Aavas Financiers quarterly results

Q2 FY27 · Jul–Sep 2026

₹ crore	Q2 FY27	Q2 FY26	Change
Total income	737	667	+10.4%
Net interest income	325	288	+12.7%
Net profit	182	164	+10.7%
EPS	₹22.89	₹20.71	+10.5%

Every quarter

₹ crore except per share

Tap a line for its trend	Q2 FY27Sep 2026	Q1 FY27Jun 2026	Q4 FY26Mar 2026	Q3 FY26Dec 2025	Q2 FY26Sep 2025	Q1 FY26Jun 2025	Q4 FY25Mar 2025	Q3 FY25Dec 2024	Q2 FY25Sep 2024	Q1 FY25Jun 2024	Q4 FY24Mar 2024	Q3 FY24Dec 2023	Earlier quartersAlpha Plus

Expenses
Revenue from operations													Earlier quartersEvery year the company has filed comes with Alpha Plus.
	630	616	593	574	564	549	535	512	491	480	459	437
	29.8	25.6	33.6	28.6	27.6	23.2	31.0	26.2	24.2	26.1	28.5	20.6
	6.1	7.2	4.9	4.9	5.7	7.9	4.8	5.3	5.8	6.0	3.8	5.3
	70.5	59.5	82.8	66.9	70.1	47.5	65.2	53.2	58.5	30.5	55.1	44.8
	736	709	715	674	667	628	636	597	579	542	546	508
	0.5	0.4	0.2	0.4	0.4	0.4	1.3	1.2	1.3	0.2	0.8	1.2
	737	709	715	675	667	628	637	598	580	543	547	509
	305	293	273	274	276	271	265	259	249	235	222	217
	0.6	2.6	2.8	2.3	2.9	2.2	2.6	2.5	2.2	1.0	1.2	2.0
	13.4	12.8	6.7	7.8	8.0	11.3	7.6	6.1	4.8	8.6	4.3	8.0
	121	122	133	114	113	111	112	90.6	83.6	91.6	95.9	83.1
	12.2	11.1	11.9	11.1	10.7	9.3	9.8	9.2	8.9	8.5	9.1	8.7
	48.4	48.2	56.7	45.4	46.1	43.9	47.6	42.3	42.0	36.8	37.2	41.1
	501	489	484	455	456	449	444	410	390	382	369	359
	325	324	320	299	288	278	271	253	242	245	237	221
	249	233	237	227	219	190	201	194	195	170	182	158
Profit
	236	220	231	219	211	179	193	188	190	161	177	150
	236	220	231	219	211	179	193	188	190	161	177	150
	51.9	47.4	39.1	42.1	40.6	39.1	33.0	36.2	36.6	37.3	30.7	31.1
	2.2	1.5	10.0	7.2	6.7	0.8	6.5	5.8	5.5	−2.5	4.2	2.0
	54.1	48.8	49.1	49.3	47.3	39.9	39.5	42.0	42.1	34.8	34.9	33.1
	182	171	182	170	164	139	154	146	148	126	143	117
	182	171	182	170	164	139	154	146	148	126	143	117
	−0.7	0.0	−0.0	0.3	0.4	0.0	0.4	0.0	−0.1	0.0	0.3	0.0
	181	171	182	170	164	139	154	146	148	126	143	117
Per share
	₹22.89	₹21.60	₹22.94	₹21.48	₹20.71	₹17.59	₹19.42	₹18.50	₹18.69	₹15.93	₹18.02	₹14.74
	₹22.80	₹21.51	₹22.78	₹21.32	₹20.55	₹17.45	₹19.26	₹18.45	₹18.67	₹15.92	₹18.00	₹14.72
Other comprehensive income — detail
	−0.7	—	−0.0	0.3	0.4	—	0.4	0.0	−0.1	0.0	0.3	0.0
	−0.9	—	−0.0	0.4	0.6	—	0.5	0.0	−0.2	—	0.4	0.0
	−0.2	—	−0.0	0.1	0.1	—	0.1	—	—	—	—	—
	—	—	—	—	—	—	—	0.0	−0.0	0.0	0.1	0.0
Per share — as-filed variants
	₹22.89	₹21.60	₹22.94	₹21.48	₹20.71	₹17.59	₹19.42	₹18.50	₹18.69	₹15.93	₹18.02	₹14.74
	₹22.80	₹21.51	₹22.78	₹21.32	₹20.55	₹17.45	₹19.26	₹18.45	₹18.67	₹15.92	₹18.00	₹14.72
Regulatory disclosures — filed alongside, not part of the P&L
	6.3	—	8.6	—	5.2	—	5.8	—	—	—	—	—
Adjusted (ex-exceptional items) — derived
	236	220	231	219	211	179	193	188	190	161	177	150
	182	171	182	170	164	139	154	146	148	126	143	117
	₹22.89	₹21.60	₹22.94	₹21.48	₹20.71	₹17.59	₹19.42	₹18.50	₹18.69	₹15.93	₹18.02	₹14.74

