| Tap a line for its trend | Last 12Mto Sep 2026 | FY26Mar 2026 | FY25Mar 2025 | FY24Mar 2024 |
|---|
Returns | ||||
|---|---|---|---|---|
| 12.6% | 12.6% | 9.4% | 10.8% | |
| 2.3% | 2.3% | 1.9% | 2.2% | |
Margins & efficiency | ||||
| 8.2% | 8.2% | 8.8% | 7.3% | |
| 57.2% | 57.2% | 56.1% | 55.8% | |
| 0.9% | 0.9% | 2.0% | 0.7% | |
| 16.9% | 15.5% | 11.1% | 15.5% | |
Leverage | ||||
| 5.77× | 5.77× | 5.20× | 4.93× | |
| 4.61× | 4.61× | 4.03× | 3.63× | |
Additional | ||||
| 25.8% | 25.5% | 25.9% | 25.4% | |
From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.
Ratios — % unless marked × 12 Months Ending | FY23 31/03/2023 | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/09/2026 | |
|---|---|---|---|---|---|---|
| Returns | ||||||
| Return on Common Equity | — | 10.82 | 9.37 | 12.56 | 12.56 | |
| Return on Assets | — | 2.20 | 1.85 | 2.28 | 2.28 | |
| Margins & Efficiency | ||||||
| Net Interest Margin (on avg assets) | — | 7.29 | 8.78 | 8.16 | 8.16 | |
| Cost to Income | — | 55.82 | 56.07 | 57.24 | 57.24 | |
| Credit Cost (impairment / avg loans) | — | 0.67 | 2.02 | 0.89 | 0.89 | |
| Net Income Margin | — | 15.51 | 11.06 | 15.45 | 16.93 | |
| Leverage | ||||||
| Leverage (Assets/Equity) | — | 4.93 | 5.20 | 5.77 | 5.77 | |
| Total Debt/Equity | — | 3.63 | 4.03 | 4.61 | 4.61 | |
| Additional | ||||||
| Effective Tax Rate | — | 25.41 | 25.87 | 25.47 | 25.84 | |