IDBI Bank profitability ratios

Profitability Growth Asset quality Capital Dividend yield

Per cent unless marked ×

Tap a line for its trend	Last 12Mto Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023	FY22 and earlierAlpha Plus

Margins & efficiency
Returns						FY22 and earlierEvery year the company has filed comes with Alpha Plus.
	14.2%	14.2%	13.5%	11.9%	8.3%
	2.1%	2.1%	2.0%	1.6%	—
	3.1%	3.1%	3.8%	3.9%	—
	47.5%	47.5%	43.5%	46.1%	45.1%
	−0.5%	−0.5%	0.3%	0.8%	2.2%
	2.2%	2.2%	2.2%	2.3%	—
	18.6%	18.6%	15.1%	12.9%	18.2%
	73.1%	73.1%	70.5%	68.0%	63.7%
Additional
	24.8%	21.0%	28.9%	31.1%	30.5%
	—	24.5%	21.2%	18.7%	0.3%

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From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

alphave

IDBI₹80.01

IDBI Bank Ltd.

· Banking & Finance

₹ CrorePeersFEDERALBNK INDIANB BANKINDIA IFCI IOB JMFINANCIL CREDITACC CGCLMcap ₹86,030 Cr

Profitability Growth Asset Quality Capital Yield Analysis

Ratios — % unless marked × 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Returns
Return on Common Equity	8.34	11.89	13.54	14.15	14.15
Return on Assets	—	1.58	1.95	2.09	2.09
Margins & Efficiency
Net Interest Margin (on assets)	—	3.90	3.77	3.08	3.08
Cost to Income	45.10	46.13	43.53	47.50	47.50
Credit Cost (provisions / avg advances)	2.15	0.80	0.25	-0.46	-0.46
Operating Expenses / Avg Assets	—	2.30	2.22	2.18	2.18
Other Income Share of Total Income	18.18	12.92	15.10	18.56	18.56
Credit-Deposit Ratio	63.66	67.99	70.46	73.14	73.14
Additional
Effective Tax Rate	30.51	31.12	28.88	20.99	24.84
Dvd Payout Ratio	0.31	18.66	21.24	24.50	—

No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.