In ₹ Crore except Per Share 12 Months Ending | FY23 31/03/2023 | FY24 31/03/2024 | FY25 31/03/2025 | |
|---|---|---|---|---|
| Revenue from Operations | 1,608.8 | 2,017.9 | — | |
| Other Income | 1.8 | 2.8 | — | |
| Total Income | 1,610.6 | 2,020.7 | — | |
| Expenses | ||||
| + Employee Benefit Expense | 301.6 | 355.9 | — | |
| + Finance Costs | 591.0 | 828.4 | — | |
| + Depreciation & Amortisation | 28.7 | 32.7 | — | |
| + Other Expenses | 120.8 | 147.2 | — | |
| Total Expenses | 1,062.2 | 1,395.3 | — | |
| EBITDA | 1,166.3 | 1,483.6 | — | |
| EBIT | 1,137.6 | 1,450.9 | — | |
| Profit | ||||
| PBT before Exceptional Items | 548.4 | 625.4 | — | |
| Pretax Income | 548.4 | 625.4 | — | |
| + Current Tax | 104.1 | 123.7 | — | |
| + Deferred Tax | 14.7 | 11.0 | — | |
| Tax Expense | 118.8 | 134.7 | — | |
| Net Income | 429.6 | 490.7 | — | |
| + Net Income — Continuing Ops | 429.6 | 490.7 | — | |
| + Other Comprehensive Income | 0.8 | 0.2 | — | |
| Total Comprehensive Income | 430.5 | 490.8 | — | |
| Per Share | ||||
| Basic EPS | 54.38 | 62.03 | — | |
| Diluted EPS | 54.26 | 61.93 | — | |
| Revenue Detail — as filed | ||||
| + Fees & Commission Income | 58.7 | 86.7 | — | |
| + Net Gain on Fair Value Changes | 9.6 | 16.6 | — | |
| + Net Gain on Derecognition — Amortised Cost | 151.8 | 179.5 | — | |
| Expense Detail — as filed | ||||
| + Fees & Commission Expense | 7.6 | 7.6 | — | |
| + Impairment on Financial Instruments | 12.4 | 23.6 | — | |
| Other Comprehensive Income — detail | ||||
| + Other Comprehensive Income | 0.8 | 0.2 | — | |
| + Items NOT to be Reclassified to P&L | 1.1 | 0.2 | — | |
| + Tax on Items NOT to be Reclassified — alt tag | 0.3 | 0.1 | — | |
| Per Share — as-filed variants | ||||
| Basic EPS — Continuing Operations | 54.38 | 62.03 | — | |
| Diluted EPS — Continuing Operations | 54.26 | 61.93 | — | |
| Derived — Gross Profit (Revenue − Materials − Purchases − Δ Inventories) | ||||
| Gross Profit | 1,608.8 | 2,017.9 | — | |
| Gross Margin % | 100.00 | 100.00 | — | |
| Adjusted (ex-Exceptional Items) — derived | ||||
| Pretax Income (Adjusted, as filed) | 548.4 | 625.4 | — | |
| Net Income Adj (tax-effected) | 429.6 | 490.7 | — | |
| EPS Adj | 54.38 | 62.03 | — | |
| Other Filed Concepts — mapped but not yet placed in the schedule | ||||
| Face Value | 10.00 | 10.00 | — | |
| Filed Debt Equity | 0.03 | 0.03 | — | |
| Interest Earned | 1,388.6 | 1,735.0 | — | |
| Paid Up Equity Capital | 79.1 | 79.1 | — | |