Aadhar Housing Finance profitability ratios

Profitability Growth Credit Liquidity Working capital Dividend yield DuPont CAGR

Per cent unless marked ×

Tap a line for its trend	Last 12Mto Jun 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024

Returns
	15.8%	15.8%	16.9%	16.9%
	4.3%	4.3%	4.3%	3.9%
Margins & efficiency
	7.4%	7.4%	7.3%	6.7%
	35.9%	35.9%	36.4%	37.5%
	0.3%	0.3%	0.3%	0.2%
	29.9%	29.8%	29.3%	29.0%
Leverage
	3.63×	3.63×	3.64×	4.29×
	2.49×	2.49×	2.56×	3.14×
Additional
	22.1%	22.1%	22.3%	21.9%

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From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

alphave

AADHARHFC₹440.00

Aadhar Housing Finance Ltd.

· Banking & Finance

₹ CrorePeersAAVAS HOMEFIRST APTUS ABSLAMC UCOBANK STARHEALTH PINELABS NUVAMAMcap ₹19,171 Cr

Profitability Growth Credit Liquidity Working Capital Yield Analysis DuPont

Ratios — % unless marked × 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/06/2026
Returns
Return on Common Equity	—	16.85	16.85	15.75	15.75
Return on Assets	—	3.93	4.31	4.33	4.33
Margins & Efficiency
Net Interest Margin (on avg assets)	—	6.72	7.30	7.43	7.43
Cost to Income	—	37.46	36.42	35.87	35.87
Credit Cost (impairment / avg loans)	—	0.24	0.31	0.30	0.30
Net Income Margin	—	28.98	29.34	29.84	29.89
Leverage
Leverage (Assets/Equity)	—	4.29	3.64	3.63	3.63
Total Debt/Equity	—	3.14	2.56	2.49	2.49
Additional
Effective Tax Rate	—	21.88	22.28	22.05	22.09

No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.