CreditAccess Grameen quarterly results

Q2 FY27 · Jul–Sep 2026

₹ crore	Q2 FY27	Q2 FY26	Change
Total income	1,905	1,509	+26.2%
Net interest income	1,248	935	+33.5%
Net profit	502	126	+298.7%
EPS	₹31.27	₹7.87	+297.3%

Every quarter

₹ crore except per share

Tap a line for its trend	Q2 FY27Sep 2026	Q1 FY27Jun 2026	Q4 FY26Mar 2026	Q3 FY26Dec 2025	Q2 FY26Sep 2025	Q1 FY26Jun 2025	Q4 FY25Mar 2025	Q3 FY25Dec 2024	Q2 FY25Sep 2024	Q1 FY25Jun 2024	Q4 FY24Mar 2024	Q3 FY24Dec 2023	Earlier quartersAlpha Plus

Expenses
Revenue from operations													Earlier quartersEvery year the company has filed comes with Alpha Plus.
	1,801	1,714	1,525	1,435	1,414	1,388	1,354	1,338	1,418	1,437	1,363	1,244
	36.6	34.5	47.9	33.5	28.2	26.2	32.3	26.0	16.0	27.3	29.1	27.2
	17.2	21.6	11.9	8.1	8.3	9.3	12.0	12.6	13.0	13.8	11.3	10.2
	30.2	−0.1	0.3	1.3	41.3	31.0	−0.4	−1.1	−0.7	25.7	40.9	−0.4
	19.1	13.3	—	—	—	—	—	—	—	—	—	—
	1,904	1,783	1,597	1,490	1,508	1,463	1,407	1,380	1,453	1,512	1,457	1,292
	1.1	0.9	1.3	0.9	0.7	0.7	1.1	1.6	0.6	0.6	1.6	3.0
	1,905	1,784	1,599	1,491	1,509	1,464	1,408	1,382	1,454	1,513	1,459	1,295
	553	550	478	459	480	482	478	475	485	510	482	442
	1.0	0.6	1.1	0.6	0.5	1.0	0.1	0.6	0.1	0.2	0.2	0.4
	299	213	335	343	526	572	583	752	420	175	153	126
	254	242	212	227	219	221	175	178	189	188	195	157
	16.7	16.2	15.7	16.4	15.8	15.2	15.2	15.5	17.2	14.4	13.8	13.1
	109	103	112	108	99.0	91.1	105	89.6	91.0	90.6	85.6	81.8
	1,234	1,124	1,154	1,153	1,340	1,383	1,357	1,511	1,202	978	930	820
	1,248	1,164	1,047	976	935	906	876	863	933	927	881	803
	970	873	780	680	695	653	634	623	672	709	683	602
Profit
	671	660	445	338	169	81.1	51.1	−129	252	535	529	476
	671	660	445	338	169	81.1	51.1	−129	252	535	529	476
	179	132	121	119	4.5	0.0	14.6	70.0	146	158	151	148
	−9.9	34.5	−15.5	−33.5	38.8	20.9	−10.7	−99.4	−79.9	−20.9	−18.6	−26.1
	169	167	105	85.8	43.4	20.9	3.9	−29.4	65.9	137	132	122
	502	493	340	252	126	60.2	47.2	−99.5	186	398	397	353
	502	493	340	252	126	60.2	47.2	−99.5	186	398	397	353
	42.4	−0.3	48.7	2.6	2.6	−2.8	−12.6	7.9	−7.9	−14.5	−9.5	11.1
	544	493	388	255	128	57.4	34.6	−91.6	178	383	388	364
	—	—	340	252	126	60.2	47.2	−99.5	186	398	397	353
Per share
	₹31.27	₹30.79	₹21.20	₹15.76	₹7.87	₹3.77	₹2.96	−₹6.24	₹11.67	₹24.95	₹24.93	₹22.20
	₹31.12	₹30.65	₹21.11	₹15.68	₹7.83	₹3.76	₹2.95	−₹6.24	₹11.61	₹24.82	₹24.79	₹22.05
Other comprehensive income — detail
	42.4	−0.3	48.7	2.6	2.6	−2.8	−12.6	7.9	−7.9	−14.5	−9.5	11.1
	−3.8	−5.5	3.1	2.1	−7.1	3.8	0.1	0.9	−0.9	−6.4	2.1	0.8
	−1.0	−1.4	0.8	0.5	−1.8	1.0	0.0	—	—	—	—	—
	—	—	—	—	—	—	—	0.2	−0.2	−1.6	0.5	0.2
	60.4	5.1	62.0	1.4	10.6	−7.5	−16.9	9.7	−9.7	−13.0	−14.8	14.0
	15.2	1.3	15.6	0.3	2.7	−1.9	−4.3	—	—	—	—	—
	—	—	—	—	—	—	—	2.4	−2.4	−3.3	−3.7	3.5
	—	—	—	—	—	—	—	—	—	—	—	364
Per share — as-filed variants
	₹31.27	₹30.79	₹21.20	₹15.76	₹7.87	₹3.77	₹2.96	−₹6.24	₹11.67	₹24.95	₹24.93	₹22.20
	₹31.12	₹30.65	₹21.11	₹15.68	₹7.83	₹3.76	₹2.95	−₹6.24	₹11.61	₹24.82	₹24.79	₹22.05
Adjusted (ex-exceptional items) — derived
	671	660	445	338	169	81.1	51.1	−129	252	535	529	476
	502	493	340	252	126	60.2	47.2	−99.5	186	398	397	353
	₹31.27	₹30.79	₹21.20	₹15.76	₹7.87	₹3.77	₹2.96	−₹6.24	₹11.67	₹24.95	₹24.93	₹22.20