Open the chart

From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

alphave

AAVAS₹1,111.60

Aavas Financiers Ltd.

· Banking & Finance

Annual Quarterly₹ CrorePeersAADHARHFC HOMEFIRST APTUS ABSLAMC UCOBANK STARHEALTH PINELABS CANFINHOMEMcap ₹8,813 Cr

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In ₹ Crore except Per Share 3 Months Ending	Q3 FY24 31/12/2023	Q4 FY24 31/03/2024	Q1 FY25 30/06/2024	Q2 FY25 30/09/2024	Q3 FY25 31/12/2024	Q4 FY25 31/03/2025	Q1 FY26 30/06/2025	Q2 FY26 30/09/2025	Q3 FY26 31/12/2025	Q4 FY26 31/03/2026	Q1 FY27 30/06/2026	Q2 FY27 30/09/2026
Revenue from Operations
+ Interest Income	437.3	458.6	479.7	490.6	512.1	535.3	548.9	563.6	573.8	593.4	616.5	629.9
+ Fees & Commission Income	20.6	28.5	26.1	24.2	26.2	31.0	23.2	27.6	28.6	33.6	25.6	29.8
+ Net Gain on Fair Value Changes	5.3	3.8	6.0	5.8	5.3	4.8	7.9	5.7	4.9	4.9	7.2	6.1
+ Net Gain on Derecognition — Amortised Cost	44.8	55.1	30.5	58.5	53.2	65.2	47.5	70.1	66.9	82.8	59.5	70.5
Revenue from Operations	508.0	546.0	542.4	579.2	596.7	636.2	627.6	667.0	674.2	714.7	708.7	736.3
Other Income	1.2	0.8	0.2	1.3	1.2	1.3	0.4	0.4	0.4	0.2	0.4	0.5
Total Income	509.2	546.8	542.6	580.5	597.9	637.5	627.9	667.5	674.6	714.8	709.1	736.8
Expenses
+ Finance Costs	216.6	221.6	235.2	248.9	258.7	264.7	271.3	275.5	274.5	273.5	292.6	305.3
+ Fees & Commission Expense	2.0	1.2	1.0	2.2	2.5	2.6	2.2	2.9	2.3	2.8	2.6	0.6
+ Impairment on Financial Instruments	8.0	4.3	8.6	4.8	6.1	7.6	11.3	8.0	7.8	6.7	12.8	13.4
+ Employee Benefit Expense	83.1	95.9	91.6	83.6	90.6	112.0	110.7	112.9	114.2	132.5	121.7	121.2
+ Depreciation & Amortisation	8.7	9.1	8.5	8.9	9.2	9.8	9.3	10.7	11.1	11.9	11.1	12.2
+ Other Expenses	41.1	37.2	36.8	42.0	42.3	47.6	43.9	46.1	45.4	56.7	48.2	48.4
Total Expenses	359.5	369.3	381.6	390.4	409.5	444.3	448.8	456.2	455.3	484.1	489.0	501.2
Net Interest Income	220.8	237.1	244.6	241.8	253.3	270.5	277.6	288.1	299.3	319.9	323.8	324.6
Pre-provision Operating Profit (derived)	157.7	181.8	169.5	194.8	194.5	200.9	190.4	219.2	227.2	237.4	232.9	249.0
Profit
PBT before Exceptional Items	149.7	177.5	160.9	190.0	188.4	193.2	179.1	211.2	219.3	230.8	220.1	235.6
Pretax Income	149.7	177.5	160.9	190.0	188.4	193.2	179.1	211.2	219.3	230.8	220.1	235.6
