Aavas Financiers profit and loss

Latest FY26

Total income: ₹2,685cr+13.8% on FY25
Net interest income: ₹1,185cr+17.3% on FY25
Net profit: ₹655cr+14.1% on FY25
EPS: ₹82.72+14.0% on FY25

₹ crore except per share

Tap a line for its trend	Last 12Mto Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023	FY22 and earlierAlpha Plus

Expenses
Revenue from operations						FY22 and earlierEvery year the company has filed comes with Alpha Plus.
	2,414	2,280	2,018	1,735	1,388
	118	113	108	86.7	58.7
	23.0	23.4	21.9	16.6	9.6
	280	267	207	180	152
	2,834	2,683	2,355	2,017	1,608
	1.4	1.4	3.9	2.8	1.8
	2,835	2,685	2,358	2,020	1,610
	1,146	1,095	1,007	828	591
	8.3	10.3	8.3	7.6	7.6
	40.7	33.7	27.1	24.5	12.4
	490	470	378	356	301
	46.3	43.1	36.5	32.7	28.7
	199	192	169	147	121
	1,930	1,844	1,626	1,396	1,061
	1,268	1,185	1,010	906	797
	947	874	760	649	561
Profit
	906	840	733	624	549
	906	840	733	624	549
	180	161	143	124	104
	20.9	24.8	15.3	10.1	14.8
	201	186	158	134	119
	705	655	574	491	430
	705	655	574	491	430
	−0.4	0.7	0.2	0.2	−1.8
	704	656	574	491	428
Per share
	₹88.91	₹82.72	₹72.54	₹62.03	₹54.44
	₹88.41	₹82.14	₹71.97	₹61.93	₹54.32
Other comprehensive income — detail
	—	0.7	0.2	0.2	−1.8
	—	0.9	0.3	0.2	−1.5
	—	0.2	0.1	—	—
	—	—	—	0.1	0.3
Per share — as-filed variants
	₹88.91	₹82.72	₹72.54	₹62.03	₹54.44
	₹88.41	₹82.14	₹71.97	₹61.93	₹54.32
Adjusted (ex-exceptional items) — derived
	906	840	733	624	549
	705	655	574	491	430
	₹88.91	₹82.72	₹72.54	₹62.03	₹54.44

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From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

alphave

AAVAS₹1,111.60

Aavas Financiers Ltd.

· Banking & Finance

Annual Quarterly₹ CrorePeersAADHARHFC HOMEFIRST APTUS ABSLAMC UCOBANK STARHEALTH PINELABS CANFINHOMEMcap ₹8,813 Cr

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In ₹ Crore except Per Share 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Revenue from Operations
+ Interest Income	1,388.2	1,734.7	2,017.7	2,279.8	2,413.6
+ Fees & Commission Income	58.7	86.7	107.5	113.0	117.6
+ Net Gain on Fair Value Changes	9.6	16.6	21.9	23.4	23.0
+ Net Gain on Derecognition — Amortised Cost	151.8	179.5	207.4	267.3	279.7
Revenue from Operations	1,608.3	2,017.5	2,354.5	2,683.5	2,833.9
Other Income	1.8	2.8	3.9	1.4	1.4
Total Income	1,610.1	2,020.3	2,358.4	2,684.8	2,835.3
Expenses
+ Finance Costs	591.0	828.4	1,007.5	1,094.8	1,145.9
+ Fees & Commission Expense	7.6	7.6	8.3	10.3	8.3
+ Impairment on Financial Instruments	12.4	24.5	27.1	33.7	40.7
+ Employee Benefit Expense	300.6	355.9	377.8	470.4	489.6
+ Depreciation & Amortisation	28.7	32.7	36.5	43.1	46.3
+ Other Expenses	120.8	146.9	168.7	192.1	198.7
Total Expenses	1,061.1	1,395.8	1,625.8	1,844.4	1,929.5
Net Interest Income	797.1	906.3	1,010.2	1,184.9	1,267.7
Pre-provision Operating Profit (derived)	561.4	648.9	759.7	874.2	946.5
Profit
PBT before Exceptional Items	549.0	624.4	732.6	840.4	905.8
Pretax Income	549.0	624.4	732.6	840.4	905.8
+ Current Tax	104.1	123.7	143.2	160.7	180.4
+ Deferred Tax	14.8	10.1	15.3	24.8	20.9
Tax Expense	118.9	133.8	158.5	185.6	201.3
Net Income	430.1	490.7	574.1	654.9	704.5
+ Net Income — Continuing Ops	430.1	490.7	574.1	654.9	704.5
+ Other Comprehensive Income	-1.8	0.2	0.2	0.7	-0.4
Total Comprehensive Income	428.3	490.8	574.3	655.6	704.1
Per Share
Basic EPS	54.44	62.03	72.54	82.72	88.91
Diluted EPS	54.32	61.93	71.97	82.14	88.41
Other Comprehensive Income — detail
+ Other Comprehensive Income	-1.8	0.2	0.2	0.7	—
+ Items NOT to be Reclassified to P&L	-1.5	0.2	0.3	0.9	—
+ Tax on Items NOT to be Reclassified	—	—	0.1	0.2	—
+ Tax on Items NOT to be Reclassified — alt tag	0.3	0.1	—	—	—
Per Share — as-filed variants
Basic EPS — Continuing Operations	54.44	62.03	72.54	82.72	88.91
Diluted EPS — Continuing Operations	54.32	61.93	71.97	82.14	88.41
Adjusted (ex-Exceptional Items) — derived
Pretax Income (Adjusted, as filed)	549.0	624.4	732.6	840.4	905.8
Net Income Adj (tax-effected)	430.1	490.7	574.1	654.9	704.5
EPS Adj	54.44	62.03	72.54	82.72	88.91
Other Filed Concepts — mapped but not yet placed in the schedule
Face Value	10.00	10.00	10.00	10.00	10.00
Filed Debt Equity	3.00	3.00	317.60	308.70	303.47
Paid Up Equity Capital	79.1	79.1	79.2	79.3	79.3

As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.