930.0
Interest Expended	1,415.0	1,885.9	2,316.7	2,759.7	2,918.7
Net Interest Income	1,660.0	2,127.1	2,393.1	2,593.1	3,011.3
Other Income	624.9	671.0	775.9	1,021.9	966.1
Total Income	—	4,684.1	5,485.7	6,374.8	6,896.2
Operating
+ Employee Cost	—	974.7	1,210.4	1,460.2	1,577.0
+ Other Operating Expenses	—	630.2	732.2	989.1	1,072.4
Operating Expenses	1,284.5	1,604.8	1,942.6	2,449.4	2,649.4
Operating Profit (PPOP)	—	1,193.3	1,226.4	1,165.7	1,328.1
Provisions & Contingencies	—	679.0	752.7	839.2	853.0
Profit
Pretax Income	—	514.4	473.7	326.4	475.1
Tax Expense	—	0.0	-27.7	0.0	0.0
Net Income	256.0	669.5	501.4	326.4	475.1
Net Income to Common	—	669.5	501.4	326.4	475.1
Per Share
Basic EPS	—	90.85	47.89	31.02	45.06
Diluted EPS	—	90.72	47.67	30.92	44.80
Book Value per Share	—	0.0	0.0	0.0	0.0
Profit Build-up — Alternate / Pre-Ind-AS Tags
+ Extraordinary Items	—	155.2	0.0	0.0	0.0
+ Adjustments to Profit / (Loss)	—	618.3	841.7	951.3	—
Per Share — as-filed variants
Basic EPS before Extraordinary Items	—	90.85	47.89	31.02	45.06
Diluted EPS before Extraordinary Items	—	90.72	47.67	30.92	44.80
Other Filed Concepts — mapped but not yet placed in the schedule
Cet1 Ratio	—	0.00	0.00	0.18	0.18
Expenditure Ex Provisions	—	3,490.7	4,259.3	5,209.1	5,568.1
Face Value	—	10.00	10.00	10.00	10.00
Filed Roa	—	0.00	0.00	0.01	0.01
Gnpa Pct	—	0.00	0.00	0.02	0.02
Gross Npa	—	487.2	749.6	847.0	839.2
Net Npa	—	156.4	254.2	312.5	414.4
Nnpa Pct	—	0.00	0.00	0.01	0.01
Paid Up Equity Capital	—	104.6	105.1	105.3	105.8
Pat Ordinary	—	514.4	501.4	326.4	475.1
Pbt Before Exceptional	—	—	473.7	326.4	—

As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.