IDBI Bank financials

·Banking & FinanceChart ›
Latest results Q2 FY27 · Jul–Sep 2026
Total income
₹9,936cr+7.3% on Q2 FY26
Net interest income
₹4,238cr+28.7% on Q2 FY26
Net profit
₹2,226cr−31.3% on Q2 FY26
EPS
₹2.06−31.3% on Q2 FY26

Quarterly results

Every quarter ›
₹ croreQ2 FY27Q2 FY26Change
Total income9,9369,264+7.3%
Net interest income4,2383,293+28.7%
Operating profit2,9253,147−7.1%
Net profit2,2263,241−31.3%
EPS₹2.06₹3.00−31.3%

Over time

Q2 FY27 · Jul–Sep 2026latest
Total income₹9,936 crNet profit₹2,226 crNet interest margin3.5%

Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.

Key numbersby financial year

₹ crore except per share
Tap a line for its trendCurrentlast 12MFY26Mar 2026FY25Mar 2025FY24Mar 2024FY23Mar 2023FY22 and earlierAlpha Plus
86,030————
FY22 and earlierEvery year the company has filed comes with Alpha Plus.
30,95329,02028,91726,44620,592
—+0.4%+9.3%+28.4%—
14,81113,54514,66114,21911,461
—−7.6%+3.1%+24.1%—
3.1%3.1%3.8%3.9%—
10,17510,58211,1839,7748,804
8,3049,2117,5895,7633,687
—+21.4%+31.7%+56.3%—
₹7.72₹8.57₹7.10₹5.38₹3.45
—+20.7%+31.8%+56.2%—
14.2%14.2%13.5%11.9%8.3%
Balance sheet & asset quality
3,55,2243,46,7763,09,9752,77,3662,55,322
2,71,5302,53,6242,18,3991,88,5761,62,545
—2.3%3.0%4.5%6.4%
—0.2%0.2%0.3%0.9%
Open the chart

From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

IDBI₹80.01

IDBI Bank Ltd.

· Banking & Finance
₹ CrorePeersFEDERALBNKINDIANBBANKINDIAIFCIIOBJMFINANCILCREDITACCCGCLMcap ₹86,030 Cr
HighlightsMultiplesPer ShareAnnuals · FY-end closes
In ₹ Crore except Per Share
12 Months Ending
FY23
31/03/2023
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Current/LTM
TTM · last close
Market Capitalization————86,030.0
Interest Earned20,591.526,445.728,917.129,019.630,952.6
Growth %, YoY—+28.4+9.3+0.4—
Net Interest Income11,461.114,219.314,660.513,545.114,811.5
Growth %, YoY—+24.1+3.1-7.6—
NIM %, on assets—3.903.773.083.08
Operating Profit (PPOP)8,803.99,773.711,183.210,581.710,174.9
Net Income3,686.85,763.47,589.09,211.58,303.6
Growth %, YoY—+56.3+31.7+21.4—
EPS, Adj (current shares)3.455.387.108.577.72
Growth %, YoY—+56.2+31.8+20.7—
ROE %8.3411.8913.5414.1514.15
Balance Sheet & Asset Quality
Deposits2,55,322.02,77,365.53,09,975.03,46,776.13,55,224.3
Advances1,62,545.01,88,575.62,18,399.22,53,623.62,71,530.2
Gross NPA %6.384.532.982.32—
Net NPA %0.920.340.150.15—
Market Cap/EV/multiples pair each (split/bonus-adjusted) FY-end close with the latest filed share count; Current column uses the last close. Market Capitalization is a market-level figure — identical across Consolidated/Standalone (the accounting rows below differ). NPA/CAR sourced from bank-level (standalone) filings. No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

IDBI Bank financials and key ratios

Prices at the previous close · figures from the company's filings with NSE

IDBI Bank (NSE: IDBI) had a market capitalisation of ₹86,030 crore at the previous close (₹80.01 a share), a PE ratio of 10.4 on the last four quarters' profit and a price-to-book ratio of 1.19. In FY26 its standalone net profit was ₹9,513 crore on net interest income of ₹13,512 crore; in Q2 FY27 (July–September 2026) it was ₹2,205 crore, down 39.2% year on year. Gross NPAs were 2.12% of advances on 30 September 2026. Promoters held 94.71% of the shares on 30 September 2026.

IDBI Bank Q2 FY27 results
filed 17 October 2026
Share price used
₹80.01 · previous close
Latest balance sheet
30 September 2026
Shareholding pattern
30 September 2026

IDBI Bank at a glance · consolidated

Market cap
₹86,030 Crat ₹80.01 · previous close
PE ratio (last 4 quarters)
10.49.3 on FY26 profit
Price to book (PB)
1.19book value ₹67.42 a share
ROE (FY26)
14.2%+0.6 pts vs FY25
Gross NPA
2.12%2.65% in Q2 FY26net NPA 0.17% · Q2 FY27
Promoter holding
94.71%unchanged vs 30 Jun 202630 September 2026
Net worth
₹72,492 Cr+6.4% vs 30 Sep 202530 September 2026
CET1 ratio
26.55%30 September 2026
EPS (FY26)
₹8.57

Questions

What is the IDBI Bank PE ratio today?

