In ₹ Crore except Per Share 12 Months Ending | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/06/2026 | |
|---|---|---|---|---|---|
| Revenue from Operations | 4,760.7 | 4,377.6 | 4,091.1 | 4,180.3 | |
| Other Income | 71.4 | 75.2 | 169.5 | 183.7 | |
| Total Income | 4,832.2 | 4,452.8 | 4,260.6 | 4,364.0 | |
| Expenses | |||||
| + Employee Benefit Expense | 795.4 | 963.3 | 1,053.9 | 1,051.7 | |
| + Finance Costs | 1,561.5 | 1,304.9 | 999.2 | 994.9 | |
| + Depreciation & Amortisation | 53.0 | 63.8 | 78.4 | 83.8 | |
| + Other Expenses | 350.5 | 356.1 | 364.9 | 384.3 | |
| Total Expenses | 3,631.9 | 3,456.0 | 2,658.9 | 2,899.3 | |
| EBITDA | 2,743.3 | 2,290.4 | 2,509.8 | 2,359.6 | |
| EBIT | 2,690.3 | 2,226.6 | 2,431.4 | 2,275.8 | |
| Profit | |||||
| PBT before Exceptional Items | 1,200.2 | 996.9 | 1,601.7 | 1,464.7 | |
| + Exceptional Items | -846.9 | 0.0 | -21.3 | -21.3 | |
| Pretax Income | 353.4 | 996.9 | 1,580.4 | 1,443.4 | |
| + Current Tax | 338.6 | 298.5 | 285.7 | 322.5 | |
| + Deferred Tax | -12.8 | -73.7 | 117.8 | 32.9 | |
| Tax Expense | 325.9 | 224.9 | 403.6 | 355.4 | |
| + Share of Associates & JVs | 3.2 | 1.6 | 24.2 | 22.8 | |
| Net Income | 30.8 | 773.6 | 1,201.0 | 1,110.8 | |
| + Net Income — Continuing Ops | 27.5 | 772.0 | 1,176.9 | 1,088.0 | |
| + Other Comprehensive Income | 0.4 | 2.7 | 26.7 | 26.2 | |
| Total Comprehensive Income | 31.2 | 776.3 | 1,227.8 | 1,137.0 | |
| Net Income to Common | 409.8 | 821.3 | 1,202.0 | 1,040.1 | |
| Minority Interest | -379.1 | -47.7 | -0.9 | 70.8 | |
| Per Share | |||||
| Basic EPS | 4.29 | 8.59 | 12.57 | 10.87 | |
| Diluted EPS | 4.29 | 8.58 | 12.55 | 10.87 | |
| Revenue Detail — as filed | |||||
| + Fees & Commission Income | 1,097.8 | 1,019.2 | 1,117.0 | 1,084.9 | |
| + Net Gain on Fair Value Changes | 559.6 | 735.5 | 570.7 | 741.0 | |
| + Net Gain on Derecognition — Amortised Cost | 1.8 | 39.6 | 73.7 | 78.0 | |
| Expense Detail — as filed | |||||
| + Fees & Commission Expense | 294.2 | 343.1 | 399.6 | 403.8 | |
| + Impairment on Financial Instruments | 577.2 | 424.7 | -237.2 | -19.2 | |
| Other Comprehensive Income — detail | |||||
| + Other Comprehensive Income | 0.4 | 2.7 | 26.7 | 26.2 | |
| + Items NOT to be Reclassified to P&L | -3.4 | -4.6 | 0.6 | 0.9 | |
| + Tax on Items NOT to be Reclassified | — | -1.2 | 0.2 | 0.2 | |
| + Tax on Items NOT to be Reclassified — alt tag | -0.9 | — | — | — | |
| + Items to be Reclassified to P&L | 3.0 | 6.2 | 26.3 | 25.5 | |
| Comprehensive Income — Owners of Parent | 410.6 | 824.2 | 1,228.7 | 1,066.3 | |
| Comprehensive Income — Non-controlling Interests | -379.4 | -47.9 | -1.0 | 70.8 | |
| Per Share — as-filed variants | |||||
| Basic EPS — Continuing Operations | 4.29 | 8.59 | 12.57 | 10.87 | |
| Diluted EPS — Continuing Operations | 4.29 | 8.58 | 12.55 | 10.87 | |
| Derived — Gross Profit (Revenue − Materials − Purchases − Δ Inventories) | |||||
| Gross Profit | 4,760.7 | 4,377.6 | 4,091.1 | 4,180.3 | |
| Gross Margin % | 100.00 | 100.00 | 100.00 | 100.00 | |
| Adjusted (ex-Exceptional Items) — derived | |||||
| Pretax Income (Adjusted, as filed) | 1,200.2 | 996.9 | 1,601.7 | 1,464.7 | |
| − Exceptional Items (reconciliation) | -846.9 | 0.0 | -21.3 | -21.3 | |
| Net Income Adj (tax-effected) | 369.5 | 773.6 | 1,216.9 | 1,126.9 | |
| EPS Adj | 51.55 | 8.59 | 12.74 | 11.03 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | |||||
| Pat After Tax | 30.8 | — | — | — | |
| Face Value | 1.00 | 1.00 | 1.00 | 1.00 | |
| Interest Earned | 2,555.6 | 1,928.3 | 1,652.2 | 1,585.3 | |
| Paid Up Equity Capital | 95.6 | 95.6 | 95.6 | 95.7 | |