Aavas Financiers balance sheet

As of Sep 2026

Loans: ₹19,321cr+15.9% on Sep 2025
Total debt: ₹16,383cr+14.3% on Sep 2025
Total assets: ₹22,341cr+14.9% on Sep 2025
Shareholders' equity: ₹5,398cr+15.4% on Sep 2025

₹ crore except per share

Tap a line for its trend	H1 FY27Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023	FY22 and earlierAlpha Plus

Non-financial assets
Financial assets						FY22 and earlierEvery year the company has filed comes with Alpha Plus.
	429	229	11.3	20.6	177
	1,471	1,615	1,548	1,777	1,205
	0.0	0.0	1.0	0.0	0.0
	10.4	14.9	11.4	12.2	0.0
	19,321	18,373	16,230	14,004	11,476
	344	271	230	182	123
	547	511	420	364	303
	22,122	21,012	18,452	16,361	13,284
	0.0	0.0	0.7	11.8	3.0
	38.3	37.9	30.4	29.7	31.6
	53.6	45.0	41.6	30.6	4.2
	0.8	9.3	10.4	11.2	20.4
	126	108	83.6	75.2	67.7
	219	200	167	158	127
	22,341	21,213	18,618	16,519	13,411
Financial liabilities
	0.0	—	—	0.0	0.0
	2,021	2,034	1,727	1,404	1,425
	14,361	13,558	12,122	10,933	8,316
	0.0	—	0.0	0.0	99.9
	367	389	273	263	213
	16,756	15,992	14,128	12,631	10,062
Non-financial liabilities
	26.7	2.0	0.0	0.0	0.0
	14.5	9.8	9.1	8.4	6.6
	104	100	75.6	60.2	50.2
	41.3	57.4	44.7	46.8	22.3
	186	170	129	115	79.0
	16,943	16,162	14,258	—	—
Equity
	79.3	79.3	79.2	79.1	79.1
	5,319	4,972	4,282	3,694	3,191
	5,398	5,051	4,361	—	—
	5,398	5,051	4,361	3,773	3,270
	22,341	21,213	18,618	16,519	13,411
Trade payables — MSME split
	0.8	2.2	1.0	0.3	0.0
	6.2	8.4	3.9	30.6	8.6

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From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

alphave

AAVAS₹1,111.60

Aavas Financiers Ltd.

· Banking & Finance

₹ CrorePeersAADHARHFC HOMEFIRST APTUS ABSLAMC UCOBANK STARHEALTH PINELABS CANFINHOMEMcap ₹8,813 Cr

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In ₹ Crore except Per Share As of	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Financial Assets
+ Cash & Cash Equivalents	176.7	20.6	11.3	228.6	429.1
+ Other Bank Balances	1,205.0	1,777.3	1,548.3	1,614.7	1,471.2
+ Derivative Financial Instruments	0.0	0.0	1.0	0.0	0.0
+ Trade Receivables	0.0	12.2	11.4	14.9	10.4
+ Loans	11,476.3	14,004.4	16,229.7	18,372.7	19,320.7
+ Investments	123.1	182.2	230.0	270.8	344.4
+ Other Financial Assets	302.7	364.4	420.0	510.7	546.5
Financial Assets	13,283.7	16,361.0	18,451.8	21,012.4	22,122.4
Non-financial Assets
+ Current Tax Assets (net)	3.0	11.8	0.7	0.0	0.0
+ Property, Plant & Equipment	31.6	29.7	30.4	37.9	38.3
+ Other Intangibles	4.2	30.6	41.6	45.0	53.6
+ Intangibles under Development	20.4	11.2	10.4	9.3	0.8
+ Other Non-financial Assets	67.7	75.2	83.6	107.9	126.1
Non-financial Assets	126.9	158.5	166.7	200.1	218.8
Total Assets	13,410.5	16,519.5	18,618.5	21,212.5	22,341.2
Financial Liabilities
+ Derivative Financial Instruments	0.0	0.0	—	—	0.0
+ Debt Securities	1,424.5	1,403.5	1,727.5	2,034.1	2,021.1
+ Borrowings (other than Debt Securities)	8,316.2	10,933.0	12,122.4	13,558.1	14,361.5
+ Subordinated Liabilities	99.9	0.0	0.0	—	0.0
+ Other Financial Liabilities	212.5	263.2	273.5	389.3	366.7
Financial Liabilities	10,061.8	12,630.7	14,128.2	15,992.1	16,756.2
Non-financial Liabilities
+ Current Tax Liabilities (net)	0.0	0.0	0.0	2.0	26.7
+ Provisions	6.6	8.4	9.1	9.8	14.5
+ Deferred Tax Liabilities (net)	50.2	60.2	75.6	100.4	104.0
+ Other Non-financial Liabilities	22.3	46.8	44.7	57.4	41.3
Non-financial Liabilities	79.0	115.5	129.4	169.5	186.5
Total Liabilities	—	—	14,257.6	16,161.7	16,942.7
Equity
+ Equity Share Capital	79.1	79.1	79.2	79.3	79.3
+ Other Equity	3,190.6	3,694.2	4,281.7	4,971.6	5,319.2
Equity — Owners of Parent	—	—	4,360.8	5,050.8	5,398.5
Total Equity	3,269.7	3,773.3	4,360.8	5,050.8	5,398.5
Total Equity & Liabilities	13,410.5	16,519.5	18,618.5	21,212.5	22,341.2
Trade Payables — MSME split
+ Dues to Micro & Small Enterprises	0.0	0.3	1.0	2.2	0.8
+ Dues to Other Creditors	8.6	30.6	3.9	8.4	6.2

As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.