In ₹ Crore except Per Share 12 Months Ending | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/06/2026 | |
|---|---|---|---|---|---|
| Adjustments to Reconcile Profit — Non-cash Items | |||||
| + Depreciation & Amortisation | 51.2 | 62.2 | 63.1 | — | |
| + Impairment Loss / (Reversal) | 451.8 | 1,929.5 | 1,775.4 | — | |
| + Finance Costs | 1,732.4 | 1,947.6 | 1,899.1 | — | |
| + Interest Income | -4,900.1 | -5,546.8 | -5,762.6 | — | |
| + Fair Value (Gains) / Losses | -34.5 | -51.4 | -37.6 | — | |
| + Share-based Payments | 16.7 | 23.1 | 25.7 | — | |
| + Other Non-cash Items | -91.3 | -22.4 | -73.7 | — | |
| Changes in Working Capital | |||||
| + Other Financial Assets — Current | -6,416.8 | -977.8 | -5,417.7 | — | |
| + Other Current Assets | -4.8 | -3.6 | -3.6 | — | |
| + Trade Payables — Current | -47.4 | -95.8 | 37.7 | — | |
| + Other Financial Liabilities — Current | -0.2 | 0.1 | -0.3 | — | |
| + Other Current Liabilities | 5.8 | -2.0 | 3.7 | — | |
| + Provisions — Current | 9.8 | 5.0 | 19.1 | — | |
| Cash from Operating Activities | |||||
| Profit Before Tax (per I/S) | 1,939.2 | 708.9 | 1,033.2 | 1,612.1 | |
| + Total Adjustments (incl. Working Capital) | -9,227.5 | -2,732.3 | -7,471.8 | — | |
| Cash from Operations (pre-tax) | -7,288.3 | -2,023.5 | -6,438.6 | — | |
| + Interest Received — Operating | 4,835.4 | 5,392.3 | 5,745.1 | — | |
| + Interest Paid — Operating | 1,720.0 | 1,897.7 | 1,880.5 | — | |
| + Income Taxes Paid | 560.9 | 345.9 | 196.3 | — | |
| Cash from Operating Activities | -4,733.8 | 1,125.2 | -2,770.2 | — | |
| Cash from Investing Activities | |||||
| + Acq of Fixed Assets (Capex) | 11.9 | 26.7 | 14.8 | — | |
| + Acq of Intangible Assets | 8.5 | 7.0 | 2.8 | — | |
| + Disp of Fixed Assets | 0.0 | 0.3 | 0.4 | — | |
| + Sale of Investments (Equity / Debt) | 0.0 | 0.0 | 0.7 | — | |
| + Interest Received — Investing | 75.9 | 105.2 | 68.2 | — | |
| + Other Inflows / (Outflows) — Investing | -1,049.8 | 636.5 | -152.3 | — | |
| Cash from Investing Activities | -994.2 | 708.3 | -100.7 | — | |
| Cash from Financing Activities | |||||
| + Proceeds from Exercise of Stock Options | 15.1 | 18.2 | 31.9 | — | |
| + Proceeds from Debentures / Notes / Bonds | 333.3 | 0.0 | 14,367.3 | — | |
| + Proceeds from Borrowings | 5,169.5 | 9,299.8 | 108.6 | — | |
| + Repayment of Borrowings | 0.0 | 10,795.2 | 11,720.7 | — | |
| + Payment of Lease Liabilities | 24.0 | 32.7 | 36.1 | — | |
| + Dividends Paid | 0.0 | 159.4 | 0.0 | — | |
| Cash from Financing Activities | 5,493.9 | -1,669.4 | 2,751.0 | — | |
| Net Changes in Cash (pre-FX) | -234.1 | 164.2 | -119.9 | — | |
| Net Changes in Cash | -234.1 | 164.2 | -119.9 | — | |
| Closing Cash | 1,107.3 | — | — | — | |
| Reference Items | |||||
| EBITDA | 3,716.8 | 2,714.8 | 2,991.7 | 3,639.4 | |
| EBITDA Margin % | 71.94 | 47.20 | 49.38 | 57.05 | |
| Free Cash Flow (CFO − Capex) | -4,754.1 | 1,091.6 | -2,787.8 | -2,787.8 | |
| Free Cash Flow per Basic Share | -296.76 | 68.14 | -174.02 | -174.02 | |
| Cash Flow to Net Income | -3.27 | 2.12 | -3.56 | — | |
| Cash Paid for Taxes | 560.9 | 345.9 | 196.3 | — | |