Open the chart

From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

alphave

CREDITACC₹1,038.40

CreditAccess Grameen Ltd.

· Banking & Finance

Annual Quarterly₹ CrorePeersBANDHANBNK CGCL CENTRALBK APTUS IDBI IFCI RBLBANK POONAWALLAMcap ₹16,635 Cr

View

In ₹ Crore except Per Share 3 Months Ending	Q3 FY24 31/12/2023	Q4 FY24 31/03/2024	Q1 FY25 30/06/2024	Q2 FY25 30/09/2024	Q3 FY25 31/12/2024	Q4 FY25 31/03/2025	Q1 FY26 30/06/2025	Q2 FY26 30/09/2025	Q3 FY26 31/12/2025	Q4 FY26 31/03/2026	Q1 FY27 30/06/2026	Q2 FY27 30/09/2026
Revenue from Operations
+ Interest Income	1,244.4	1,363.2	1,437.2	1,417.7	1,337.6	1,354.3	1,388.1	1,414.1	1,435.0	1,525.4	1,714.1	1,800.6
+ Fees & Commission Income	27.2	29.1	27.3	16.0	26.0	32.3	26.2	28.2	33.5	47.9	34.5	36.6
+ Net Gain on Fair Value Changes	10.2	11.3	13.8	13.0	12.6	12.0	9.3	8.3	8.1	11.9	21.6	17.2
+ Net Gain on Derecognition — Amortised Cost	-0.4	40.9	25.7	-0.7	-1.1	-0.4	31.0	41.3	1.3	0.3	-0.1	30.2
+ Other Operating Revenue	—	—	—	—	—	—	—	—	—	—	13.3	19.1
Revenue from Operations	1,292.2	1,457.5	1,512.0	1,453.3	1,380.4	1,406.6	1,462.9	1,508.4	1,490.4	1,597.3	1,783.5	1,903.7
Other Income	3.0	1.6	0.6	0.6	1.6	1.1	0.7	0.7	0.9	1.3	0.9	1.1
Total Income	1,295.2	1,459.1	1,512.6	1,453.9	1,381.9	1,407.7	1,463.6	1,509.0	1,491.3	1,598.6	1,784.4	1,904.8
Expenses
+ Finance Costs	441.5	482.2	510.3	484.6	474.9	477.8	482.2	479.5	459.3	478.1	550.1	553.0
+ Fees & Commission Expense	0.4	0.2	0.2	0.1	0.6	0.1	1.0	0.5	0.6	1.1	0.6	1.0
+ Impairment on Financial Instruments	126.2	153.3	174.6	420.2	751.9	582.9	571.9	525.7	342.6	335.3	212.5	299.2
+ Employee Benefit Expense	156.7	194.6	187.8	188.8	178.4	175.4	221.2	219.3	226.9	211.7	242.0	254.5
+ Depreciation & Amortisation	13.1	13.8	14.4	17.2	15.5	15.2	15.2	15.8	16.4	15.7	16.2	16.7
+ Other Expenses	81.8	85.6	90.6	91.0	89.6	105.3	91.1	99.0	107.7	111.7	103.0	109.4
Total Expenses	819.7	929.6	977.8	1,201.9	1,510.9	1,356.6	1,382.5	1,339.9	1,153.4	1,153.6	1,124.4	1,233.9
Net Interest Income	802.9	881.0	926.8	933.1	862.8	876.5	906.0	934.6	975.6	1,047.4	1,164.1	1,247.6
Pre-provision Operating Profit (derived)	601.8	682.8	709.3	672.1	622.9	634.0	653.0	694.8	680.5	780.3	872.5	970.2
Profit
PBT before Exceptional Items	475.6	529.5	534.7	252.0	-128.9	51.1	81.1	169.2	337.9	445.0	660.0	671.0
Pretax Income	475.6	529.5	534.7	252.0	-128.9	51.1	81.1	169.2	337.9	445.0	660.0	671.0
+ Current Tax	148.4	151.0	157.9	145.8	70.0	14.6	0.0	4.5	119.3	121.0	132.1	179.3