+ Current Tax	31.1	30.7	37.3	36.6	36.2	33.0	39.1	40.6	42.1	39.1	47.4	51.9
+ Deferred Tax	2.0	4.2	-2.5	5.5	5.8	6.5	0.8	6.7	7.2	10.0	1.5	2.2
Tax Expense	33.1	34.9	34.8	42.1	42.0	39.5	39.9	47.3	49.3	49.1	48.8	54.1
Net Income	116.6	142.6	126.1	147.9	146.4	153.7	139.2	163.9	170.0	181.7	171.3	181.5
+ Net Income — Continuing Ops	116.6	142.6	126.1	147.9	146.4	153.7	139.2	163.9	170.0	181.7	171.3	181.5
+ Other Comprehensive Income	0.0	0.3	0.0	-0.1	0.0	0.4	0.0	0.4	0.3	-0.0	0.0	-0.7
Total Comprehensive Income	116.6	142.9	126.1	147.8	146.4	154.0	139.2	164.4	170.3	181.7	171.3	180.8
Per Share
Basic EPS	14.74	18.02	15.93	18.69	18.50	19.42	17.59	20.71	21.48	22.94	21.60	22.89
Diluted EPS	14.72	18.00	15.92	18.67	18.45	19.26	17.45	20.55	21.32	22.78	21.51	22.80
Other Comprehensive Income — detail
+ Other Comprehensive Income	0.0	0.3	0.0	-0.1	0.0	0.4	—	0.4	0.3	-0.0	—	-0.7
+ Items NOT to be Reclassified to P&L	0.0	0.4	—	-0.2	0.0	0.5	—	0.6	0.4	-0.0	—	-0.9
+ Tax on Items NOT to be Reclassified	—	—	—	—	—	0.1	—	0.1	0.1	-0.0	—	-0.2
+ Tax on Items NOT to be Reclassified — alt tag	0.0	0.1	0.0	-0.0	0.0	—	—	—	—	—	—	—
Per Share — as-filed variants
Basic EPS — Continuing Operations	14.74	18.02	15.93	18.69	18.50	19.42	17.59	20.71	21.48	22.94	21.60	22.89
Diluted EPS — Continuing Operations	14.72	18.00	15.92	18.67	18.45	19.26	17.45	20.55	21.32	22.78	21.51	22.80
Regulatory Disclosures — filed alongside, not part of the P&L
Related-party Transactions — During the Period	—	—	—	—	—	5.8	—	5.2	—	8.6	—	6.3
Adjusted (ex-Exceptional Items) — derived
Pretax Income (Adjusted, as filed)	149.7	177.5	160.9	190.0	188.4	193.2	179.1	211.2	219.3	230.8	220.1	235.6
Net Income Adj (tax-effected)	116.6	142.6	126.1	147.9	146.4	153.7	139.2	163.9	170.0	181.7	171.3	181.5
EPS Adj	14.74	18.02	15.93	18.69	18.50	19.42	17.59	20.71	21.48	22.94	21.60	22.89
Other Filed Concepts — mapped but not yet placed in the schedule
Face Value	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00
Filed Debt Equity	3.00	3.00	3.00	3.00	3.00	317.60	3.17	306.32	307.06	308.70	3.06	303.47
Paid Up Equity Capital	79.1	79.1	79.1	79.1	79.1	79.2	79.2	79.2	79.2	79.3	79.3	79.3

As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.

