In ₹ Crore except Per Share 12 Months Ending | Q2 FY24 30/09/2023 | Q3 FY24 31/12/2023 | Q4 FY24 31/03/2024 | Q1 FY25 30/06/2024 | Q2 FY25 30/09/2024 | Q3 FY25 31/12/2024 | Q4 FY25 31/03/2025 | Q1 FY26 30/06/2025 | Q2 FY26 30/09/2025 | Q3 FY26 31/12/2025 | Q4 FY26 31/03/2026 | Q1 FY27 30/06/2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue from Operations | 2,155.8 | 2,397.9 | 2,967.3 | 2,325.1 | 2,831.7 | 1,928.4 | 2,222.8 | 2,245.7 | 4,106.5 | 4,409.1 | 1,918.1 | 2,328.5 | |
| Other Income | 9.2 | 16.7 | 59.3 | 11.5 | 10.5 | 68.3 | 120.4 | 35.4 | 74.3 | 310.6 | 51.2 | 90.3 | |
| Total Income | 2,164.9 | 2,414.6 | 3,026.6 | 2,336.6 | 2,842.3 | 1,996.6 | 2,343.3 | 2,281.1 | 4,180.9 | 4,719.6 | 1,969.3 | 2,418.8 | |
| Expenses | |||||||||||||
| + Employee Benefit Expense | 269.7 | 361.4 | 347.7 | 283.0 | 444.6 | 294.4 | 292.1 | 273.2 | 611.3 | 512.1 | 247.0 | 393.7 | |
| + Finance Costs | 661.9 | 727.1 | 717.8 | 700.8 | 672.6 | 613.3 | 550.3 | 685.8 | 1,340.8 | 589.4 | 561.4 | 558.0 | |
| + Depreciation & Amortisation | 30.7 | 32.3 | 33.2 | 33.6 | 36.0 | 34.4 | 43.2 | 35.8 | 71.5 | 37.4 | 34.7 | 35.9 | |
| + Other Expenses | 1,110.1 | 1,247.2 | 1,615.6 | 1,159.4 | 1,272.3 | 994.3 | 1,467.8 | 1,142.8 | 2,081.2 | 2,365.5 | 1,175.2 | 1,348.2 | |
| Total Expenses | 2,058.6 | 2,325.4 | 2,808.7 | 2,231.9 | 2,523.0 | 1,815.3 | 2,146.9 | 2,170.7 | 4,116.7 | 3,828.7 | 2,016.4 | 2,329.7 | |
| EBITDA | 789.8 | 831.8 | 909.6 | 827.6 | 1,017.4 | 760.7 | 669.4 | 796.5 | 1,402.1 | 1,207.1 | 497.9 | 592.6 | |
| EBIT | 759.1 | 799.5 | 876.4 | 794.0 | 981.4 | 726.3 | 626.2 | 760.7 | 1,330.6 | 1,169.7 | 463.1 | 556.8 | |
| Profit | |||||||||||||
| PBT before Exceptional Items | 106.4 | 89.2 | 217.9 | 104.7 | 319.3 | 181.3 | 196.3 | 110.4 | 64.1 | 890.9 | -47.1 | 89.1 | |
| + Exceptional Items | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | -98.7 | 0.0 | 0.0 | |
| Pretax Income | 106.4 | 89.2 | 217.9 | 104.7 | 319.3 | 181.3 | 196.3 | 110.4 | 64.1 | 792.3 | -47.1 | 89.1 | |
| + Current Tax | 40.9 | 67.2 | 52.0 | 21.3 | 142.2 | 176.3 | 1.4 | 124.5 | 169.0 | -43.2 | 15.5 | 81.4 | |
| + Deferred Tax | -29.5 | -130.3 | -37.1 | -1.9 | 40.1 | -150.2 | 36.6 | -116.8 | -383.1 | 565.1 | -176.5 | -93.2 | |
| Tax Expense | 11.4 | -63.1 | 14.8 | 19.4 | 182.3 | 26.1 | 38.0 | 7.7 | -214.0 | 521.9 | -161.0 | -11.8 | |
| + Share of Associates & JVs | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 18.1 | 33.5 | |
| Net Income | 94.9 | 152.3 | 203.1 | 85.3 | 137.0 | 155.2 | 158.3 | 102.7 | 278.1 | 270.4 | 132.0 | 134.4 | |
| + Net Income — Continuing Ops | 94.9 | 152.3 | 203.1 | 85.3 | 137.0 | 155.2 | 158.3 | 102.7 | 278.1 | 270.4 | 113.9 | 100.9 | |
| + Other Comprehensive Income | 0.6 | -13.8 | 129.2 | -42.0 | 102.2 | -44.4 | -788.9 | -152.2 | -387.1 | -149.7 | -288.1 | 153.6 | |
| Total Comprehensive Income | 95.6 | 138.4 | 332.3 | 43.3 | 239.3 | 110.8 | -630.6 | -49.5 | -108.9 | 120.7 | -156.2 | 288.0 | |
| Net Income to Common | 76.0 | 125.1 | 169.1 | 58.9 | 110.2 | 124.4 | 105.3 | 66.8 | 195.2 | 263.9 | 87.6 | 122.2 | |
| Minority Interest | 19.0 | 27.2 | 34.0 | 26.4 | 26.8 | 30.8 | 53.0 | 35.9 | 83.0 | 6.5 | 44.4 | 12.2 | |
| Per Share | |||||||||||||
| Basic EPS | 0.85 | 1.39 | 1.88 | 0.95 | 1.52 | 1.69 | 1.72 | 1.10 | 2.97 | 2.86 | 1.40 | 1.42 | |
| Diluted EPS | 0.85 | 1.39 | 1.88 | 0.95 | 1.51 | 1.68 | 1.70 | 1.10 | 2.94 | 2.83 | 1.39 | 1.40 | |
