City Union Bank profitability ratios

Profitability Growth Asset quality Capital Dividend yield

Per cent unless marked ×

Tap a line for its trend	Last 12Mto Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY22 and earlierAlpha Plus

Margins & efficiency
Returns					FY22 and earlierEvery year the company has filed comes with Alpha Plus.
	13.2%	13.2%	12.6%	12.1%
	1.5%	1.5%	1.5%	1.4%
	3.2%	3.2%	3.1%	3.0%
	47.9%	47.9%	47.8%	47.1%
	0.6%	0.6%	0.5%	0.6%
	2.1%	2.1%	2.1%	1.9%
	13.1%	13.1%	13.3%	12.3%
	84.1%	84.1%	82.0%	81.8%
Additional
	22.4%	20.6%	20.7%	17.5%
	—	11.1%	9.9%	7.3%

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From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

alphave

CUB₹222.96

City Union Bank Ltd.

· Banking & Finance

₹ CrorePeersCSBBANK KARURVYSYA FEDERALBNK FIVESTAR CHOLAHLDNG CDSL IIFL CAMSMcap ₹16,567 Cr

Profitability Growth Asset Quality Capital Yield Analysis

Ratios — % unless marked × 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Returns
Return on Common Equity	—	12.09	12.58	13.24	13.24
Return on Assets	—	1.43	1.51	1.52	1.52
Margins & Efficiency
Net Interest Margin (on assets)	—	3.00	3.12	3.24	3.24
Cost to Income	—	47.06	47.77	47.93	47.93
Credit Cost (provisions / avg advances)	—	0.63	0.54	0.58	0.58
Operating Expenses / Avg Assets	—	1.90	2.07	2.12	2.12
Other Income Share of Total Income	—	12.34	13.34	13.14	13.14
Credit-Deposit Ratio	—	81.80	81.98	84.12	84.12
Additional
Effective Tax Rate	—	17.47	20.68	20.64	22.39
Dvd Payout Ratio	—	7.30	9.89	11.12	—

No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.