In ₹ Crore except Per Share 12 Months Ending | Q2 FY24 30/09/2023 | Q3 FY24 31/12/2023 | Q4 FY24 31/03/2024 | Q1 FY25 30/06/2024 | Q2 FY25 30/09/2024 | Q3 FY25 31/12/2024 | Q4 FY25 31/03/2025 | Q1 FY26 30/06/2025 | Q2 FY26 30/09/2025 | Q3 FY26 31/12/2025 | Q4 FY26 31/03/2026 | Q1 FY27 30/06/2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue from Operations | 1,197.4 | 1,236.0 | 1,260.7 | 1,077.1 | 1,190.5 | 1,106.1 | 1,003.9 | 1,111.3 | 1,031.3 | 999.4 | 949.1 | 1,200.5 | |
| Other Income | 16.6 | 25.0 | 15.4 | 16.8 | 20.7 | 14.4 | 23.3 | 9.9 | 13.0 | 126.5 | 20.1 | 24.1 | |
| Total Income | 1,214.0 | 1,261.0 | 1,276.1 | 1,093.9 | 1,211.2 | 1,120.5 | 1,027.2 | 1,121.2 | 1,044.3 | 1,125.9 | 969.2 | 1,224.7 | |
| Expenses | |||||||||||||
| + Employee Benefit Expense | 236.0 | 246.0 | 120.0 | 231.3 | 291.8 | 220.6 | 219.6 | 298.7 | 270.6 | 285.1 | 199.5 | 296.5 | |
| + Finance Costs | 388.1 | 400.3 | 407.3 | 370.2 | 343.1 | 318.0 | 273.6 | 250.9 | 254.2 | 247.8 | 246.3 | 246.6 | |
| + Depreciation & Amortisation | 13.2 | 13.7 | 14.2 | 16.2 | 14.9 | 16.4 | 16.3 | 16.7 | 19.2 | 20.4 | 22.1 | 22.1 | |
| + Other Expenses | 171.9 | 135.3 | 113.1 | 71.2 | 91.4 | 82.3 | 111.3 | 76.0 | 81.6 | 86.4 | 121.0 | 95.4 | |
| Total Expenses | 936.0 | 843.8 | 1,001.4 | 848.6 | 1,057.6 | 834.0 | 715.8 | 528.7 | 699.9 | 704.2 | 726.1 | 769.1 | |
| EBITDA | 662.6 | 806.1 | 680.7 | 614.9 | 490.9 | 606.6 | 578.1 | 850.2 | 604.8 | 563.4 | 491.4 | 700.0 | |
| EBIT | 649.5 | 792.4 | 666.6 | 598.7 | 476.0 | 590.2 | 561.7 | 833.6 | 585.6 | 543.0 | 469.3 | 678.0 | |
| Profit | |||||||||||||
| PBT before Exceptional Items | 277.9 | 417.1 | 274.7 | 245.3 | 153.6 | 286.6 | 311.4 | 592.6 | 344.4 | 421.7 | 243.1 | 455.5 | |
| + Exceptional Items | 0.0 | 0.0 | -846.9 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | -21.3 | 0.0 | 0.0 | |
| Pretax Income | 277.9 | 417.1 | -572.1 | 245.3 | 153.6 | 286.6 | 311.4 | 592.6 | 344.4 | 400.4 | 243.1 | 455.5 | |
| + Current Tax | 92.7 | 76.3 | 86.4 | 58.0 | 82.6 | 92.9 | 65.1 | 82.4 | 66.1 | 83.7 | 53.6 | 119.2 | |
| + Deferred Tax | -20.3 | 19.2 | 16.4 | 1.5 | -72.8 | -13.7 | 11.3 | 52.6 | 23.4 | 11.7 | 30.1 | -32.4 | |
| Tax Expense | 72.4 | 95.6 | 102.8 | 59.5 | 9.8 | 79.2 | 76.4 | 135.0 | 89.5 | 95.4 | 83.7 | 86.8 | |
| + Share of Associates & JVs | 0.4 | 0.8 | 0.8 | 1.2 | 0.4 | -0.0 | 0.0 | 1.2 | 7.0 | 13.5 | 2.6 | -0.2 | |
| Net Income | 205.9 | 322.4 | -674.1 | 187.0 | 144.2 | 207.4 | 235.0 | 458.8 | 261.9 | 318.5 | 161.9 | 368.6 | |
| + Net Income — Continuing Ops | 205.5 | 321.6 | -674.9 | 185.8 | 143.8 | 207.4 | 235.0 | 457.6 | 254.9 | 305.0 | 159.4 | 368.7 | |
| + Other Comprehensive Income | 1.7 | -0.2 | -0.4 | -0.5 | -0.7 | 3.7 | 0.2 | -0.2 | 6.7 | 2.8 | 17.4 | -0.7 | |
| Total Comprehensive Income | 207.7 | 322.2 | -674.5 | 186.5 | 143.5 | 211.1 | 235.2 | 458.6 | 268.6 | 321.2 | 179.4 | 367.8 | |
| Net Income to Common | 194.9 | 277.7 | -228.7 | 170.7 | 232.2 | 208.9 | 209.5 | 453.8 | 270.0 | 312.8 | 165.4 | 291.9 | |
| Minority Interest | 11.0 | 44.7 | -445.4 | 16.3 | -88.0 | -1.5 | 25.5 | 5.0 | -8.1 | 5.7 | -3.4 | 76.7 | |
| Per Share | |||||||||||||
| Basic EPS | 2.04 | 2.91 | -2.39 | 1.79 | 2.43 | 2.19 | 2.19 | 4.75 | 2.82 | 3.27 | 1.73 | 3.05 | |