+ Deferred Tax	-26.1	-18.6	-20.9	-79.9	-99.4	-10.7	20.9	38.8	-33.5	-15.5	34.5	-9.9
Tax Expense	122.2	132.4	137.1	65.9	-29.4	3.9	20.9	43.4	85.8	105.5	166.6	169.4
Net Income	353.3	397.1	397.7	186.1	-99.5	47.2	60.2	125.8	252.1	339.6	493.4	501.6
+ Net Income — Continuing Ops	353.3	397.1	397.7	186.1	-99.5	47.2	60.2	125.8	252.1	339.6	493.4	501.6
+ Other Comprehensive Income	11.1	-9.5	-14.5	-7.9	7.9	-12.6	-2.8	2.6	2.6	48.7	-0.3	42.4
Total Comprehensive Income	364.4	387.6	383.1	178.1	-91.6	34.6	57.4	128.4	254.7	388.2	493.1	544.0
Net Income to Common	353.3	397.1	397.7	186.1	-99.5	47.2	60.2	125.8	252.1	339.6	—	—
Per Share
Basic EPS	22.20	24.93	24.95	11.67	-6.24	2.96	3.77	7.87	15.76	21.20	30.79	31.27
Diluted EPS	22.05	24.79	24.82	11.61	-6.24	2.95	3.76	7.83	15.68	21.11	30.65	31.12
Other Comprehensive Income — detail
+ Other Comprehensive Income	11.1	-9.5	-14.5	-7.9	7.9	-12.6	-2.8	2.6	2.6	48.7	-0.3	42.4
+ Items NOT to be Reclassified to P&L	0.8	2.1	-6.4	-0.9	0.9	0.1	3.8	-7.1	2.1	3.1	-5.5	-3.8
+ Tax on Items NOT to be Reclassified	—	—	—	—	—	0.0	1.0	-1.8	0.5	0.8	-1.4	-1.0
+ Tax on Items NOT to be Reclassified — alt tag	0.2	0.5	-1.6	-0.2	0.2	—	—	—	—	—	—	—
+ Items to be Reclassified to P&L	14.0	-14.8	-13.0	-9.7	9.7	-16.9	-7.5	10.6	1.4	62.0	5.1	60.4
+ Tax on Items to be Reclassified	—	—	—	—	—	-4.3	-1.9	2.7	0.3	15.6	1.3	15.2
+ Tax on Items to be Reclassified — alt tag	3.5	-3.7	-3.3	-2.4	2.4	—	—	—	—	—	—	—
Comprehensive Income — Owners of Parent	364.4	—	—	—	—	—	—	—	—	—	—	—
Per Share — as-filed variants
Basic EPS — Continuing Operations	22.20	24.93	24.95	11.67	-6.24	2.96	3.77	7.87	15.76	21.20	30.79	31.27
Diluted EPS — Continuing Operations	22.05	24.79	24.82	11.61	-6.24	2.95	3.76	7.83	15.68	21.11	30.65	31.12
Adjusted (ex-Exceptional Items) — derived
Pretax Income (Adjusted, as filed)	475.6	529.5	534.7	252.0	-128.9	51.1	81.1	169.2	337.9	445.0	660.0	671.0
Net Income Adj (tax-effected)	353.3	397.1	397.7	186.1	-99.5	47.2	60.2	125.8	252.1	339.6	493.4	501.6
EPS Adj	22.20	24.93	24.95	11.67	-6.24	2.96	3.77	7.87	15.76	21.20	30.79	31.27
Other Filed Concepts — mapped but not yet placed in the schedule
Face Value	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00
Filed Debt Equity	3.00	3.00	3.00	3.00	3.00	2.95	2.87	2.82	2.79	3.04	3.04	2.86
Paid Up Equity Capital	159.2	159.4	159.4	159.5	159.6	159.7	159.7	159.9	160.1	160.2	160.3	160.5

As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.

