alphaveAAVAS₹1,284.90

Aavas Financiers Ltd.

Annual Quarterly₹ CrorePeersAADHARHFC HOMEFIRST APTUS ABSLAMC UCOBANK STARHEALTH PINELABS CANFINHOME

View

In ₹ Crore except Per Share 12 Months Ending	Q1 FY22 30/06/2021	Q2 FY22 30/09/2021	Q3 FY22 31/12/2021	Q4 FY22 31/03/2022	Q1 FY23 30/06/2022	Q2 FY23 30/09/2022	Q3 FY23 31/12/2022	Q4 FY23 31/03/2023	Q1 FY24 30/06/2023	Q2 FY24 30/09/2023	Q3 FY24 31/12/2023	Q4 FY24 31/03/2024
Revenue from Operations	271.9	324.8	342.6	365.1	352.9	394.9	411.4	449.7	467.0	496.8	508.1	546.0
Other Income	0.1	0.6	0.3	0.2	0.1	0.3	0.7	0.7	0.0	0.8	1.2	0.8
Total Income	272.0	325.5	342.9	365.3	353.0	395.2	412.1	450.4	467.0	497.6	509.3	546.8
Expenses
+ Employee Benefit Expense	46.7	57.9	60.4	69.3	67.9	77.5	80.6	75.6	94.9	82.0	83.1	95.9
+ Finance Costs	112.8	116.0	125.1	123.7	134.7	141.0	150.4	165.0	186.6	203.6	216.6	221.6
+ Depreciation & Amortisation	5.0	5.8	5.7	7.3	6.2	6.9	6.9	8.7	7.3	7.6	8.7	9.1
+ Other Expenses	14.8	21.4	23.7	29.2	26.5	28.2	31.9	34.2	29.5	38.4	41.1	37.2
Total Expenses	198.2	207.4	227.8	219.5	238.5	257.6	274.3	291.7	326.2	340.3	359.4	369.4
EBITDA	191.5	239.2	245.6	276.5	255.2	285.2	294.3	331.6	334.7	367.8	373.8	407.2
EBIT	186.5	233.4	239.8	269.3	249.0	278.2	287.4	323.0	327.4	360.2	365.2	398.1
Profit
PBT before Exceptional Items	73.8	118.0	115.1	145.8	114.4	137.6	137.8	158.7	140.8	157.4	149.8	177.4
Pretax Income	73.8	118.0	115.1	145.8	114.4	137.6	137.8	158.7	140.8	157.4	149.8	177.4
+ Current Tax	23.7	25.0	19.2	23.3	24.6	24.5	27.8	27.2	30.6	31.4	31.1	30.7
+ Deferred Tax	-9.0	1.1	7.1	7.1	0.8	6.4	2.9	4.6	0.5	4.3	2.0	4.2
Tax Expense	14.7	26.1	26.3	30.3	25.4	30.9	30.6	31.8	31.0	35.7	33.1	34.9
Net Income	59.0	91.9	88.8	115.5	89.0	106.6	107.1	126.8	109.8	121.7	116.7	142.5
+ Net Income — Continuing Ops	59.0	91.9	88.8	115.5	89.0	106.6	107.1	126.8	109.8	121.7	116.7	142.5
+ Other Comprehensive Income	0.0	0.2	0.0	0.5	0.0	0.2	0.0	0.6	0.0	-0.1	0.0	0.3
Total Comprehensive Income	59.0	92.1	88.8	116.0	89.0	106.9	107.1	127.5	109.8	121.6	116.7	142.7
Per Share
Basic EPS	7.52	11.69	11.25	14.63	11.28	13.51	13.56	16.05	13.89	15.38	14.75	18.00
Diluted EPS	7.46	11.60	11.19	14.57	11.24	13.46	13.52	16.01	13.87	15.37	14.73	17.98
Revenue Detail — as filed
+ Fees & Commission Income	7.4	12.0	12.5	14.3	14.3	14.0	14.9	15.5	17.4	20.1	20.6	28.5
+ Net Gain on Fair Value Changes	1.5	1.0	1.9	0.9	2.0	2.7	1.9	3.1	3.5	4.0	5.3	3.8
+ Net Gain on Derecognition — Amortised Cost	0.0	33.1	45.2	45.7	21.7	49.4	36.0	44.8	33.0	46.6	44.8	55.1
Expense Detail — as filed
+ Fees & Commission Expense	2.0	1.6	1.6	0.5	2.3	2.3	1.1	1.8	2.2	3.1	2.0	1.2
+ Impairment on Financial Instruments	17.0	4.7	11.3	-10.4	0.9	1.6	3.5	6.4	5.7	5.5	8.0	4.4
Other Comprehensive Income — detail
+ Other Comprehensive Income	0.0	0.2	0.0	0.5	0.0	0.2	0.0	0.6	0.0	-0.1	0.0	0.3
+ Items NOT to be Reclassified to P&L	—	—	—	—	—	0.3	—	0.9	—	-0.1	0.0	0.4
+ Tax on Items NOT to be Reclassified — alt tag	—	—	—	—	0.0	0.1	—	0.2	0.0	-0.0	0.0	0.1
Per Share — as-filed variants
Basic EPS — Continuing Operations	7.52	11.69	11.25	14.63	11.28	13.51	13.56	16.05	13.89	15.38	14.75	18.00
Diluted EPS — Continuing Operations	7.46	11.60	11.19	14.57	11.24	13.46	13.52	16.01	13.87	15.37	14.73	17.98
Derived — Gross Profit (Revenue − Materials − Purchases − Δ Inventories)
Gross Profit	271.9	324.8	342.6	365.1	352.9	394.9	411.4	449.7	467.0	496.8	508.1	546.0
Gross Margin %	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00
Adjusted (ex-Exceptional Items) — derived
Pretax Income (Adjusted, as filed)	73.8	118.0	115.1	145.8	114.4	137.6	137.8	158.7	140.8	157.4	149.8	177.4
Net Income Adj (tax-effected)	59.0	91.9	88.8	115.5	89.0	106.6	107.1	126.8	109.8	121.7	116.7	142.5
EPS Adj	7.52	11.69	11.25	14.63	11.28	13.51	13.56	16.05	13.89	15.38	14.75	18.00
Other Filed Concepts — mapped but not yet placed in the schedule
Face Value	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00
Filed Debt Equity	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.03
Filed Iscr	0.02	—	0.00	0.00	0.00	0.00	—	—	0.00	—	—	—
Interest Earned	263.1	278.7	283.0	304.1	314.9	328.8	358.6	386.3	413.0	426.0	437.4	458.6
Paid Up Equity Capital	78.5	78.9	78.9	78.9	79.0	79.0	79.0	79.1	79.1	79.1	79.1	79.1

As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.

« ‹ › »Latest: Q4 FY24 · ConsolidatedFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.