| Revenue Detail — as filed | |||||||||||||
| + Dividend Income | 9.1 | 6.0 | 6.0 | 9.7 | 49.7 | 21.4 | 8.6 | 13.5 | 24.4 | 8.9 | 35.4 | 45.0 | |
| + Fees & Commission Income | 261.9 | 278.0 | 291.5 | 318.4 | 260.0 | 281.6 | 301.9 | 394.8 | 719.2 | 299.7 | 317.8 | 277.6 | |
| + Net Gain on Fair Value Changes | 582.3 | 882.4 | 1,009.5 | 861.6 | 1,305.4 | 308.5 | 207.2 | 738.3 | 918.5 | 2,726.2 | -235.1 | 880.0 | |
| Expense Detail — as filed | |||||||||||||
| + Impairment on Financial Instruments | -13.9 | -42.5 | 94.4 | 55.1 | 97.4 | -121.0 | -206.4 | 33.2 | 11.9 | 324.3 | -2.0 | -6.0 | |
| Other Comprehensive Income — detail | |||||||||||||
| + Other Comprehensive Income | 0.6 | -13.8 | 129.2 | -42.0 | 102.2 | -44.4 | -788.9 | -152.2 | -387.1 | -149.7 | -288.1 | 153.6 | |
| + Items NOT to be Reclassified to P&L | -0.1 | -0.3 | -1.4 | -116.8 | -14.7 | — | -876.2 | — | — | — | -76.4 | -27.6 | |
| + Tax on Items NOT to be Reclassified | — | — | — | — | — | — | -1.2 | — | 0.0 | — | -0.9 | -0.5 | |
| + Tax on Items NOT to be Reclassified — alt tag | 0.0 | 0.0 | 0.0 | -33.6 | 1.8 | — | — | — | — | — | — | — | |
| + Items to be Reclassified to P&L | 0.7 | -13.6 | 130.6 | 41.1 | 118.8 | — | 70.2 | -152.2 | -387.1 | -149.7 | -234.6 | 209.5 | |
| + Tax on Items to be Reclassified | — | — | — | — | — | — | -15.8 | 0.0 | 0.0 | 0.0 | -22.0 | 28.8 | |
| Comprehensive Income — Owners of Parent | 76.1 | 115.7 | 265.7 | 5.3 | 187.8 | -38.0 | -696.6 | -54.8 | -142.4 | 122.0 | -165.1 | 247.1 | |
| Comprehensive Income — Non-controlling Interests | 19.4 | 22.8 | 66.6 | 38.0 | 51.5 | -6.4 | 66.0 | 5.3 | 33.5 | -1.3 | 8.9 | 40.8 | |
| Per Share — as-filed variants | |||||||||||||
| Basic EPS — Continuing Operations | 0.85 | 1.39 | 1.88 | 0.95 | 1.52 | 1.69 | 1.72 | 1.10 | 2.97 | 2.86 | 1.40 | 1.42 | |
| Diluted EPS — Continuing Operations | 0.85 | 1.39 | 1.88 | 0.95 | 1.51 | 1.68 | 1.70 | 1.10 | 2.94 | 2.83 | 1.39 | 1.40 | |
| Derived — Gross Profit (Revenue − Materials − Purchases − Δ Inventories) | |||||||||||||
| Gross Profit | 2,155.8 | 2,397.9 | 2,967.3 | 2,325.1 | 2,831.7 | 1,928.4 | 2,222.8 | 2,245.7 | 4,106.5 | 4,409.1 | 1,918.1 | 2,328.5 | |
| Gross Margin % | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | |
| Adjusted (ex-Exceptional Items) — derived | |||||||||||||
| Pretax Income (Adjusted, as filed) | 106.4 | 89.2 | 217.9 | 104.7 | 319.3 | 181.3 | 196.3 | 110.4 | 64.1 | 890.9 | -47.1 | 89.1 | |
| − Exceptional Items (reconciliation) | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | -98.7 | 0.0 | 0.0 | |
| Net Income Adj (tax-effected) | 94.9 | 152.3 | 203.1 | 85.3 | 137.0 | 155.2 | 158.3 | 102.7 | 278.1 | 309.8 | 132.0 | 134.4 | |
| EPS Adj | 0.85 | 1.39 | 1.88 | 0.95 | 1.52 | 1.69 | 1.72 | 1.10 | 2.97 | 3.28 | 1.40 | 1.42 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | |||||||||||||
| Face Value | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | |
| Filed Debt Equity | 0.00 | 0.00 | 0.00 | 0.03 | 0.00 | 0.03 | 0.00 | 0.03 | 0.03 | 0.00 | 0.00 | 0.03 | |
| Filed Iscr | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.01 | 0.00 | 0.01 | 0.01 | 0.00 | 0.00 | 0.01 | |
| Interest Earned | 764.3 | 715.6 | 746.3 | 728.5 | 594.8 | 733.2 | 675.6 | 671.4 | 1,358.2 | 694.6 | 713.8 | 652.6 | |
| Paid Up Equity Capital | 89.9 | 89.9 | 89.9 | 89.9 | 91.9 | 92.1 | 92.1 | 94.0 | 94.6 | 94.7 | 94.7 | 94.7 | |