In ₹ Crore except Per Share 12 Months Ending | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/06/2026 | |
|---|---|---|---|---|---|
| Revenue from Operations | 5,166.7 | 5,752.3 | 6,058.9 | 6,379.5 | |
| Other Income | 6.0 | 3.8 | 3.6 | 3.8 | |
| Total Income | 5,172.7 | 5,756.1 | 6,062.5 | 6,383.3 | |
| Expenses | |||||
| + Employee Benefit Expense | 669.4 | 730.4 | 879.1 | 899.9 | |
| + Finance Costs | 1,732.4 | 1,947.6 | 1,899.1 | 1,967.0 | |
| + Depreciation & Amortisation | 51.2 | 62.2 | 63.1 | 64.1 | |
| + Other Expenses | 324.8 | 376.5 | 409.5 | 421.4 | |
| Total Expenses | 3,233.5 | 5,047.3 | 5,029.3 | 4,771.2 | |
| EBITDA | 3,716.8 | 2,714.8 | 2,991.7 | 3,639.4 | |
| EBIT | 3,665.6 | 2,652.6 | 2,928.7 | 3,575.3 | |
| Profit | |||||
| PBT before Exceptional Items | 1,939.2 | 708.9 | 1,033.2 | 1,612.1 | |
| Pretax Income | 1,939.2 | 708.9 | 1,033.2 | 1,612.1 | |
| + Current Tax | 544.6 | 388.3 | 244.9 | 377.0 | |
| + Deferred Tax | -51.3 | -210.8 | 10.7 | 24.3 | |
| Tax Expense | 493.3 | 177.5 | 255.6 | 401.3 | |
| Net Income | 1,445.9 | 531.4 | 777.6 | 1,210.8 | |
| + Net Income — Continuing Ops | 1,445.9 | 531.4 | 777.6 | 1,210.8 | |
| + Other Comprehensive Income | -14.7 | -27.2 | 51.1 | 53.6 | |
| Total Comprehensive Income | 1,431.2 | 504.2 | 828.8 | 1,264.5 | |
| Per Share | |||||
| Basic EPS | 90.88 | 33.32 | 48.63 | 75.62 | |
| Diluted EPS | 90.41 | 33.24 | 48.44 | 75.27 | |
| Revenue Detail — as filed | |||||
| + Fees & Commission Income | 92.4 | 101.6 | 135.9 | 144.2 | |
| + Net Gain on Fair Value Changes | 34.5 | 51.4 | 37.6 | 49.9 | |
| + Net Gain on Derecognition — Amortised Cost | 91.9 | 23.5 | 74.0 | 42.9 | |
| Expense Detail — as filed | |||||
| + Fees & Commission Expense | 3.9 | 1.1 | 3.2 | 2.8 | |
| + Impairment on Financial Instruments | 451.8 | 1,929.5 | 1,775.4 | 1,416.1 | |
| Other Comprehensive Income — detail | |||||
| + Other Comprehensive Income | -14.7 | -27.2 | 51.1 | 53.6 | |
| + Items NOT to be Reclassified to P&L | -1.1 | -6.4 | 1.9 | -7.4 | |
| + Tax on Items NOT to be Reclassified | — | -1.6 | 0.5 | -1.9 | |
| + Tax on Items NOT to be Reclassified — alt tag | -0.3 | — | — | — | |
| + Items to be Reclassified to P&L | -18.6 | -30.0 | 66.4 | 79.0 | |
| + Tax on Items to be Reclassified | — | -7.5 | 16.7 | 19.9 | |
| + Tax on Items to be Reclassified — alt tag | -4.7 | — | — | — | |
| Per Share — as-filed variants | |||||
| Basic EPS — Continuing Operations | 90.88 | 33.32 | 48.63 | 75.62 | |
| Diluted EPS — Continuing Operations | 90.41 | 33.24 | 48.44 | 75.27 | |
| Derived — Gross Profit (Revenue − Materials − Purchases − Δ Inventories) | |||||
| Gross Profit | 5,166.7 | 5,752.3 | 6,058.9 | 6,379.5 | |
| Gross Margin % | 100.00 | 100.00 | 100.00 | 100.00 | |
| Adjusted (ex-Exceptional Items) — derived | |||||
| Pretax Income (Adjusted, as filed) | 1,939.2 | 708.9 | 1,033.2 | 1,612.1 | |
| Net Income Adj (tax-effected) | 1,445.9 | 531.4 | 777.6 | 1,210.8 | |
| EPS Adj | 90.88 | 33.32 | 48.63 | 75.62 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | |||||
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | |
| Filed Debt Equity | 0.03 | 0.03 | 0.03 | 0.03 | |
| Interest Earned | 4,900.1 | 5,546.8 | 5,762.6 | 6,088.6 | |
| Paid Up Equity Capital | 159.4 | 159.7 | 160.2 | 160.3 | |