Aavas Financiers credit ratios

Per cent unless marked ×
Tap a line for its trendLast 12Mto Sep 2026FY26Mar 2026FY25Mar 2025FY24Mar 2024FY23Mar 2023FY22 and earlierAlpha Plus
15,59215,59213,85012,3369,841
FY22 and earlierEvery year the company has filed comes with Alpha Plus.
13,74913,74912,29010,5398,459
3.09×3.09×3.18×3.27×3.01×
2.72×2.72×2.82×2.79×2.59×
74.3%75.5%76.1%76.6%75.1%
As filed — company-reported covenants
303.47×308.70×317.60×3.00×3.00×
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From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

AAVAS₹1,111.60

Aavas Financiers Ltd.

· Banking & Finance
₹ CrorePeersAADHARHFCHOMEFIRSTAPTUSABSLAMCUCOBANKSTARHEALTHPINELABSCANFINHOMEMcap ₹8,813 Cr
ProfitabilityGrowthCreditLiquidityWorking CapitalYield AnalysisDuPont
Ratios — % unless marked ×
12 Months Ending
FY23
31/03/2023
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Last 12M
30/09/2026
Total Debt9,840.712,336.513,849.915,592.215,592.2
Net Debt8,459.110,538.712,290.213,748.913,748.9
Total Debt/Equity3.013.273.183.093.09
Net Debt/Equity2.592.792.822.722.72
Total Debt/Total Capital %75.0676.5876.0575.5374.28
As Filed — company-reported covenants
Debt/Equity (as filed)3.003.00317.60308.70303.47
No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · StandaloneFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.