JM Financial financials

Latest results Q1 FY27 · Apr–Jun 2026
Revenue
₹1,201cr+8.0% on Q1 FY26
Net profit
₹369cr−19.7% on Q1 FY26
EBITDA margin
58.3%−18.2 pts on Q1 FY26
EPS
₹3.05−35.8% on Q1 FY26

Quarterly results

Every quarter ›
₹ croreQ1 FY27Q1 FY26Change
Revenue1,2011,111+8.0%
EBITDA700850−17.7%
EBITDA margin58.3%76.5%−18.2 pts
Profit before tax456593−23.1%
Net profit369459−19.7%
EPS₹3.05₹4.75−35.8%

Over time

Q1 FY27 · Apr–Jun 2026latest
Revenue₹1,201 crNet profit₹369 crNet margin30.7%

Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.

Key numbersby financial year

₹ crore except per share
Tap a line for its trendCurrentlast 12MFY26Mar 2026FY25Mar 2025FY24Mar 2024FY23Mar 2023FY22 and earlierAlpha Plus
10,904————
FY22 and earlierEvery year the company has filed comes with Alpha Plus.
4724725402,232524
701701503——
11,52211,52211,41916,14515,875
22,654————
4,1804,0914,3784,7613,265
—−6.5%−8.0%+45.8%—
2,5102,510———
60.0%61.4%———
2,4312,431———
1,1111,20177430.8709
26.6%29.4%17.7%0.7%21.7%
₹10.87₹12.57₹8.59₹4.29₹6.25
—+46.3%+100.4%−31.4%—
—5815,5693,635−2,449
—−64.2−34.0−53.7−125
5175175,5353,581−2,573
Open the chart

From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

JMFINANCIL₹114.01

JM Financial Ltd.

· Banking & Finance
₹ CrorePeersIIFLCAPSMOTILALOFSEDELWEISSIOBIFCIIDBINUVAMAPINELABSMcap ₹10,904 Cr
HighlightsEnterprise ValueMultiplesPer ShareAnnuals · FY-end closes
In ₹ Crore except Per Share
12 Months Ending
FY23
31/03/2023
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Current/LTM
TTM · last close
Market Capitalization————10,903.9
- Cash, Equiv & ST Investments524.02,231.6540.0472.2472.2
+ Minority Interest——502.7700.7700.7
+ Total Debt15,874.616,144.811,419.311,521.911,521.9
Enterprise Value————22,654.2
Revenue3,265.14,760.74,377.64,091.14,180.3
Growth %, YoY—+45.8-8.0-6.5—
EBITDA———2,509.82,509.8
Margin %———61.3560.04
EBIT———2,431.42,431.4
Net Income709.030.8773.61,201.01,110.8
Margin %21.710.6517.6729.3626.57
EPS, Adj (current shares)6.254.298.5912.5710.87
Growth %, YoY—-31.4+100.4+46.3—
Cash from Operations-2,448.73,635.15,568.7580.7—
Capital Expenditures-124.5-53.7-34.0-64.2—
Free Cash Flow-2,573.33,581.35,534.7516.5516.5
Market Cap/EV/multiples pair each (split/bonus-adjusted) FY-end close with the latest filed share count; Current column uses the last close. Market Capitalization is a market-level figure — identical across Consolidated/Standalone (the accounting rows below differ). No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

JM Financial financials and key ratios

Prices at the 30 October 2026 close · figures from the company's filings with NSE

JM Financial (NSE: JMFINANCIL) had a market capitalisation of ₹10,315 crore at the 30 October 2026 close (₹107.78 a share), a PE ratio of 9.9 on the last four quarters' profit and a price-to-book ratio of 0.97. In FY26 its consolidated net profit attributable to shareholders was ₹1,202 crore on revenue of ₹4,091 crore; in Q1 FY27 (April–June 2026) it was ₹292 crore, down 35.7% year on year. Promoters held 57.95% of the shares on 30 September 2026.

Share price used
₹107.78 · 30 October 2026 close
Latest balance sheet
31 March 2026
Shareholding pattern
30 September 2026

JM Financial at a glance · consolidated

Market cap
₹10,315 Crat ₹107.78 · 30 Oct close
PE ratio (last 4 quarters)
9.98.6 on FY26 profit
Price to book (PB)
0.97book value ₹111.36 a share
ROE (FY26)
11.8%+2.8 pts vs FY25
Debt to equity
1.01net debt ₹6,654 Cr
Promoter holding
57.95%+0.9 pts vs 30 Jun 202630 September 2026
Dividend yield
3.02%₹3.25 a share in 12 months
Net worth
₹10,657 Cr+9.6% vs 31 Mar 202531 March 2026
EPS (FY26)
₹12.57

Questions

What is the JM Financial PE ratio today?

JM Financial's PE ratio is 9.9 at the 30 October 2026 close (₹107.78 a share): a market capitalisation of ₹10,315 crore divided by consolidated net profit attributable to shareholders of ₹1,040 crore over the last four quarters (Q2 FY26 to Q1 FY27). On FY26 net profit attributable to shareholders (₹1,202 crore) it is 8.6.

What is the JM Financial PB ratio (price to book value)?

JM Financial's price-to-book (PB) ratio is 0.97 at the 30 October 2026 close: a market capitalisation of ₹10,315 crore divided by shareholders' equity (book value) of ₹10,657 crore on 31 March 2026. That is a book value of ₹111.36 per share against a share price of ₹107.78.

What is the JM Financial debt to equity ratio?

