Aavas Financiers cash flow

Latest FY26

Cash from operations: −₹1,386cr−₹1,660 cr in FY25
Cash from investing: −₹117cr₹176 cr in FY25
Cash from financing: ₹1,720cr+16.7% on FY25
Capital spending: ₹32.8cr+9.1% on FY25

₹ crore except per share

Tap a line for its trend	Last 12Mto Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023	FY22 and earlierAlpha Plus

Changes in working capital
Adjustments to reconcile profit — non-cash items						FY22 and earlierEvery year the company has filed comes with Alpha Plus.
	—	43.1	36.5	32.7	28.7
	—	0.0	0.0	0.0	12.4
	—	−23.4	−21.9	−16.6	0.0
	—	33.7	12.7	8.6	16.4
	—	−0.4	−0.5	0.0	0.0
	—	−2,175	−2,251	−2,568	−2,423
	—	−95.8	−58.5	−51.9	−44.3
	—	109	−11.1	82.4	36.4
	—	5.3	5.0	6.3	3.8
	—	0.0	0.0	0.0	3.2
	—	34.7	28.6	26.4	0.0
Cash from operating activities
	906	840	733	624	549
	—	−2,068	−2,261	−2,480	−2,366
	—	−1,228	−1,528	−1,856	−1,817
	—	159	132	131	92.9
	—	−1,386	−1,660	−1,987	−1,910
Cash from investing activities
	—	32.8	30.1	32.7	39.0
	—	1.4	2.0	1.3	0.5
	—	65.6	23.1	71.4	58.2
	—	0.0	0.1	11.8	0.0
	—	−19.5	227	−556	283
	—	−117	176	−647	186
Cash from financing activities
	—	1.3	0.3	2.3	7.5
	—	5,249	4,578	4,510	3,811
	—	3,504	3,074	2,014	1,943
	—	25.7	23.1	20.8	17.5
	—	0.4	−6.8	−0.0	0.0
	—	1,720	1,475	2,477	1,858
	—	217	−9.2	−156	134
	—	217	−9.2	−156	134
	—	—	—	20.6	177
Reference items
	—	−1,419	−1,690	−2,019	−1,949
	—	−₹179.01	−₹213.19	−₹254.70	−₹245.85
	—	−2.12×	−2.89×	−4.05×	−4.44×
	—	159	132	131	92.9

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From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

alphave

AAVAS₹1,111.60

Aavas Financiers Ltd.

· Banking & Finance

₹ CrorePeersAADHARHFC HOMEFIRST APTUS ABSLAMC UCOBANK STARHEALTH PINELABS CANFINHOMEMcap ₹8,813 Cr

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In ₹ Crore except Per Share 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Adjustments to Reconcile Profit — Non-cash Items
+ Depreciation & Amortisation	28.7	32.7	36.5	43.1	—
+ Impairment Loss / (Reversal)	12.4	0.0	0.0	0.0	—
+ Fair Value (Gains) / Losses	0.0	-16.6	-21.9	-23.4	—
+ Share-based Payments	16.4	8.6	12.7	33.7	—
+ Other — Cash Effects are Investing / Financing	0.0	0.0	-0.5	-0.4	—
Changes in Working Capital
+ Other Financial Assets — Current	-2,423.0	-2,568.3	-2,251.5	-2,174.7	—
+ Other Financial Assets — Non-current	-44.3	-51.9	-58.5	-95.8	—
+ Other Financial Liabilities — Non-current	36.4	82.4	-11.1	109.5	—
+ Other Non-current Liabilities	3.8	6.3	5.0	5.3	—
+ Provisions — Current	3.2	0.0	0.0	0.0	—
+ Provisions — Non-current	0.0	26.4	28.6	34.7	—
Cash from Operating Activities
Profit Before Tax (per I/S)	549.0	624.4	732.6	840.4	905.8
+ Total Adjustments (incl. Working Capital)	-2,366.3	-2,480.5	-2,260.6	-2,068.1	—
Cash from Operations (pre-tax)	-1,817.3	-1,856.0	-1,528.0	-1,227.6	—
+ Income Taxes Paid	92.9	130.6	132.1	158.8	—
Cash from Operating Activities	-1,910.2	-1,986.6	-1,660.1	-1,386.4	—
Cash from Investing Activities
+ Acq of Fixed Assets (Capex)	39.0	32.7	30.1	32.8	—
+ Disp of Fixed Assets	0.5	1.3	2.0	1.4	—
+ Acq of Other Long-term Assets	58.2	71.4	23.1	65.6	—
+ Disp of Subsidiaries / Businesses (net)	0.0	11.8	0.1	0.0	—
+ Other Inflows / (Outflows) — Investing	283.0	-555.7	227.3	-19.5	—
Cash from Investing Activities	186.3	-646.8	176.2	-116.5	—
Cash from Financing Activities
+ Proceeds from Issue of Shares	7.5	2.3	0.3	1.3	—
+ Proceeds from Borrowings	3,811.4	4,509.7	4,577.8	5,248.5	—
+ Repayment of Borrowings	1,943.2	2,013.9	3,073.5	3,504.2	—
+ Payment of Lease Liabilities	17.5	20.8	23.1	25.7	—
+ Other Inflows / (Outflows) — Financing	0.0	-0.0	-6.8	0.4	—
Cash from Financing Activities	1,858.3	2,477.3	1,474.7	1,720.2	—
Net Changes in Cash (pre-FX)	134.4	-156.1	-9.2	217.3	—
Net Changes in Cash	134.4	-156.1	-9.2	217.3	—
Closing Cash	176.7	20.6	—	—	—
Reference Items
Free Cash Flow (CFO − Capex)	-1,949.2	-2,019.3	-1,690.2	-1,419.2	—
Free Cash Flow per Basic Share	-245.85	-254.70	-213.19	-179.01	—
Cash Flow to Net Income	-4.44	-4.05	-2.89	-2.12	—
Cash Paid for Taxes	92.9	130.6	132.1	158.8	—

As filed, sign as filed: a payment tagged as a positive magnitude in the filing stays positive here, so read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown — depth follows the filer, so a thin statement means a thin filing. Total Adjustments is the filer's own grand total of the reconciliation and spans BOTH the non-cash items and the working-capital block; Profit Before Tax plus it equals Cash from Operations (pre-tax). It can be reported when its components are not, so it is never a sum of the rows above it. No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.