CreditAccess Grameen profit and loss

Latest FY26

Total income: ₹6,063cr+5.3% on FY25
Net interest income: ₹3,864cr+7.3% on FY25
Net profit: ₹778cr+46.3% on FY25
EPS: ₹48.63+45.9% on FY25

₹ crore except per share

Tap a line for its trend	Last 12Mto Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023	FY22 and earlierAlpha Plus

Expenses
Revenue from operations						FY22 and earlierEvery year the company has filed comes with Alpha Plus.
	6,475	5,763	5,547	4,900	3,327
	153	136	102	92.4	19.5
	58.8	37.6	51.4	34.5	18.1
	31.7	74.0	23.5	91.9	122
	6,775	6,059	5,752	5,167	3,545
	4.2	3.6	3.8	6.0	5.7
	6,779	6,063	5,756	5,173	3,551
	2,040	1,899	1,948	1,732	1,213
	3.3	3.2	1.1	3.9	1.8
	1,190	1,775	1,930	452	401
	935	879	730	669	515
	64.9	63.1	62.2	51.2	49.8
	432	409	377	325	265
	4,665	5,029	5,047	3,233	2,445
	4,435	3,864	3,599	3,168	2,114
	3,304	2,809	2,638	2,391	1,506
Profit
	2,114	1,033	709	1,939	1,105
	2,114	1,033	709	1,939	1,105
	552	245	388	545	238
	−24.5	10.7	−211	−51.3	41.1
	527	256	177	493	279
	1,587	778	531	1,446	826
	1,587	778	531	1,446	826
	93.4	51.1	−27.2	−14.7	8.4
	1,680	829	504	1,431	834
	—	778	531	1,446	826
Per share
	₹99.02	₹48.63	₹33.32	₹90.88	₹52.04
	₹98.56	₹48.44	₹33.24	₹90.41	₹51.82
Other comprehensive income — detail
	93.4	51.1	−27.2	−14.7	8.4
	−4.1	1.9	−6.4	−1.1	−0.6
	−1.0	0.5	−1.6	—	—
	—	—	—	−0.3	−0.2
	129	66.4	−30.0	−18.6	11.8
	32.5	16.7	−7.5	—	—
	—	—	—	−4.7	3.0
Per share — as-filed variants
	₹99.02	₹48.63	₹33.32	₹90.88	₹52.04
	₹98.56	₹48.44	₹33.24	₹90.41	₹51.82
Adjusted (ex-exceptional items) — derived
	2,114	1,033	709	1,939	1,105
	1,587	778	531	1,446	826
	₹99.02	₹48.63	₹33.32	₹90.88	₹52.04

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From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

alphave

CREDITACC₹1,038.40

CreditAccess Grameen Ltd.

· Banking & Finance

Annual Quarterly₹ CrorePeersBANDHANBNK CGCL CENTRALBK APTUS IDBI IFCI RBLBANK POONAWALLAMcap ₹16,635 Cr

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In ₹ Crore except Per Share 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Revenue from Operations
+ Interest Income	3,327.1	4,900.1	5,546.8	5,762.6	6,475.1
+ Fees & Commission Income	19.5	92.4	101.6	135.9	152.5
+ Net Gain on Fair Value Changes	18.1	34.5	51.4	37.6	58.8
+ Net Gain on Derecognition — Amortised Cost	122.3	91.9	23.5	74.0	31.7
Revenue from Operations	3,545.1	5,166.7	5,752.3	6,058.9	6,774.9
Other Income	5.7	6.0	3.8	3.6	4.2
Total Income	3,550.8	5,172.7	5,756.1	6,062.5	6,779.1
Expenses
+ Finance Costs	1,212.9	1,732.4	1,947.6	1,899.1	2,040.5
+ Fees & Commission Expense	1.8	3.9	1.1	3.2	3.3
+ Impairment on Financial Instruments	401.0	451.8	1,929.5	1,775.4	1,189.6
+ Employee Benefit Expense	515.2	669.4	730.4	879.1	935.1
+ Depreciation & Amortisation	49.8	51.2	62.2	63.1	64.9
+ Other Expenses	264.6	324.8	376.5	409.5	431.9
Total Expenses	2,445.4	3,233.5	5,047.3	5,029.3	4,665.2
Net Interest Income	2,114.3	3,167.7	3,599.2	3,863.6	4,434.7
Pre-provision Operating Profit (derived)	1,506.4	2,391.0	2,638.4	2,808.6	3,303.5
Profit
PBT before Exceptional Items	1,105.4	1,939.2	708.9	1,033.2	2,113.9
Pretax Income	1,105.4	1,939.2	708.9	1,033.2	2,113.9
+ Current Tax	238.2	544.6	388.3	244.9	551.8
+ Deferred Tax	41.1	-51.3	-210.8	10.7	-24.5
Tax Expense	279.4	493.3	177.5	255.6	527.3
Net Income	826.1	1,445.9	531.4	777.6	1,586.6
+ Net Income — Continuing Ops	826.1	1,445.9	531.4	777.6	1,586.6
+ Other Comprehensive Income	8.4	-14.7	-27.2	51.1	93.4
Total Comprehensive Income	834.5	1,431.2	504.2	828.8	1,680.0
Net Income to Common	826.1	1,445.9	531.4	777.6	—
Per Share
Basic EPS	52.04	90.88	33.32	48.63	99.02
Diluted EPS	51.82	90.41	33.24	48.44	98.56
Other Comprehensive Income — detail
+ Other Comprehensive Income	8.4	-14.7	-27.2	51.1	93.4
+ Items NOT to be Reclassified to P&L	-0.6	-1.1	-6.4	1.9	-4.1
+ Tax on Items NOT to be Reclassified	—	—	-1.6	0.5	-1.0
+ Tax on Items NOT to be Reclassified — alt tag	-0.2	-0.3	—	—	—
+ Items to be Reclassified to P&L	11.8	-18.6	-30.0	66.4	128.9
+ Tax on Items to be Reclassified	—	—	-7.5	16.7	32.5
+ Tax on Items to be Reclassified — alt tag	3.0	-4.7	—	—	—
Per Share — as-filed variants
Basic EPS — Continuing Operations	52.04	90.88	33.32	48.63	99.02
Diluted EPS — Continuing Operations	51.82	90.41	33.24	48.44	98.56
Adjusted (ex-Exceptional Items) — derived
Pretax Income (Adjusted, as filed)	1,105.4	1,939.2	708.9	1,033.2	2,113.9
Net Income Adj (tax-effected)	826.1	1,445.9	531.4	777.6	1,586.6
EPS Adj	52.04	90.88	33.32	48.63	99.02
Other Filed Concepts — mapped but not yet placed in the schedule
Face Value	10.00	10.00	10.00	10.00	10.00
Filed Debt Equity	3.00	3.00	2.95	3.04	2.86
Paid Up Equity Capital	158.9	159.4	159.7	160.2	160.5

As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.

« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.