« ‹ › »Latest: Q2 FY27 · StandaloneFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

Aavas Financiers Q2 FY27 results (July–September 2026)

Aavas Financiers (NSE: AAVAS) reported its Q2 FY27 results (July–September 2026). Consolidated net profit was ₹182 crore, up 10.7% from ₹164 crore in Q2 FY26 and up 6.0% from ₹171 crore in Q1 FY27. Revenue from operations was ₹736 crore, up 10.4% year on year and up 3.9% from the previous quarter.

Q3 FY27 results due by: 14 February 2027

Q2 FY27 at a glance · consolidated

Net profit: ₹182 Cr+10.7% vs Q2 FY26+6.0% vs Q1 FY27
Revenue from operations: ₹736 Cr+10.4% vs Q2 FY26+3.9% vs Q1 FY27
Earnings per share (basic): ₹22.89+10.5% vs Q2 FY26+6.0% vs Q1 FY27
Net profit margin: 24.7%+0.1 pts vs Q2 FY26+0.5 pts vs Q1 FY27

Questions

What was Aavas Financiers' net profit in Q2 FY27?

Consolidated net profit was ₹182 crore, up 10.7% from ₹164 crore in Q2 FY26 and up 6.0% from ₹171 crore in Q1 FY27.

How were Aavas Financiers' Q2 FY27 results?

Both grew from a year earlier: net profit was up 10.7% at ₹182 crore and revenue was up 10.4% at ₹736 crore. Against Q1 FY27, net profit was up 6.0% and revenue up 3.9%.

What is Aavas Financiers' net profit margin?

Aavas Financiers' net profit margin was 24.7% in Q2 FY27 (net profit as a share of revenue from operations), against 24.6% in Q2 FY26 (up 0.1 percentage points). For FY26 as a whole it was 24.4%.

What was Aavas Financiers' revenue in Q2 FY27?

Revenue from operations was ₹736 crore, up 10.4% year on year and up 3.9% from the previous quarter.

What was Aavas Financiers' EPS in Q2 FY27?

Basic earnings per share were ₹22.89, against ₹20.71 in Q2 FY26.

What was Aavas Financiers' net profit in FY26?

Consolidated net profit was ₹655 crore in FY26 (April 2025–March 2026), up 14.1% from ₹574 crore in FY25. It was ₹491 crore in FY24 and ₹430 crore in FY23: up 52.3% over three years, 15.0% a year on average.

What was Aavas Financiers' net profit in the first half of FY27?

Consolidated net profit for the first half of FY27 (April–September 2026) was ₹353 crore, up 16.4% from ₹303 crore in the same months a year earlier. Revenue from operations was ₹1,445 crore, up 11.6%.

How has Aavas Financiers' profit changed over the last four quarters?

Net profit by quarter: ₹170 crore in Q3 FY26, ₹182 crore in Q4 FY26, ₹171 crore in Q1 FY27 and ₹182 crore in Q2 FY27. That is ₹705 crore over the four quarters, up 16.8% from ₹603 crore in the four quarters before. Revenue from operations: ₹674 crore, ₹715 crore, ₹709 crore and ₹736 crore.

What was Aavas Financiers' revenue in FY26?

Revenue from operations was ₹2,683 crore in FY26 (April 2025–March 2026), up 14.0% from ₹2,355 crore in FY25. It was ₹2,017 crore in FY24 and ₹1,608 crore in FY23: up 66.9% over three years, 18.6% a year on average.

When will Aavas Financiers announce its Q3 FY27 results?

Q3 FY27 covers October–December 2026. Listed companies must publish quarterly results within 45 days of the quarter's end (SEBI listing rules, Regulation 33), so the results are due by 14 February 2027. The company tells the exchanges the date of the board meeting at least two working days before it.

Where do these Aavas Financiers figures come from?

From Aavas Financiers' own consolidated results filings to NSE, in ₹ crore as filed. Growth compares the same consolidated figures a year and a quarter earlier.

Consolidated figures from the company's filings to NSE. Every company's results dates this season are in the Q2 FY27 results calendar, part of Alpha Plus.