AAVAS1,284.90

Aavas Financiers Ltd.

· Banking & Finance
₹ CrorePeersAADHARHFCHOMEFIRSTAPTUSABSLAMCUCOBANKSTARHEALTHPINELABSCANFINHOME
Comp Set
In ₹ Crore except Per Share
Latest Annual
AAVAS
FY25
AADHARHFC
FY26
HOMEFIRST
FY26
APTUS
FY26
Peer
Median
Valuation — at last close
P/E18.25×13.41×15.83×
P/B2.67×2.50×2.58×
Market Cap₹20,129 Cr₹12,649 Cr₹16,389 Cr
Growth
Revenue CAGR 3Y21.58%27.11%24.34%
Net Income CAGR 3Y23.30%23.30%
Revenue YoY (latest Q)21.42%17.06%15.38%16.22% +32%
Net Income YoY (latest Q)12.34%19.00%19.01%19.01% -35%
Profitability
EBITDA Margin76.35%83.41%79.88%
Net Income Margin29.84%41.99%35.91%
Return on Common Equity14.53%18.64%16.59%
Return on Assets4.00%7.23%5.62%
Credit & Quality
Interest Coverage2.03×2.87×2.45×
Scale — latest FY
Revenue / Total Income₹3,673 Cr₹2,245 Cr₹2,959 Cr
Net Income₹1,096 Cr₹943 Cr₹1,019 Cr
Total Assets₹18,618 Cr₹27,399 Cr₹15,167 Cr₹13,048 Cr₹15,167 Cr +23%
EPS₹25.31₹18.84₹22.08
Book Value per Share₹173.08₹101.05₹137.07
◆ best value in the comp set per metric · Δ = subject vs median of the other companies.
« ‹ › »Latest: FY25 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreementXBRL cross-verified ✓ 90%.