In ₹ Crore except Per Share 12 Months Ending | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/06/2026 | |
|---|---|---|---|---|---|
| Revenue from Operations | 2,312.9 | 3,247.5 | 4,731.1 | 5,303.1 | |
| Other Income | 1.3 | 3.3 | 10.9 | 15.0 | |
| Total Income | 2,314.2 | 3,250.8 | 4,742.0 | 5,318.2 | |
| Expenses | |||||
| + Employee Benefit Expense | 623.7 | 743.0 | 1,008.7 | 1,127.6 | |
| + Finance Costs | 835.9 | 1,273.6 | 1,729.8 | 1,922.3 | |
| + Depreciation & Amortisation | 87.9 | 101.7 | 109.6 | 113.7 | |
| + Other Expenses | 200.5 | 254.0 | 293.0 | 318.1 | |
| Total Expenses | 1,948.6 | 2,617.5 | 3,484.6 | 3,820.8 | |
| EBITDA | 1,288.1 | 2,005.3 | 3,085.9 | 3,518.3 | |
| EBIT | 1,200.2 | 1,903.6 | 2,976.3 | 3,404.7 | |
| Profit | |||||
| PBT before Exceptional Items | 365.6 | 633.3 | 1,257.4 | 1,497.4 | |
| Pretax Income | 365.6 | 633.3 | 1,257.4 | 1,497.4 | |
| + Current Tax | 109.0 | 169.0 | 313.0 | 378.1 | |
| + Deferred Tax | -22.8 | -14.2 | -4.7 | -8.4 | |
| Tax Expense | 86.2 | 154.8 | 308.3 | 369.7 | |
| Net Income | 279.4 | 478.5 | 949.2 | 1,127.6 | |
| + Net Income — Continuing Ops | 279.4 | 478.5 | 949.2 | 1,127.6 | |
| + Other Comprehensive Income | -5.1 | -7.9 | -0.4 | 10.9 | |
| Total Comprehensive Income | 274.3 | 470.6 | 948.7 | 1,138.5 | |
| Per Share | |||||
| Basic EPS | 3.39 | 5.80 | 10.15 | 11.72 | |
| Diluted EPS | 3.36 | 5.77 | 10.12 | 11.68 | |
| Revenue Detail — as filed | |||||
| + Sale of Services | 63.1 | 0.0 | 46.3 | 56.1 | |
| + Dividend Income | 0.0 | 0.3 | 0.0 | 0.3 | |
| + Fees & Commission Income | 230.6 | 327.9 | 574.8 | 544.2 | |
| + Net Gain on Fair Value Changes | 41.3 | 64.2 | 18.2 | 29.5 | |
| + Net Gain on Derecognition — Amortised Cost | 101.8 | 165.1 | 364.0 | 358.6 | |
| Expense Detail — as filed | |||||
| + Fees & Commission Expense | 109.3 | 144.4 | 154.0 | 168.9 | |
| + Impairment on Financial Instruments | 91.3 | 100.8 | 189.5 | 170.2 | |
| Other Comprehensive Income — detail | |||||
| + Other Comprehensive Income | -5.1 | -7.9 | -0.4 | 10.9 | |
| + Items NOT to be Reclassified to P&L | -2.9 | -3.4 | -5.8 | -4.9 | |
| + Tax on Items NOT to be Reclassified | — | -0.8 | -1.5 | -1.2 | |
| + Tax on Items NOT to be Reclassified — alt tag | -0.7 | — | — | — | |
| + Items to be Reclassified to P&L | -3.9 | -4.3 | 5.2 | 18.7 | |
| + Tax on Items to be Reclassified | — | 1.0 | 1.3 | 4.2 | |
| + Tax on Items to be Reclassified — alt tag | -1.0 | — | — | — | |
| Per Share — as-filed variants | |||||
| Basic EPS — Continuing Operations | 3.39 | 5.80 | 10.15 | 11.72 | |
| Diluted EPS — Continuing Operations | 3.36 | 5.77 | 10.12 | 11.68 | |
| Derived — Gross Profit (Revenue − Materials − Purchases − Δ Inventories) | |||||
| Gross Profit | 2,312.9 | 3,247.5 | 4,731.1 | 5,303.1 | |
| Gross Margin % | 100.00 | 100.00 | 100.00 | 100.00 | |
| Adjusted (ex-Exceptional Items) — derived | |||||
| Pretax Income (Adjusted, as filed) | 365.6 | 633.3 | 1,257.4 | 1,497.4 | |
| Net Income Adj (tax-effected) | 279.4 | 478.5 | 949.2 | 1,127.6 | |
| EPS Adj | 3.39 | 5.80 | 10.15 | 11.72 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | |||||
| Face Value | 1.00 | 1.00 | 1.00 | 1.00 | |
| Filed Debt Equity | 0.03 | 0.04 | 0.03 | 0.04 | |
| Filed Iscr | 0.01 | — | 0.00 | 0.00 | |
| Interest Earned | 1,822.8 | 2,605.6 | 3,727.7 | 4,244.1 | |
| Paid Up Equity Capital | 82.5 | 82.5 | 96.2 | 96.2 | |