In ₹ Crore except Per Share Latest Annual	CGCL FY26	FIVESTAR FY26	APTUS FY26	MUTHOOTFIN FY26	Peer Average
Valuation — at last close
P/E	22.82×	11.23×	10.63×	◆ 9.47×	10.44× +119%
P/B	3.09×	◆ 1.68×	1.98×	2.56×	2.07× +49%
EV/EBITDA	—	8.34×	—	—	8.34×
Market Cap	₹22,284 Cr	₹12,363 Cr	₹10,031 Cr	₹1.00L Cr	₹40,882 Cr -45%
Growth
Revenue CAGR 3Y	◆ 47.87%	28.16%	27.11%	37.91%	31.06% +54%
Revenue CAGR 5Y	◆ 45.08%	—	—	22.04%	22.04% +105%
Net Income CAGR 3Y	◆ 66.77%	22.11%	23.30%	42.45%	29.29% +128%
Revenue YoY (latest Q)	◆ 59.23%	7.39%	15.38%	34.44%	19.07% +211%
Net Income YoY (latest Q)	◆ 77.26%	4.61%	19.01%	43.08%	22.23% +247%
Profitability
EBITDA Margin	—	68.65%	—	—	68.65%
NIM (banks)	7.47%	—	10.67%	◆ 11.79%	11.23% -33%
Net Income Margin	20.06%	34.14%	◆ 41.99%	33.99%	36.71% -45%
Return on Common Equity	16.50%	16.06%	20.11%	◆ 30.92%	22.36% -26%
Return on Assets	3.55%	7.27%	◆ 7.76%	6.46%	7.16% -50%
Credit & Quality
Total Debt/Equity	3.35×	◆ 1.11×	1.56×	3.82×	2.16× +55%
Interest Coverage	—	2.95×	—	—	2.95×
Cost/Income (banks)	46.85%	—	◆ 20.31%	24.34%	22.32% +110%
Scale — latest FY
Revenue / Total Income	₹4,731 Cr	₹3,218 Cr	₹2,245 Cr	₹31,209 Cr	₹12,224 Cr -61%
Net Income	₹949 Cr	₹1,099 Cr	₹943 Cr	₹10,607 Cr	₹4,216 Cr -77%
Total Assets	₹32,676 Cr	₹15,790 Cr	₹13,048 Cr	₹1.96L Cr	₹74,864 Cr -56%
EPS	₹10.15	₹37.31	₹18.84	₹263.79	₹106.65 -90%
Book Value per Share	₹74.87	₹250.03	₹101.05	₹974.68	₹441.92 -83%

◆ best value in the comp set per metric · Δ = subject vs average of the other companies.

« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.