Central Bank of India profitability ratios

Profitability Growth Asset quality Capital Dividend yield

Per cent unless marked ×

Tap a line for its trend	Last 12Mto Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023	FY22 and earlierAlpha Plus

Margins & efficiency
Returns						FY22 and earlierEvery year the company has filed comes with Alpha Plus.
	11.9%	11.9%	11.4%	8.2%	—
	0.9%	0.9%	0.8%	0.6%	—
	2.8%	2.8%	3.0%	2.9%	—
	58.6%	58.6%	58.8%	58.1%	—
	0.7%	0.7%	1.2%	1.4%	—
	2.3%	2.3%	2.5%	2.3%	—
	14.9%	14.9%	14.8%	13.3%	—
	72.2%	72.2%	68.6%	63.4%	—
Additional
	28.3%	31.6%	23.3%	37.0%	40.0%
	—	15.9%	0.0%	0.0%	0.0%

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From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

alphave

CENTRALBK₹29.22

Central Bank of India

· Banking & Finance

₹ CrorePeersUCOBANK IOB MAHABANK CGCL CREDITACC APTUS RBLBANK POONAWALLAMcap ₹26,448 Cr

Profitability Growth Asset Quality Capital Yield Analysis

Ratios — % unless marked × 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Returns
Return on Common Equity	—	8.24	11.36	11.92	11.92
Return on Assets	—	0.58	0.82	0.87	0.87
Margins & Efficiency
Net Interest Margin (on assets)	—	2.90	3.01	2.76	2.76
Cost to Income	—	58.12	58.79	58.57	58.57
Credit Cost (provisions / avg advances)	—	1.36	1.21	0.66	0.66
Operating Expenses / Avg Assets	—	2.29	2.51	2.34	2.34
Other Income Share of Total Income	—	13.25	14.80	14.90	14.90
Credit-Deposit Ratio	—	63.39	68.60	72.20	72.20
Additional
Effective Tax Rate	40.00	37.01	23.31	31.64	28.33
Dvd Payout Ratio	0.00	0.00	0.00	15.90	—

No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.