CreditAccess Grameen profitability ratios

Profitability Growth Credit Liquidity Working capital Dividend yield DuPont CAGR

Per cent unless marked ×

Tap a line for its trend	Last 12Mto Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023	FY22 and earlierAlpha Plus

Margins & efficiency
Returns						FY22 and earlierEvery year the company has filed comes with Alpha Plus.
	10.5%	10.5%	7.9%	24.8%	18.2%
	2.6%	2.6%	1.9%	5.7%	4.2%
	12.9%	12.9%	12.7%	12.5%	10.8%
	32.5%	32.5%	30.7%	30.4%	35.5%
	6.8%	6.8%	7.8%	2.1%	2.4%
	23.4%	12.8%	9.2%	28.0%	23.3%
Leverage
	4.07×	4.07×	4.00×	4.39×	4.28×
	3.01×	3.01×	2.94×	3.32×	3.19×
Additional
	24.9%	24.7%	25.0%	25.4%	25.3%
	—	0.0%	30.0%	0.0%	0.0%

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From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

alphave

CREDITACC₹1,038.40

CreditAccess Grameen Ltd.

· Banking & Finance

₹ CrorePeersBANDHANBNK CGCL CENTRALBK APTUS IDBI IFCI RBLBANK POONAWALLAMcap ₹16,635 Cr

Profitability Growth Credit Liquidity Working Capital Yield Analysis DuPont

Ratios — % unless marked × 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Returns
Return on Common Equity	18.19	24.77	7.86	10.51	10.51
Return on Assets	4.21	5.70	1.88	2.60	2.60
Margins & Efficiency
Net Interest Margin (on avg assets)	10.77	12.49	12.71	12.94	12.94
Cost to Income	35.49	30.39	30.70	32.46	32.46
Credit Cost (impairment / avg loans)	2.37	2.05	7.82	6.80	6.80
Net Income Margin	23.30	27.99	9.24	12.83	23.42
Leverage
Leverage (Assets/Equity)	4.28	4.39	4.00	4.07	4.07
Total Debt/Equity	3.19	3.32	2.94	3.01	3.01
Additional
Effective Tax Rate	25.27	25.44	25.04	24.73	24.94
Dvd Payout Ratio	0.00	0.00	30.00	0.00	—

No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.