| Diluted EPS | 2.04 | 2.91 | -2.39 | 1.79 | 2.43 | 2.18 | 2.19 | 4.74 | 2.82 | 3.27 | 1.73 | 3.05 | |
| Revenue Detail — as filed | |||||||||||||
| + Fees & Commission Income | 275.8 | 296.2 | 322.8 | 188.1 | 284.3 | 231.1 | 315.7 | 232.0 | 341.2 | 306.1 | 237.8 | 199.8 | |
| + Net Gain on Fair Value Changes | 147.9 | 131.4 | 100.0 | 154.5 | 156.4 | 268.4 | 156.1 | 211.1 | 108.9 | 138.0 | 112.8 | 381.4 | |
| + Net Gain on Derecognition — Amortised Cost | 0.1 | 0.6 | 1.1 | 14.9 | 0.7 | 15.7 | 8.3 | 11.3 | 15.1 | 22.4 | 24.9 | 15.5 | |
| Expense Detail — as filed | |||||||||||||
| + Fees & Commission Expense | 0.0 | 0.0 | 91.1 | 87.2 | 87.4 | 80.2 | 88.2 | 90.9 | 82.0 | 87.9 | 138.9 | 95.1 | |
| + Impairment on Financial Instruments | 126.9 | 48.6 | 255.7 | 72.5 | 229.0 | 116.5 | 6.8 | -204.5 | -7.7 | -23.4 | -1.7 | 13.6 | |
| Other Comprehensive Income — detail | |||||||||||||
| + Other Comprehensive Income | 1.7 | -0.2 | -0.4 | -0.5 | -0.7 | 3.7 | 0.2 | -0.2 | 6.7 | 2.8 | 17.4 | -0.7 | |
| + Items NOT to be Reclassified to P&L | -1.2 | -0.6 | -1.4 | -0.9 | -2.7 | -1.4 | 0.3 | -0.6 | -3.2 | -0.7 | 5.1 | -0.3 | |
| + Tax on Items NOT to be Reclassified | — | — | — | — | — | — | 0.1 | -0.2 | -0.8 | -0.2 | 1.3 | -0.1 | |
| + Tax on Items NOT to be Reclassified — alt tag | -0.3 | -0.2 | -0.4 | -0.2 | -0.7 | -0.3 | — | — | — | — | — | — | |
| + Items to be Reclassified to P&L | 2.7 | 0.3 | 0.6 | 0.1 | 1.3 | 4.7 | 0.0 | 0.3 | 9.1 | 3.3 | 13.6 | -0.5 | |
| Comprehensive Income — Owners of Parent | 196.8 | 277.5 | -229.0 | 170.3 | 231.6 | 212.7 | 209.6 | 453.7 | 276.8 | 315.6 | 182.6 | 291.2 | |
| Comprehensive Income — Non-controlling Interests | 10.9 | 44.6 | -445.5 | 16.2 | -88.1 | -1.6 | 25.6 | 4.9 | -8.2 | 5.6 | -3.3 | 76.6 | |
| Per Share — as-filed variants | |||||||||||||
| Basic EPS — Continuing Operations | 2.04 | 2.91 | -2.39 | 1.79 | 2.43 | 2.19 | 2.19 | 4.75 | 2.82 | 3.27 | 1.73 | 3.05 | |
| Diluted EPS — Continuing Operations | 2.04 | 2.91 | -2.39 | 1.79 | 2.43 | 2.18 | 2.19 | 4.74 | 2.82 | 3.27 | 1.73 | 3.05 | |
| Derived — Gross Profit (Revenue − Materials − Purchases − Δ Inventories) | |||||||||||||
| Gross Profit | 1,197.4 | 1,236.0 | 1,260.7 | 1,077.1 | 1,190.5 | 1,106.1 | 1,003.9 | 1,111.3 | 1,031.3 | 999.4 | 949.1 | 1,200.5 | |
| Gross Margin % | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | |
| Adjusted (ex-Exceptional Items) — derived | |||||||||||||
| Pretax Income (Adjusted, as filed) | 277.9 | 417.1 | 274.7 | 245.3 | 153.6 | 286.6 | 311.4 | 592.6 | 344.4 | 421.7 | 243.1 | 455.5 | |
| − Exceptional Items (reconciliation) | 0.0 | 0.0 | -846.9 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | -21.3 | 0.0 | 0.0 | |
| Net Income Adj (tax-effected) | 205.9 | 322.4 | 172.8 | 187.0 | 144.2 | 207.4 | 235.0 | 458.8 | 261.9 | 334.7 | 161.9 | 368.6 | |
| EPS Adj | 2.04 | 2.91 | 0.61 | 1.79 | 2.43 | 2.19 | 2.19 | 4.75 | 2.82 | 3.44 | 1.73 | 3.05 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | |||||||||||||
| Face Value | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | |
| Interest Earned | 632.1 | 674.8 | 666.5 | 553.7 | 532.6 | 452.9 | 389.1 | 489.4 | 389.3 | 380.3 | 393.2 | 422.5 | |
| Paid Up Equity Capital | 95.5 | 95.6 | 95.6 | 95.6 | 1.0 | 95.6 | 95.6 | 95.6 | 95.6 | 95.6 | 95.6 | 95.7 | |