JMFINANCIL127.10

JM Financial Ltd.

· Banking & Finance
₹ CrorePeersIIFLCAPSMOTILALOFSEDELWEISSIOBIFCIIDBINUVAMAPINELABSMcap ₹12,156 Cr
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In ₹ Crore except Per Share
12 Months Ending
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Last 12M
30/06/2026
Adjustments to Reconcile Profit — Non-cash Items
+ Depreciation & Amortisation53.063.878.4
+ Impairment Loss / (Reversal)577.2424.7-237.2
+ Finance Costs1,561.51,304.9999.2
+ Interest Income-2,582.3-1,960.7-1,783.7
+ Dividend Income-13.0-14.9-23.1
+ Fair Value (Gains) / Losses-559.6-735.5-570.7
+ Share-based Payments9.922.016.8
+ Other Non-cash Items846.95.7-0.9
+ Other — Cash Effects are Investing / Financing-0.7-0.80.0
Changes in Working Capital
+ Inventories-40.813.02.4
+ Trade Receivables — Current644.6-79.4-786.8
+ Other Financial Assets — Current688.9144.7-190.9
+ Other Financial Assets — Non-current1,159.74,713.9326.8
+ Other Current Assets0.0-4.1-6.2
+ Other Non-current Assets-2.00.00.0
+ Trade Payables — Current-7.6-81.9947.2
+ Other Financial Liabilities — Current286.9320.6-176.1
+ Other Current Liabilities27.451.3-65.7
+ Provisions — Current0.00.031.6
+ Provisions — Non-current-6.93.40.0
Cash from Operating Activities
Profit Before Tax (per I/S)353.4996.91,580.41,443.4
+ Total Adjustments (incl. Working Capital)2,643.24,190.6-1,439.1
Cash from Operations (pre-tax)2,996.65,187.4141.4
+ Interest Received — Operating2,567.51,982.11,639.1
+ Interest Paid — Operating1,549.21,396.0983.4
+ Income Taxes Paid379.8204.9216.4
Cash from Operating Activities3,635.15,568.7580.7
Cash from Investing Activities
+ Acq of Fixed Assets (Capex)53.734.064.2
+ Disp of Fixed Assets0.81.69.6
+ Purchase of Investments (Equity / Debt)1,176.52,448.01,274.5
+ Sale of Investments (Equity / Debt)457.3715.51,069.1
+ Disp of Subsidiaries / Businesses (net)-13.30.00.0
+ Dividends Received — Investing13.014.923.1
+ Interest Received — Investing26.732.5131.5
+ Other Inflows / (Outflows) — Investing-1,344.3-756.9-427.1
Cash from Investing Activities-2,089.9-2,474.5-532.4
Cash from Financing Activities
+ Proceeds from Other Equity Instruments91.590.4238.5
+ Proceeds from Exercise of Stock Options0.30.11.0
+ Payments for Other Equity Instruments76.416.05.3
+ Proceeds — Change in Ownership of Subsidiaries0.00.02.1
+ Proceeds from Debentures / Notes / Bonds911.43,232.33,977.4
+ Proceeds from Borrowings2,589.71,430.91,298.3
+ Repayment of Borrowings3,235.19,288.15,177.0
+ Payment of Lease Liabilities32.139.349.4
+ Dividends Paid86.9196.1401.7
Cash from Financing Activities162.5-4,785.8-116.1
Net Changes in Cash (pre-FX)1,707.6-1,691.6-67.8
Net Changes in Cash1,707.6-1,691.6-67.8
Closing Cash2,231.6472.2
Reference Items
EBITDA2,743.32,290.42,509.82,359.6
EBITDA Margin %57.6252.3261.3556.45
Free Cash Flow (CFO − Capex)3,581.35,534.7516.5516.5
Free Cash Flow per Basic Share37.4557.875.405.40
Price to Free Cash Flow23.54
Cash Flow to Net Income118.217.200.48
Cash Paid for Taxes379.8204.9216.4
As filed, sign as filed: a payment tagged as a positive magnitude in the filing stays positive here, so read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown — depth follows the filer, so a thin statement means a thin filing. Total Adjustments is the filer's own grand total of the reconciliation and spans BOTH the non-cash items and the working-capital block; Profit Before Tax plus it equals Cash from Operations (pre-tax). It can be reported when its components are not, so it is never a sum of the rows above it. No consensus estimates → no Est columns. Click any row to chart it.
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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreementXBRL cross-verified ✓ 95%.