IDBI Bank's PE ratio is 10.4 at the previous close (₹80.01 a share): a market capitalisation of ₹86,030 crore divided by consolidated net profit attributable to shareholders of ₹8,303 crore over the last four quarters (Q3 FY26 to Q2 FY27). On FY26 net profit attributable to shareholders (₹9,210 crore) it is 9.3.

What is the IDBI Bank PB ratio (price to book value)?

IDBI Bank's price-to-book (PB) ratio is 1.19 at the previous close: a market capitalisation of ₹86,030 crore divided by shareholders' equity (book value) of ₹72,492 crore on 30 September 2026. That is a book value of ₹67.42 per share against a share price of ₹80.01.

What is the IDBI Bank net worth?

IDBI Bank's net worth — shareholders' equity in its consolidated balance sheet — was ₹72,492 crore on 30 September 2026, up 6.4% from ₹68,123 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹86,030 crore at the previous close.

What is the IDBI Bank market cap?

IDBI Bank's market capitalisation was ₹86,030 crore at the previous close: 1,075.24 crore shares at ₹80.01 each.

What is the IDBI Bank ROE?

In FY26, IDBI Bank's return on equity (ROE) was 14.2%. ROE is net profit attributable to shareholders divided by average shareholders' equity (the start and end of the year). In FY25, ROE was 13.5%.

What is the IDBI Bank EPS?

IDBI Bank's basic earnings per share (EPS) were ₹8.57 in FY26, against ₹7.10 in FY25. Over the last four quarters (Q3 FY26 to Q2 FY27) they add up to ₹7.73.

What is the IDBI Bank book value per share?

IDBI Bank's book value per share was ₹67.42 on 30 September 2026: shareholders' equity of ₹72,492 crore divided by the 1,075.24 crore shares in issue, up 6.4% from ₹63.36 a year earlier. The share price at the previous close was ₹80.01.

What is the IDBI Bank NPA?

IDBI Bank's gross non-performing assets (NPAs) were ₹5,860 crore, 2.12% of gross advances, on 30 September 2026 (2.65% a year earlier). Net NPAs were 0.17% of net advances (0.21% a year earlier).

What is the IDBI Bank CD ratio (credit-deposit ratio)?

IDBI Bank's credit-deposit ratio was 76.3% on 30 September 2026: advances divided by deposits, from its standalone balance sheet.

What is the IDBI Bank capital adequacy ratio?

IDBI Bank's common equity tier 1 (CET1) ratio was 26.55% on 30 September 2026.

What are the IDBI Bank deposits and advances?

On 30 September 2026, IDBI Bank's deposits were ₹3,55,684 crore, up 17.2% from a year earlier, and its advances (loans) were ₹2,71,533 crore, up 17.9% from a year earlier.

What is the IDBI Bank promoter holding?

Promoters held 94.71% of IDBI Bank on 30 September 2026, unchanged from both the previous quarter and a year earlier, according to the shareholding pattern filed with NSE.

What is the IDBI Bank shareholding pattern?

On 30 September 2026, IDBI Bank's shares were held by promoters 94.71%, foreign portfolio investors (FII/FPI) 0.47%, domestic institutions (DII) 0.20% (including mutual funds at 0.13%) and retail and other non-institutional investors 4.61%. Over the year, FII holding was unchanged and DII holding was up 0.08 percentage points from 0.12%.

What are the IDBI Bank latest quarterly results?

IDBI Bank's latest results are for Q2 FY27 (July–September 2026), filed on 17 October 2026: standalone net profit ₹2,205 crore, down 39.2% from ₹3,627 crore in Q2 FY26; net interest income ₹4,228 crore, up 28.7% year on year.

What is the IDBI Bank revenue and profit in FY26?

In FY26 (April 2025–March 2026), IDBI Bank's standalone net profit was ₹9,513 crore, up 26.6% from ₹7,515 crore in FY25, on net interest income of ₹13,512 crore (down 7.6%). Over three years, from FY23, net profit was up 161.0%.

When are the IDBI Bank next results?

IDBI Bank has reported Q2 FY27. Its next results, for Q3 FY27 (October–December 2026), are due by 14 February 2027 under SEBI's 45-day rule; the company notifies the board-meeting date at least two working days before.

How does IDBI Bank compare with its peers?

On FY26 consolidated figures, against Federal Bank, Indian Bank and Bank of India: IDBI Bank's return on equity of 14.2% is the second highest of the four (Federal Bank 11.4%, Indian Bank 15.5%, Bank of India 12.1%; peer average 13.0%); its return on assets of 2.09% is the highest of the four (Federal Bank 1.18%, Indian Bank 1.23%, Bank of India 0.90%; peer average 1.10%); its gross NPA ratio of 2.32% is the highest of the four (Federal Bank 1.62%, Indian Bank 1.98%, Bank of India 1.98%; peer average 1.86%).

IDBI Bank vs Federal Bank: how do they compare?

In FY26, IDBI Bank earned net profit attributable to shareholders of ₹9,210 crore, against ₹4,345 crore for Federal Bank. IDBI Bank's return on equity was 14.2% (Federal Bank 11.4%) and its gross NPA ratio 2.32% (Federal Bank 1.62%).

Where do these IDBI Bank figures come from?

From IDBI Bank's own consolidated results, balance sheets and shareholding patterns filed with NSE. Ratios are calculated by Alphave from those filings as each answer describes.

Consolidated figures from the company's filings with NSE; prices are NSE closing prices.