JM Financial's debt-to-equity ratio was 1.01 on 31 March 2026: borrowings, debt securities, deposits and subordinated debt of ₹11,522 crore against total equity of ₹11,358 crore. A year earlier, on 31 March 2025, it was 1.12.

What is the JM Financial market cap?

JM Financial's market capitalisation was ₹10,315 crore at the 30 October 2026 close: 95.7 crore shares at ₹107.78 each.

What is the JM Financial EPS?

JM Financial's basic earnings per share (EPS) were ₹12.57 in FY26, against ₹8.59 in FY25. Over the last four quarters (Q2 FY26 to Q1 FY27) they add up to ₹10.87.

What is the JM Financial dividend in 2026 and its record date?

In 2026, JM Financial has declared one dividend: ₹1.75 with record date 12 June 2026.

What is the JM Financial net worth?

JM Financial's net worth — shareholders' equity in its consolidated balance sheet — was ₹10,657 crore on 31 March 2026, up 9.6% from ₹9,728 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹10,315 crore at the 30 October 2026 close.

What is the JM Financial book value per share?

JM Financial's book value per share was ₹111.36 on 31 March 2026: shareholders' equity of ₹10,657 crore divided by the 95.7 crore shares in issue, up 9.4% from ₹101.78 a year earlier. The share price at the 30 October 2026 close was ₹107.78.

What is the JM Financial dividend yield?

JM Financial's dividend yield is 3.02% at the 30 October 2026 close: dividends of ₹3.25 a share that went ex-dividend in the 12 months before that day, divided by the share price of ₹107.78. They were ₹1.75 on 12 June 2026 and ₹1.50 on 14 November 2025 (interim).

What is the JM Financial ROE?

In FY26, JM Financial's return on equity (ROE) was 11.8%. ROE is net profit attributable to shareholders divided by average shareholders' equity (the start and end of the year). In FY25, ROE was 9.0%.

What is the JM Financial promoter holding?

Promoters held 57.95% of JM Financial on 30 September 2026, up 0.92 percentage points from 57.03% the previous quarter and up 1.35 percentage points from 56.60% a year earlier, according to the shareholding pattern filed with NSE.

When are the JM Financial next results?

JM Financial will announce its Q2 FY27 results (July–September 2026) on Wednesday, 4 November 2026, the date of the board meeting it has notified to the exchanges.

What is the JM Financial shareholding pattern?

On 30 September 2026, JM Financial's shares were held by promoters 57.95%, foreign portfolio investors (FII/FPI) 16.87%, domestic institutions (DII) 5.07% (including mutual funds at 4.55%) and retail and other non-institutional investors 20.11%. Over the year, FII holding was down 1.51 percentage points from 18.38% and DII holding was down 0.54 percentage points from 5.61%.

What are the JM Financial latest quarterly results?

JM Financial's latest results are for Q1 FY27 (April–June 2026): consolidated net profit attributable to shareholders ₹292 crore, down 35.7% from ₹454 crore in Q1 FY26; revenue from operations ₹1,201 crore, up 8.0% year on year.

What is the JM Financial revenue and profit in FY26?

In FY26 (April 2025–March 2026), JM Financial's consolidated net profit attributable to shareholders was ₹1,202 crore, up 46.3% from ₹821 crore in FY25, on revenue from operations of ₹4,091 crore (down 6.5%). Over three years, from FY23, net profit was up 101.2%.

How does JM Financial compare with its peers?

On FY26 consolidated figures, against IIFL Capital Services, Motilal Oswal Financial Services and Edelweiss Financial Services: JM Financial's operating margin of 59.4% is the highest of the four (IIFL Capital Services 32.4%, Motilal Oswal Financial Services 40.1%, Edelweiss Financial Services 28.3%; peer average 33.6%); its return on equity of 11.8% is the lowest of the four (IIFL Capital Services 20.2%, Motilal Oswal Financial Services 15.6%, Edelweiss Financial Services 12.1%; peer average 15.9%); its revenue growth over three years of 7.8% a year is the third highest of the four (IIFL Capital Services 21.4% a year, Motilal Oswal Financial Services 30.9% a year, Edelweiss Financial Services 6.5% a year; peer average 19.6% a year).

How does the JM Financial PE ratio compare with its peers?

At the 30 October 2026 closing prices, on FY26 net profit attributable to shareholders, JM Financial's PE ratio is 8.6, the lowest of the four: IIFL Capital Services 19.5, Motilal Oswal Financial Services 30.4 and Edelweiss Financial Services 21.0, a peer average of 23.6. Each is the company's market capitalisation at that price divided by its FY26 net profit.

JM Financial vs IIFL Capital Services: how do they compare?

In FY26, JM Financial earned net profit attributable to shareholders of ₹1,202 crore on revenue of ₹4,091 crore, against ₹561 crore on ₹2,420 crore for IIFL Capital Services. JM Financial's operating margin was 59.4% (IIFL Capital Services 32.4%) and its return on equity 11.8% (IIFL Capital Services 20.2%). At the 30 October 2026 close, JM Financial's market capitalisation was ₹10,315 crore against ₹10,970 crore for IIFL Capital Services, and its PE ratio on FY26 profit 8.6 against 19.5.

Where do these JM Financial figures come from?

From JM Financial's own consolidated results, balance sheets and shareholding patterns filed with NSE, and NSE prices (the latest used here: the 30 October 2026 close). Ratios are calculated by Alphave from those filings as each answer describes.

Consolidated figures from the company's filings with NSE; prices are NSE closing prices.