Market cap and P/E at the last close; sales growth is the latest quarter on the same quarter a year before; ROE for the latest financial year.
From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.
In ₹ Crore except Per Share Latest Annual | AAVAS FY26 | AADHARHFC FY26 | HOMEFIRST FY26 | APTUS FY26 | Peer Average | |
|---|---|---|---|---|---|---|
| Valuation — at last close | ||||||
| P/E | 13.44× | 17.38× | 20.30× | ◆ 10.63× | 16.11× -17% | |
| P/B | ◆ 1.74× | 2.54× | 2.55× | 1.98× | 2.36× -26% | |
| Market Cap | ₹8,813 Cr | ₹19,171 Cr | ₹11,089 Cr | ₹10,031 Cr | ₹13,430 Cr -34% | |
| Growth | ||||||
| Revenue CAGR 3Y | 18.61% | 21.58% | ◆ 34.27% | 27.11% | 27.65% -33% | |
| Revenue CAGR 5Y | 19.46% | — | ◆ 32.04% | — | 32.04% -39% | |
| Net Income CAGR 3Y | 15.05% | — | ◆ 33.27% | 23.30% | 28.29% -47% | |
| Revenue YoY (latest Q) | 10.39% | 17.06% | ◆ 18.79% | 15.38% | 17.08% -39% | |
| Net Income YoY (latest Q) | 10.73% | 19.00% | ◆ 29.08% | 19.01% | 22.36% -52% | |
| Profitability | ||||||
| NIM (banks) | 5.95% | 7.43% | 6.37% | ◆ 10.67% | 8.16% -27% | |
| Net Income Margin | 24.40% | 29.84% | 28.22% | ◆ 41.99% | 33.35% -27% | |
| Return on Common Equity | 13.92% | 15.75% | 15.71% | ◆ 20.11% | 17.19% -19% | |
| Return on Assets | 3.29% | 4.33% | 3.95% | ◆ 7.76% | 5.35% -38% | |
| Credit & Quality | ||||||
| Total Debt/Equity | 3.09× | 2.49× | 2.43× | ◆ 1.56× | 2.16× +43% | |
| Cost/Income (banks) | 44.37% | 35.87% | 32.36% | ◆ 20.31% | 29.51% +50% | |
| Scale — latest FY | ||||||
| Revenue / Total Income | ₹2,683 Cr | ₹3,673 Cr | ₹1,915 Cr | ₹2,245 Cr | ₹2,611 Cr +3% | |
| Net Income | ₹655 Cr | ₹1,096 Cr | ₹540 Cr | ₹943 Cr | ₹860 Cr -24% | |
| Total Assets | ₹21,213 Cr | ₹27,399 Cr | ₹15,167 Cr | ₹13,048 Cr | ₹18,538 Cr +14% | |
| EPS | ₹82.72 | ₹25.31 | ₹52.35 | ₹18.84 | ₹32.17 +157% | |
| Book Value per Share | ₹637.07 | ₹173.08 | ₹417.57 | ₹101.05 | ₹230.57 +176% | |