« ‹ › »Latest: Q2 FY27 · ConsolidatedFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

CreditAccess Grameen Q2 FY27 results (July–September 2026)

Filed with NSE on Thursday, 22 October 2026 at 5:36 pm IST

CreditAccess Grameen (NSE: CREDITACC) reported its Q2 FY27 results (July–September 2026) on Thursday, 22 October 2026 at 5:36 pm IST. Consolidated net profit was ₹502 crore, up 298.7% from ₹126 crore in Q2 FY26 and up 1.7% from ₹493 crore in Q1 FY27. Revenue from operations was ₹1,904 crore, up 26.2% year on year and up 6.7% from the previous quarter.

Q2 FY26 results (a year earlier): 28 October 2025
Q3 FY27 results due by: 14 February 2027

Q2 FY27 at a glance · consolidated

Net profit: ₹502 Cr+298.7% vs Q2 FY26+1.7% vs Q1 FY27
Revenue from operations: ₹1,904 Cr+26.2% vs Q2 FY26+6.7% vs Q1 FY27
Earnings per share (basic): ₹31.27+297.3% vs Q2 FY26+1.6% vs Q1 FY27
Net profit margin: 26.3%+18.0 pts vs Q2 FY26−1.3 pts vs Q1 FY27

Questions

What was CreditAccess Grameen's net profit in Q2 FY27?

Consolidated net profit was ₹502 crore, up 298.7% from ₹126 crore in Q2 FY26 and up 1.7% from ₹493 crore in Q1 FY27.

What was CreditAccess Grameen's revenue in Q2 FY27?

Revenue from operations was ₹1,904 crore, up 26.2% year on year and up 6.7% from the previous quarter.

How were CreditAccess Grameen's Q2 FY27 results?

Both grew from a year earlier: net profit was up 298.7% at ₹502 crore and revenue was up 26.2% at ₹1,904 crore. Against Q1 FY27, net profit was up 1.7% and revenue up 6.7%.

What was CreditAccess Grameen's EPS in Q2 FY27?

Basic earnings per share were ₹31.27, against ₹7.87 in Q2 FY26.

What was CreditAccess Grameen's net profit in the first half of FY27?

Consolidated net profit for the first half of FY27 (April–September 2026) was ₹995 crore, up 434.9% from ₹186 crore in the same months a year earlier. Revenue from operations was ₹3,687 crore, up 24.1%.

When did CreditAccess Grameen announce its Q2 FY27 results?

On Thursday, 22 October 2026 at 5:36 pm IST, in its results filing to the stock exchanges. A year earlier it reported Q2 FY26 on 28 October 2025.

What is CreditAccess Grameen's net profit margin?

CreditAccess Grameen's net profit margin was 26.3% in Q2 FY27 (net profit as a share of revenue from operations), against 8.3% in Q2 FY26 (up 18.0 percentage points). For FY26 as a whole it was 12.8%.

What was CreditAccess Grameen's net profit in FY26?

Consolidated net profit was ₹778 crore in FY26 (April 2025–March 2026), up 46.3% from ₹531 crore in FY25. It was ₹1,446 crore in FY24 and ₹826 crore in FY23: down 5.9% over three years, an average fall of 2.0% a year.

What was CreditAccess Grameen's revenue in FY26?

Revenue from operations was ₹6,059 crore in FY26 (April 2025–March 2026), up 5.3% from ₹5,752 crore in FY25. It was ₹5,167 crore in FY24 and ₹3,545 crore in FY23: up 70.9% over three years, 19.6% a year on average.

How has CreditAccess Grameen's profit changed over the last four quarters?

Net profit by quarter: ₹252 crore in Q3 FY26, ₹340 crore in Q4 FY26, ₹493 crore in Q1 FY27 and ₹502 crore in Q2 FY27. That is ₹1,587 crore over the four quarters. Revenue from operations: ₹1,490 crore, ₹1,597 crore, ₹1,783 crore and ₹1,904 crore.

When will CreditAccess Grameen announce its Q3 FY27 results?

Q3 FY27 covers October–December 2026. Listed companies must publish quarterly results within 45 days of the quarter's end (SEBI listing rules, Regulation 33), so the results are due by 14 February 2027. The company tells the exchanges the date of the board meeting at least two working days before it.

Where do these CreditAccess Grameen figures come from?

From CreditAccess Grameen's own consolidated results filings to NSE, in ₹ crore as filed (Q2 FY27 on 22 October 2026). Growth compares the same consolidated figures a year and a quarter earlier.

Consolidated figures from the company's filings to NSE. Every company's results dates this season are in the Q2 FY27 results calendar, part of Alpha Plus.